Most Recent Auto Insurance News in State Insurance News

• Deer-Vehicle Collision in the US

  by Richard Burton
  

  Motorists in the US are being warned by auto insurance companies because of the likelihood of deer-vehicle collision especially this fall which is the start of mating season for deers. Based on data recorded by USAA, a leading insurance provider, the number of deer-vehicle collision has increased seven percent from year 2008 to 2009. State Farm, another top-ranked auto insurer, estimates that a deer-vehicle collision is 21.1 percent higher than five years earlier. Based on the insurance claims of the company, about 2.3 million deer-vehicle collisions happened from July 2008 to June 2010. A collision between deer and vehicles is … (more) October 22, 2010

• CLCA extended Now

  by Richard Burton
  

  The low cost auto insurance for the whole state of California (CLCA) was extended another five years after Governor Arnold Schwarzenegger signed in a legislation authored by Dave Jones (Assemblyman) making it into a new law. The CLCA would have expired next year but because of the new law, many drivers especially those with low income can now enjoy the low cost insurance offered by the state for another five years. There are many benefits brought about by this insurance program. Many people who cannot get insurance from the regular market due to low income. The extension of the CLCA … (more) October 21, 2010

• Caution: Fall Is Deer Breeding Season

  by Richard Burton
  

  The nation’s eighth largest auto insurance provider, the USAA has warned motorists that this is the start of deer mating because it is already fall. There had been lots of accidents because of this season. It may have been reported that generally in the year 2008 – 2009 that injuries or fatalities due to animal- vehicle collision had decreased but USAA says otherwise. In the same period according to USAA, that the number of those claiming with their insurance has increased seven percent. Collisions with animals are costly for those with car insurance and in 2009 that the average claims … (more) October 16, 2010

• Be Forewarned: Law Mandates Auto Insurance

  by Richard Burton
  

  Car owners’ excuses for not getting their autos insured will no longer be accepted as car insurance is now mandated by law. Many drivers in the United States neglect having their cars insured due to several reasons. Firstly is the financial constraint. The average rate for auto insurance cost is $1550. The rate, however, changes rapidly from time to time, and varies from state to state. And of course, the aforementioned rate is just the average; the driver’s age, location, gender, and driving skill are vital considerations in taking auto insurance. These considerations may increase or decrease the cost of … (more) October 7, 2010

• New Jersey Drivers have been cautioned to drive carefully as schools reopen

  by Jeanny Hopper
  

  All motor drivers of the state of New Jersey have the responsibility of keeping more than one million school children safe as schools reopen and they resume their classes this month. School children can remain safe if drivers are more attentive and drive carefully. It also benefits the driver as they do not have to shell out fines and can keep their auto insurance rates low. The website of the New Jersey department of Education stated that the present number of students who have enrolled in charter, elementary and secondary schools  last year all across the state were about one … (more) September 29, 2010

• Low cost auto insurance now made available on the internet

  by Jeanny Hopper
  

  Several credit holders of sub-prime categories are under the impression that they can’t possibly get low cost auto insurance, online, since they do not have good credit reputation. But the scenario is not that bleak. At present it is not that tough to find a cheap auto insurance coverage. One basically has to have ideas of finding the right kind of insurance for one’s car. One doesn’t need to carry on with the existing car insurance company which is charging an exorbitant amount of premium for the car insurances since the person has bad credit reputation even if the person … (more) September 28, 2010

• UK drivers driving in the US can save

  by Jeanny Hopper
  

  The United States is a great country to visit. They have great food, great views, great people and, if visitors choose it, they could add great deals to the list. This is particularly referring to UK drivers who hire cars in the US whenever they come and visit. In terms of insurance, the US is a great country to visit but can be very costly. Whenever UK or any other nationalities visit the US and they want to drive themselves around, they will be required to purchase an auto insurance policy that covers their driving experience in the country. This … (more) September 26, 2010

• Auto Insurance consumers of Kentucky should pay heed to their PIP coverage

  by Jeanny Hopper
  

  It goes without saying that every state needs every driver to have an auto insurance policy and the state of Kentucky can’t be ruled out from this need. Residents of Kentucky should well be aware of certain facts regarding the state implemented mandatory level of coverage and the intricacies of that coverage before going out to purchase auto insurance. Like motorists of other states, a Kentuckian seeking a Kentucky car insurance policy will need to buy coverage for liability regarding bodily injury as well as coverage for property damage liability. These types of insurance policies do not cover damages that … (more) September 24, 2010

• Speedometers In UK Affect Motorist: Does It Affect The US As Well

  by Jeanny Hopper
  

  There is now a study that speed cameras actually increase the chances of a person having an accident than preventing it. Before, the link between speed cameras and accidents were just ideas without concrete evidence. However, a recent research done by LV= found that there is indeed a link between the two. However, the study has been conducted in the UK using UK respondents. Perhaps presenting this data in the US may help the verification of this data. The study gave weight to the finding that 28,000 accidents were caused by these speed cameras since 2001. The reason for this … (more) September 23, 2010

