Most Recent Auto Insurance News in State Insurance News

• Governor’s signature awaited for the ‘no pay, no play’ auto insurance bill

  by Richard Burton
  

  The Senators and Representative in Montana have just managed to get the legislation passed where the ‘no pay, no play’ provision would be added on to the existing auto insurance laws in the state. There are variations of the ‘no pay, no play’ laws that are already existing in a few states. These are in existence so the motorists who disobey the compulsory auto insurance coverage that is prescribed by the state, cannot sue for any of the non-economic damages that are caused as a result of the accidents. These uninsured drivers can no longer get away if they are … (more) April 9, 2011

• Floridians are under continuous threat due to the PIP fraud

  by Richard Burton
  

  Floridians are under threat on a daily basis as they are being increasingly targeted by fraudsters who use them as a pawn and manage to collect millions each year. This is costing the average Floridian as much as $100 extra by way of auto insurance premiums every year. The PIP coverage is used as a tool by these fraudsters and efforts are under way to protect the residents of Florida and also to give the necessary tools to the law enforcement officers to stop these frauds before they occur. The Sunshine Coalition to Erase Fraud had come together with the … (more) April 8, 2011

• Reports suggests auto insurance policies at Michigan are the costliest

  by Richard Burton
  

  Two of the recent studies conducted in the field of auto insurance in the United States have revealed that residents of Michigan are the ones who pay the highest to avail auto insurance coverage. While both did rank auto insurance in this state to be the priciest, one of the reports awarded Michigan the first place. The main reason for the high insurance rates in this state can be attributed to the compulsory unlimited coverage to cover personal injury costs in case of accidents. Considering a hypothetical case, a man aged 40 years with a good driving record will have … (more) April 7, 2011

• Leading auto insurance providers in the country offering the best coverage

  by Richard Burton
  

  Every citizen in the United States, irrespective of whether they own a car or not, is aware of the importance of a good auto insurance policy. Not only does it allow consumers to drive on roads legally, it also ensures financial protection in case of mishaps. According to some of the most recent studies conducted in this field, residents in the state of Michigan pay the highest for their auto insurance policies, while the residents of Virginia enjoy some of the best auto insurance rates in the market today. Though there are a number of leading providers in this industry … (more) April 6, 2011

• Fewer accidents make wisconsin roads safe for deer

  by Richard Burton
  

  There seem to be fewer accidents involving deer on Wisconsin roads as the number of motorists on the road has reduced considerably as part of the cost cutting measures and to cut down on gas prices. Even motorists are cutting down on their speed and are no longer stepping up on the gas pedal as the wish to consume less fuel. All of this has resulted in fewer casualties and the deer seem to be much safer now. Most residents who have grown up in Wisconsin will have at a couple of incidents to narrate where they would have applied … (more) April 2, 2011

• Drivers in Michigan will have to pay more to cover medical costs

  by Richard Burton
  

  Now, drivers in Michigan will have to pay more in order to cover the medical costs due to the accident-related injuries in the state. Each vehicle will have to shell out an extra $145 starting July 1. This increase in fee ($1.91-per-vehicle increase) over the fees this year has been announced by the Michigan Catastrophic Claims Association (MCCA) on Friday. This fee is included in all auto insurance policies to pay for all the medical expenses that go over $500,000 for vehicle-related injuries that are more severe in nature like permanent paralysis or closed head injuries. Although the MCCA has … (more) April 1, 2011

• Auto insurance premiums in Florida are much lower than the national average as per survey reports

  by Richard Burton
  

  As per the recent reports Florida’s auto insurance premiums are much lower than the national average this year. The average premium this year is 5% less than the national average. The premium for a select group of drivers is at $1,476 while the national average is $1,561. At least half a dozen bills have been proposed by the lawmakers this year and it is aimed at reducing fraudulent practices in the PIP claims. Most legislators who have supported the bill agree that urgent reforms are needed in the bill to reduce the high insurance premiums that Floridians are asked to … (more) March 31, 2011

• Changes are essential in PIP insurance in Florida

  by Richard Burton
  

  All the TV commercials and the aggressive marketing with regard to the auto insurance bills are not going to go down well with the Floridians.  The residents of Florida are expected to pay around $1,200 per year on auto insurance and this is the much higher than what most people pay everywhere else in the Southeast. The lawmakers in Florida will have to find ways and means to cut down on the excessive attorney’s fees as well as the scams that are associated with the PIP auto insurance cover.  This will help bring down the high auto insurance premiums that … (more) March 27, 2011

