Most Recent Auto Insurance News in State Insurance News

• Poll shows Washington Drivers Pro No-Texting Law

  by Jeanny Hopper
  

  Despite the number of drivers in the Washington area who text message while they are driving have increased, a majority of them support the new no-texting law, according to a recent poll made in the area. The PEMCO Insurance poll showed that over 83% of drivers who had been surveyed are in favour of the new law, or even opt that the fine of being caught text messaging while driving should increase. The fine for texting while driving is $124. Additional findings in the poll showed that 44% of the surveyed drivers think that the price of the fine is … (more) September 9, 2010

• Out-Of-Sate Drivers in California Beware Crash-Tax Bills

  by Jeanny Hopper
  

  This is a fair warning to out-of-state drivers who are driving in California: don’t get into any auto accidents otherwise you would be fined with crash-tax bills which could cost you hundreds or even thousands of dollars. Some cities such as Sacramento and Huntington Beach have already adapted an ordinance on billing non-resident drivers a tax – or rather a fee, according to the cities – who were found to be at-fault in auto accidents that they get themselves into.  The latter city have voted in favour of billing such drivers earlier this week, and the billings would depend on … (more) September 4, 2010

• Michigan Supreme Court Allows Use of Credit Scores to Determine Auto Insurance Prices

  by Jeanny Hopper
  

  Drivers and insurance-holders in Michigan have some new financial worry to handle as the county’s Supreme Court approved the use of credit scores to determine the price of car insurance in the said state. At the same time, insurance institutions and companies in the county such as the Insurance Institute of Michigan consider this turn of events as a major success for them. The Office off Financial and Insurance Regulations have attempted to ban the usage of credit scores to determine the prices of auto insurance because it believes that if it is implemented it would cause some consequences and … (more) September 2, 2010

• Teenage Car Insurance

  by Jeanny Hopper

  Not only cars have been bought just for every need. But also for the accessibility of people wherever they want to go. Not only adults drive cars, but also the increasing number of teenagers. Being a parent of a teenage driver, definitely car insurance is badly needed. Almost every year, many of these teenage drivers are involved in road accidents. At their tender age of driving, fault accidents are prone. Usually, the parents of teenage drivers automatically provide their children with car insurance. Although this kind of insurance has higher in rate aside from other insurances, the terms and policies … (more) August 29, 2010

• GoAuto opens yet another branch

  by Jeanny Hopper
  

  Within a year, GoAuto has seen immense improvement. With more than 100 employees and nearly 33 branches to their credit, GoAuto has established itself as a low cost insurance company currently. A new branch on Heather Drive which opened this June has added to the success of the company. This new branch is opened by insurance agents who are not just licensed but also have extensive experience in this field. The owners of the new branch Vickie Tweedel and Teresa “Shorty” Daniel have experience of as much as a decade and more as insurance agents. This company calls itself a … (more) August 24, 2010

• Esurance Excellent Auto Insurance

  by Jeanny Hopper
  

  Esurance is getting the crowd’s attention lately. This San Francisco-based company has made two major steps into making itself renowned for its being innovative and extensive. First, its recently outdoor television advertising campaign have been launched in several cities in the United States. The campaign shows that Esurance is committed to offering auto insurance while ensuring excellent customer service. The outdoor advertisement includes ensemble casts that represents the human and technology side of Esurance, Esurance’s Vice President of Marketing Darren Howard says. Chad, a cast who represents a claims representative, is the human side that uplifts Esurance’s excellent customer service … (more) August 22, 2010

• Misleading Travellers Auto Insurance Commercial Removed In Texas

  by Jeanny Hopper
  

  A TV commercial about auto insurance had been pulled out because it gives a wrong idea about the dangers of being uninsured. The commercial shows a desert setting where a man drives his living room and gets into a crash. Then, a voiceover explains the risks of having no auto insurance could affect not only one’s car but could also result in the loss of the driver’s home. The message being delivered in this commercial is that without the protection of auto insurance, the driver could be sued and might even have to sell his or her house to pay … (more) August 20, 2010

• Michigan Supreme Court Voted In Favour Of Using Credit Score for Determining Auto Insurance Rates

  by Jeanny Hopper
  

  The Michigan Supreme Court has voted in favour of the use of client credit scores to determine the price of auto insurance in the county. This is a major success for the Insurance Inst of Michigan and other insurance companies in the region, while residents and drivers in the county have something new to worry about. The use of credit scores in determining drivers’ car insurance had attempted to be banned by the Office of Financial and Insurance Regulations, due to the problems and consequences that Detroit residence would experience might be too harsh to handle. The office may have … (more) August 19, 2010

• Esurance Launches Outdoor Ad Campaign

  by Jeanny Hopper
  

  Esurance, one of the most well known names in the auto insurance industry, is taking a step further in strengthening its brand by launching a new worldwide outdoor advertisement campaign. This campaign would propagate the message that the company offers quality insurance products and service, and interested clients could access them either through the internet or by phone. The characters featured in the company’s advertisements are chosen and sorted out to represent the human and technology side of Esurance. For example, the approachable Chad the “feely”) and programmer Sanjeev (the “techy”) respectively represent the mentioned sides, making them a balanced … (more) August 18, 2010

