Most Recent Auto Insurance News in Local Insurance News

• Auto insurance – No credit check auto insurance hard to find

  by Richard Burton
  

  Earlier, auto insurance providers would reward customers who had a good driving record, credit history, and paid insurance on time. However, all of that seems to have changed now as auto insurance providers no longer seem to care if you keep up to your payment schedule and have a good credit record etc. In the present scenario, in case you or your spouse lose your job due to the economic downturn, auto insurance companies will still nail you with a hike in premiums or even cancel your policy. However, one fails to understand the connection between credit history and auto … (more) September 19, 2011

• MetLife auto welcomes GM auto insurance

  by Richard Burton
  

  MetLife Auto & Home has welcomed a direct marketing proposal from General Motors that facilitates auto insurance to new car owners. In an effort to enhance its brand image, General Motors incepted MetLife Auto policy that would cover liability and physical damage coverage and serve new GM customers for models Chevrolet, Buick, GMC or Cadillac. It is presumed the marketing campaign will help the distribution force of independent agency, as well. The proposal is currently extended to Washington and Oregon. However, several independent insurance agents have raised concerns regarding the marketing gimmick. Bob Rusbuldt, president and CEO of IIABA (Independent … (more) September 18, 2011

• DOT – Better implementation of laws results in lowering distracted driving incidents

  by Richard Burton
  

  In an effort to restrain unfocused driving, a number of communities across the country have increased the presence of law enforcement personnel on the road. As per the National Highway Traffic Safety Administration in Hartford, Connecticut and Syracuse, New York, fewer instances were reported by police officers reported for sidetracked driving after powering up their awareness program for distracted driving. In Syracuse, cell phone usage while driving was dropped by a 1/3rd, in presence of higher numbers of police patrolling the roads. In Connecticut, the numbers declined by 57% when police enforced heightened driver distraction program. According to NHTSA, Hartford … (more) September 15, 2011

• Another auto insurance discount initiative gets the backing of mercury chairman

  by Richard Burton
  

  Last year, voters had turned down the auto insurance initiative, which was bankrolled by Mercury. However, Mercury wants to give it another try. This week, the California attorney general’s office released a summary of the proposed initiative that was submitted by Mike D’Arelli, who is the executive director of American Agents Alliance, which is an insurance trade group. This is an initiative that is somewhat similar to the Proposition 17 that was defeated during the June 2010 elections despite the fact that Mercury spent around $16 million on a media campaign that was carried out throughout the state. The new … (more) September 11, 2011

• North central insurance agency launches interactive website

  by Richard Burton
  

  North Central Insurance Agency (NCIA) has a legacy of serving affordable and comprehensive Minneapolis auto insurance. The agency’s mission statement is to provide hassle-free insurance for old and new car owners. They have demonstrated their commitment by launching an entirely redesigned, interactive website. The new design offers a more comprehensive source of insurance information and services for prospects and customers. The website hosts an extensive array of useful articles and insurance glossary that facilities the easy flow of information to the insurance buyer. These resources will answer the frequently asked questions related to auto insurance. With interactive features like multiple … (more) September 9, 2011

• Car thefts on the rise during summer –safeguard it with auto insurance

  by Richard Burton
  

  The law enforcement agency is pairing up with insurance companies, community organizations, and concert venues this summer to fight against auto theft. The Denver police department reported a stealing of over 500 cars just last month alone. Now, Denver police squad has teamed up with Coloradans against Auto Theft (CAAT) organization in an effort to prevent auto theft. It is a statewide programme to teach the public about what they can do to diminish their odds of becoming a prey to the auto thieves. GPS will be employed to keep a watch on the neighbourhood, and bait cars to trail … (more) September 8, 2011

• Using credit scores for auto insurance – the battle continues

  by Richard Burton
  

  There were raging debates earlier over the use of credit scores by auto insurance companies, while determining the rates on policies and they seemed to have ended some time ago. However, that does not seem to be the case as the battle over the use of credit scores continues. It was assumed that this issue had been resolved four years ago, when the state insurance commissioner had banned the use of credit scores, but that seems to be far from the truth. The issue is back in the limelight and this time around, it would be the voters who would … (more) September 5, 2011

• New Brunswick lawyer states that auto insurance needs to be fixed

  by Richard Burton
  

  One of the noted injury lawyers in New Brunswick states that they need to abandon the $2,500 injury cap on the pain & suffering awards in auto insurance and instead, adopt a much better system. George McAllister, a Fredericton-based lawyer with over 35 years of practice states that there are much better models when compared to the cap & threshold model, where a group of accident victims have to carry the burden of lower auto insurance rates. The New Brunswick government had introduced legislation in July 2003 that capped the compensation awarded for accident victims for pain and suffering when … (more) September 3, 2011