• Auto insurance verification bill passed by mississippi senate

  by Richard Burton
  

  Mississippi senate passed the auto insurance verification bill – a bill that was designed based on the mandatory laws in Mississippi.  This was one among the several proposals that were facing a deadline. As per the bill, the Department of Public Safety, the Department of Revenue, as well as the Insurance Department will now use computer technology in their new programs to verify the liability insurance cover. Now uninsured motorists could face different penalties that may include suspension of the driver’s license along with a fine of $500.  Now the tax collectors as well as the tax assessors will have … (more) March 24, 2011

• The new hike in auto insurance premiums put michigan right on top

  by Richard Burton
  

  As per the latest figures that have been released the annual auto insurance rates on the 2011 model vehicles have risen by $131.74. According to the latest estimates the annual rates for a 40-year-old sample male is at $1,561 and the state of Vermont is the least at $995, whereas Michigan is the highest at $2,541 according to the Insure report through Motor Trend.  This shows that the automotive heartland of the United States is the most expensive state and if you have to insure a vehicle in Louisiana a single-year hike has been around $443 on an average. The … (more) March 23, 2011

• Bringing auto insurance in Florida to a grinding halt

  by Richard Burton
  

  Residents of the state of Florida have been at the receiving end because of the auto insurance fraud that has been steadily on the rise.  Floridians are struggling to deal with the rising cost of auto insurance bills even as the evidence is piling up. Auto insurance fraud is the highest in the state of Florida – the highest in the entire nation.  As per the reports from the National Insurance Crime Bureau, three cities have topped the list when it comes to fraudulent claims such as staged accidents etc.  All three cities are in Florida – Tampa, Orlando, and … (more) March 21, 2011

• Auto insurance rates second highest in Louisiana

  by Richard Burton
  

  Louisiana is the second highest when it comes to the ranking as per the average of the auto insurance premiums.  The percentage of uninsured motorist as well as pending lawsuits over insurance claims has been very high.  As per the latest figures Louisiana averaged at $2.453 for a new vehicle to be insured while Michigan was leading at $2.541. Just last year the Pelican State was leading at $2,511 while Michigan came in second at $2,098.  According to the owner and agent of Lafayette-based Herman Venable Insurance Agency Inc. Lonnie Guidry stated that the rates in Louisiana were almost leveling … (more) March 18, 2011

• Be prepared to pay more for car insurance in these states

  by Richard Burton
  

  Owning a car can be quite an expensive affair, especially in certain states of the United States of America. One of the most recent surveys conducted reveals that the residents of Louisiana have to pay the most for the auto insurance coverage followed closely by Michigan. Maine, one of the states along the Eastern coast, ranks the least. The results for the study conducted were calculated using the average rates for auto insurance for over two thousand four hundred vehicles, based in 10 different zip codes in every state and the prices offered by 6 biggest auto insurance providers. In … (more) March 14, 2011

• Reasons To Consider Full Coverage Auto Insurance Online

  by Richard Burton
  

  There are a number of online auto insurance companies and the sheer numbers can be quite overwhelming at times.  The confusion is between purchasing liability coverage and a full coverage.  But then there are the medical and legal expenses as well.  Most often the buyers simply get sucked into the convenience of buying instant online auto insurance and tend to overlook all other important factors and end up choosing the cheapest auto insurance available.  The budget insurance is a good option provided it is taken under the right circumstances.  However, there are other reasons to consider a full coverage auto … (more) March 12, 2011

• Online comparison of auto insurance rates to save you money

  by Richard Burton
  

  Making online comparisons of auto insurance rates can help save a lot of money on the monthly premiums and hence taking some time off to do the auto insurance comparisons will actually be worthwhile.  The online auto insurance companies will help in comparing the car insurance rates and quotes on your behalf.  All that you will need to do is just to provide some of the basic information that is required and the website will do the search on its database and obtain the right quotes for you.  These are not always the final quotes but one can get a … (more) March 10, 2011

• Information that can get you accurate auto insurance rates

  by Richard Burton
  

  In order to get the best auto insurance rates you could take advantage of the innumerable websites which allow you to obtain quotes and make comparisons as well.  You can compare and see which company will give you the best auto insurance rates which are worth every dollar you pay. However, if you want an accurate report the information you furnish must also be accurate.  Be truthful while filling out forms.  There are many motorists who find out that their policies were revoked due to some inaccurate details that were furnished at the time of applying.  It is better to … (more) March 9, 2011

• Drive less and save money with pay as you go general auto insurance

  by Richard Burton
  

  There are different ways one can save money while purchasing auto insurance and the list is endless – not getting citations or tickets, having a good driving record, not engaging in risky behavior, driving a cheap car, other factors such as age, gender, taking defensive driving courses, comparison shopping online etc.  While all of this is true, there is another highly innovative program which is known as the pay-as-you-go insurance that can help bring down the car insurance rates even further.  This article will cover the basics of this amazing new product. The meaning of pay-as-you-go insurance: As per the … (more) March 7, 2011