• New Study Favors The Elderly

  by Jeanny Hopper
  

  The Insurance Institute for Highway Safety had recently conducted a survey, the results of which have defied the belief that a greater percentage of elderly drivers were involved in US auto accidents. The result of this study comes as pleasant news to all elderly aged 60 and above. It was so far believed that drivers who are nearing the age of 30 were less likely to cause accidents and hence enjoyed the benefit of cheap auto insurance. The drivers aged above 60 or 70 were considered to be more prone to cause accidents but the recent study of data between … (more) August 14, 2010

• Automobile Insurance Rate Decreases As Car Stealing Decreases

  by Jeanny Hopper
  

  There seems to be a direct-proportional relation between Auto Insurance rate and Auto Theft incidents as authorities say decreasing records of automobiles being stolen cause the Auto insurance rate to lessen. For the past six years, incidents of auto theft have been decreasing in the whole-wide USA, based on reports by the National Insurance Crime Bureau (NICB). NICB, an organization which takes charge in investigating incidents of auto insurance fraud and theft, has been working hard to decrease, if not totally eliminate, the incidents of car stealing across the country.  NICB President and CEO Joe Wehrle said the collaborative efforts … (more) August 9, 2010

• Be Forewarned: Law Mandates Auto Insurance

  by Jeanny Hopper
  

  Car owners’ excuses for not getting their autos insured will no longer be accepted as car insurance is now mandated by law. Many drivers in the United States neglect having their cars insured due to several reasons. Firstly is the financial constraint. The average rate for auto insurance cost is $1550. The rate, however, changes rapidly from time to time, and varies from state to state. And of course, the aforementioned rate is just the average; the driver’s age, location, gender, and driving skill are vital considerations in taking auto insurance. These considerations may increase or decrease the cost of … (more) August 8, 2010

• Auto Insurance Covers Pets Too

  by Jeanny Hopper
  

  Many may not know about this but auto insured drivers can pay an extra coverage for their pets that gets killed or injured during an accident. The man’s best friends have earned their way to the insurance industry for being part of the family. This kind of insurance has certainly caught up with the time since many families have their own dogs and cats that they can bring with them during car rides. Last year, only a few number of auto insurers offer this opportunity. It was a rare find to be an auto insured with pet insurance. But words … (more) August 7, 2010

• Allstate to Surpass Last Year’s Recruitment Number

  by Jeanny Hopper
  

  Pennsylvania—last year the Allstate Insurance Company have recruited a fairly large number of new absolute agents in the state of Pennsylvania, and this year, they might just repeat this phenomenal recruitment. Recent reports say that the company has been inclining its recruiting in Pennsylvania again. The company has been recently looking for about 48 agency or organization owners for this year. Just last year, in 2009, the Keystone State, Pennsylvania, has had 55 newly opened agencies scattered around the state. This year, Allstate Insurance Company has been focusing on improving on with this by going beyond the achievements they had … (more) August 3, 2010

• Public Insurance Counsel Object State Farm’s Rate Hike

  by Jeanny Hopper
  

  Austin—one of Texas’s leading auto insurance policy providers, State Farm, which has insured nearly 3 million drivers in the state, would be increasing its average insurance rate by 2 percent in the following month. The company says this is primarily because of the high costs of medical expenditures. State Farm Mutual, known as State Farm’s largest vehicular coverage subordinate, informed the Texas Department of Insurance that their increased insurance rate would be effective on the 16th in the month of August of this year. The climb of the rate would be implemented on drivers who would renew their insurance policy … (more) August 2, 2010

• Kanetix Reveals Second Quarterly Insurance Rates Review for 2010

  by Jeanny Hopper
  

  ­Kanetix, Canada’s leading mortgage and insurance online marketplace, revealed its quarterly review results of the insurance rates in the provinces of Ontario, Quebec, and Alberta last Wednesday July 7. This quarterly review is to highlight auto insurance pricing trends in the country, and Kanetix believes that these rates are an accurate reflection of what clients find when they deal with their insurance needs. This information that have been taken for this review have been taken from various drivers in the said regions, though their profile information and vehicle data have not been given. The results of this quarterly review are … (more) July 30, 2010

• Credit Scores Used for Auto Insurance Rates

  by Jeanny Hopper
  

  Last week, the Insurance Institute of Michigan has succeeded in using customer credit scores as basis for auto insurance pricing. The Supreme Court of Michigan has ruled in favor of the insurance institute with a vote of 4-3. The Office of Financial and Insurance Regulations has attempted to ban the use of the credit scores to determine auto insurance prices since the consequences may be too harsh for the Detroit residents. The office lost but the battle goes on. Michigan’s insurance consumer representative, Melvin Butch Hallowell, states that there is no relationship between a person’s credit score and driving. Insurance … (more) July 25, 2010