• New auto insurance rules and what it means for NJ motorists

  by Richard Burton
  

  There has been a sweeping overhaul last week in the PIP coverage in New Jersey. This is an attempt to lower auto insurance costs and curb the rise in premiums. This will bring about a change in the way doctors bill the patients for the treatment that is rendered and will also restructure the entire process of appealing for a denied claim. New Jersey is one of the most expensive states to purchase car insurance, but the rates did see a decline after the enactment of some changes brought about in 2003 by the McGreevey administration, as it spurred competition. … (more) September 2, 2011

• Usage-based discount program offered by yet another major insurance company

  by Richard Burton
  

  A new device has been unveiled by State Farm and it will provide a range of safety features for policyholders. All that needs to be done is to simply plug them into the savings for low mileage drivers via the company’s discount auto insurance program. This new in-drive service functions through an easy-to-install device which works in almost all vehicles manufactured post 1995, states the company. In-drive is very similar to the OnStar system that was launched by General Motors and it will give drivers access to a host of features such as: Roadside assistance Stolen vehicle location assistance … (more) August 30, 2011

• Students can now avail great deals on car insurance

  by Richard Burton
  

  Car insurance for students is generally very high and parents go through a lot of anguish just looking at auto insurance rates that they are expected to pay for their children. Drivers between the age groups of 15 and 24 are considered to be in the high-risk category for auto accidents. Hence, most insurance companies place very high premiums on that particular age group. Young males are considered to be riskier than the young females. So, their rates are much higher, but students still have some advantages when compared to non-students in that age group. There are a number of … (more) August 29, 2011

• Modernization in insurance regulation is the key to cutting costs

  by Richard Burton
  

  There are hundreds and thousands of policyholders who receive their auto insurance bills on a daily basis and wonder if a time will come when their policies would cost less. In fact, many people might be asking the same question regarding their homeowners’ coverage or their life insurance premiums. The answer is plain and simple – insurance can cost less if the entire regulatory system costs less. In the US, insurance regulation is a complex web of over 50 separate state-based insurance regulatory systems and each one has its own unique features such as regulations, procedures, legal definitions that are … (more) August 25, 2011

• Important measures to take in order to avoid rejection of auto insurance claims

  by Richard Burton
  

  Just purchasing an auto insurance policy is of no good if you cannot ensure that your claims will be settled quickly when it is required. A number of claims keep getting rejected by auto insurance companies due to some common errors committed by the customer. These are mistakes that can prove to be costly, but they are mistakes that can be avoided easily. The most important thing is to ensure that you renew your policy on time. Even if you have been a customer with the same insurer for a number of years, just missing your renewal by a single … (more) August 23, 2011

• 7AARP driver safety course hosted by Pasadena senior center

  by Richard Burton
  

  The AARP Driver Safety Course gives senior citizens an opportunity to refresh their driving skills and the auto insurance companies offer them a discount in appreciation of that. This course was held at the Pasadena Senior Center on Saturday. Senior citizens will be attending the all-day class and it would help them refresh their driving skills as well as traffic laws. It will also offer them tips to stay safe while they are behind the wheel. There were nine senior citizens who enrolled in the class. They were later given workbooks and literature and sent home. They could use this … (more) August 20, 2011

• Ten of the most stolen vehicles named by NICB for the year 2010

  by Richard Burton
  

  The NICB has today released its list called Hot Wheels which is a list of 10 of the most stolen vehicles in the US. This report has used the vehicle theft data that has been submitted by the law enforcement to the NCIC or the National Crime Information Center. It determines the vehicle model, make, and the model year most stolen vehicle in 2010. The most stolen vehicles in the year 2010 were: 1991 Toyota Camry 1994 Honda Accord 1994 Acura Integra 1995 Honda Civic 1997 Ford F150 Series/Pickup 1999 Chevrolet Pickup (Full Size) 1999 Ford Taurus 2000 Dodge … (more) August 18, 2011

• One of the most underutilized resources are auto insurance quotes

  by Richard Burton
  

  Everybody is trying to find ways and means to find the lowest auto insurance quotes due to the severe economic crisis that every individual is facing. However, this may turn out to be a highly time-consuming task for most people, especially since there are so many insurers who are now offering auto insurance policies these days. Most of these auto insurance companies offer huge incentives to attract customers, and offer free quotes as well. Most of the American citizens seem to be coming to their senses finally, and have realized the significance of auto insurance. The economy is not really … (more) August 17, 2011

• More than 100 people likely to be hired by progressive by September end

  by Richard Burton
  

  Progressive auto insurance has been named one of Austin’s top workplaces by Austin American-Statesman. Hence, people who are looking forward to having a rewarding career must consider Progressive. It is the fourth largest auto insurance company throughout the nation and is presently going to fill at least 101 positions in sales, claims, and service. These are new vacancies at the Austin contact center and would be filled up by September end. In the month of May, Progressive had announced that it would be hiring around 65 customer service representatives in Austin. These new entrants will be in charge of selling … (more) August 16, 2011