• Questionable Claims in Insurance rising

  by Jeanny Hopper
  

  More and more people are claiming to have suffered damages caused by one or more of their policies coverage. The NICB or the National Insurance Crime Bureau has found that there are increased instances in which policy holders are damaging their own property in order to make insurers repair or change them. However, instances in which these questionable claims are said to have been done are under careful investigation in order to determine whether or not these claims are true. Policyholders who plan to intentionally damage their property and claim insurance must be prepared to face the consequences of their … (more) September 22, 2010

• Ontario Policy forces consumer activists to act

  by Jeanny Hopper
  

  In Ontario, drivers are called to fight back the recent change in their insurance system which allegedly decreased their accident benefits. This change was apparently approved by the government. Consumer advocates say that this is does not benefit the consumers and in fact is an action to their detriment. The $100,000 dollars in benefits will only become 35,000 after Sept. 1, 2010 deadline. Before this happened, consumer advocates suggest that they now call their representatives of their insurance companies and make them extend the duration of their policies since it will essentially be beneficial for them both in the short … (more) September 18, 2010

• More Insurance Companies Now Offering Discounts for Students Availing of Car Insurance

  by Jeanny Hopper
  

  Student drivers are among those who have the highest premiums when applying for car insurance. They base this decision on statistical evidence that show that teenage drivers are the ones who are involved with traffic accidents as compared with their adult counterparts. Getting auto insurance for teens can be a drain in the budget. Fortunately, more and more insurers are offering cheaper quotes for students who prove themselves to a “good”. Insurers have long offered discounts for students who prove themselves to be responsible. They do recognize that not all teens are reckless and involve themselves in dangerous acts while … (more) September 16, 2010

• Survey Shows Decrease in Insurer Satisfaction Ratings

  by Jeanny Hopper
  

  Insurance policy holders were seen to be increasingly conscious of their respective insurance companies according to The Pantagraph. This is according to a recent survey conducted early in 2010. The survey included 25,000 policyholders which produced a shift in the J.D. Power and associates’ 2010 insurer satisfaction rankings. They have found that the overall satisfaction of policyholders have plummeted by 10 points in 2010. The decrease in 10 points from 2009 resulted in a 777 out of a 1,000-point scale system. The decrease in the overall satisfaction rating of policy holders show that policy holders are becoming more aware of … (more) September 15, 2010

• Allstate Hosts “Family Driver Challenge” safety program

  by Jeanny Hopper
  

  Allstate Insurance is operating a public awareness campaign across the country to educate drivers, most especially the younger ones, about the dangers of distracted driving. Plenty of parents and their teenage children have participated in the auto insurance company’s “Family Driver Challenge” program, learning more about how text messaging and other forms of multitasking behind the wheel could lead to an auto accident. Amy Moore, spokesperson of Allstate Insurance, said in a statement that in the program they are not teaching their participants how to send text messages while driving but to show them what the consequences of doing so … (more) September 14, 2010

• Allstate Launches Fund-Raising Program to Help African-American Students

  by Jeanny Hopper
  

  Auto insurance company Allstate launched the second annual “Quotes for Education” program last August 17, collaborating with United Negro College Fund to raise $100, 000 in scholarship funds to financially assist African-American students. This is to allay the problem that over 2/3 of African-American students who, according to statistics, drop out of college due to financial problems. The insurance company would donate $5 to the United Negro College Fund for each auto insurance quotes completed from August 15 to September 30, 2010 as part of the fund-raising program. Quotes could be accessed from the quotes for education page of the … (more) September 13, 2010

• Zero Complaints for Auto Insurer California Casualty

  by Jeanny Hopper
  

  California Casualty Insurance continues to be one of the top insurance companies in its county for the eighth time in over a decade. And, as pointed out by the California Department of Insurance, one of the main reasons for the company to continually stay among the best in the industry is that it has the fewest justified complaints amidst its peers. According to the Consumer Complaint Survey, California Casualty Insurance is one of the five auto insurance companies that have had zero justified complaints for last year. According to Mike McCormick, the auto insurance company’s vice president of group and … (more) September 11, 2010

• State Farm App to Prevent Distracted Driving

  by Jeanny Hopper

  State Farm Insurance is releasing a mobile tool that would solve the problem of distracted driving due to text messaging on one’s cellphone. This new application, called the new “On the Move” widget, would be made available today (August 23rd) available and free for all Android smartphone users. This new widget, which was the first automated text-response application offered free by an insurance company allows drivers and motorists to compose customized messages and preload them so they could be used as automated responses that their handhelds would get while they are driving. So instead of the driver having to manually … (more) September 10, 2010