Most Recent Auto Insurance News in Headlines

• Increase in Auto Insurance Related To Rise in Medical Bills

  by Richard Burton
  

  It is well known that government run national health care systems are wasteful and corrupt.  Over the last 30 years the profit driven industries have become increasingly corrupt.  The private medical systems are draining the casualty insurance industry and thereby causing a hike in the insurance rates for policy holders. In certain democracies like Scandinavian countries and Canada doctors are paid employees and are paid about $100,000 per annum.  The state funds their education.  Here, the doctors don’t have to deal with private insurers, nor do they have to worry about being in good books with the shareholders.  They have … (more) October 13, 2010

• IIHS: Older people drive safer, less likely to file auto insurance claims

  by Richard Burton
  

  Reports from the Insurance Istitute for Highway Safety revealed that drivers aged 70 and above tend to drive safer. Only a few number of elderlies are involved in fatal crashes and thus only a few of them files auto insurance claims. Senior drivers seem to drive safely since most of them pay cheap auto insurances. When your granny takes the driver seat, don’t be scared, instead feel safe and secured as research show older people drive safer. In a report by the Insurance Institute for Highway Safety (IIHS), it is revealed that only a small number of elderly driver files … (more) October 11, 2010

• Men are getting better auto insurances than women – Research

  by Richard Burton
  

  Now, even in the area of auto insurance, there is battle between sexes. Post Office Car Insurance (POCI) recently commissioned a research which aimed to study which between men and women are more into getting a comprehensive car insurance. The research revealed that men have the first hand with regards to having a comprehensive auto insurance. With a percentage of 58%, men seem to possess such a policy more than women who gained only 44%. Post Office Car Insurance is at the front line in the promotion of rendering a comprehensive insurance policy as an effective way of protection against … (more) October 9, 2010

• Automobile Insurance Rate Decreases as Car Stealing Decreases

  by Richard Burton
  

  There seems to be a direct-proportional relation between Auto Insurance rate and Auto Theft incidents as authorities say decreasing records of automobiles being stolen cause the Auto insurance rate to lessen. For the past six years, incidents of auto theft have been decreasing in the whole-wide USA, based on reports by the National Insurance Crime Bureau (NICB). NICB, an organization which takes charge in investigating incidents of auto insurance fraud and theft, has been working hard to decrease, if not totally eliminate, the incidents of car stealing across the country.  NICB President and CEO Joe Wehrle said the collaborative efforts … (more) October 8, 2010

• Debate Remains – Who Would Pay the Auto Insurance

  by Richard Burton
  

  Insurance premiums for teenagers are more expensive than premiums adults pay. The main reason is that teenagers have a higher risk of getting into injuries and accidents. Now using economy rules, the higher the risk, the higher the cost. In Helium.com, the responsibility of paying the premiums is laid on two groups of people: teens and parents. The debate remains and created several points used as defenses by the two group advocates. “Parents” Advocates: Teenagers are parents’ responsibility until the children becomes of legal age and leaves home. Auto insurance is included in the costs parents must incur while raising … (more) October 3, 2010

• Car Accidents Remain As Teen’s No. 1 Killer

  by Jeanny Hopper
  

  Teenagers who received their driver’s permit or license would probably get a feeling of independence. A feeling of being young and free pumping within their veins. The same feeling that cost thousands of lives of the teenage demography in the United States. The Unpleasant Numbers: National Highway Traffic Safety Administrated reported that persons in the age range of 16 – 20 years had the highest fatality and injury rates per 100,000 populations. Studies further state that driver inattention is the leading factor in most crashes and near-crashes. The most common distraction for drivers is the use of cellular phones. The … (more) September 30, 2010

• Information Week 500 magazine names Progressive car insurance for eleven years in a row

  by Jeanny Hopper
  

  Progressive car insurance has been named as the nation’s most innovative users of technology in business in the annual list of InformationWeek magazine. The car insurance firm topped the list of the Information Week 500 as it developed a way to Progressive won the spot on the InformationWeek 500 for developing a way to amalgamate its system with systems of other firms for offering its consumers products which are different from vehicle insurance like homeowners insurance. As a result of this other companies get a chance to offer products of Progressive insurance to their clients According to Ray Voelker, … (more) September 27, 2010

• Auto Insurance Law puts stress on importance of higher levels of Coverage

  by Jeanny Hopper
  

  The new Legislation that has been introduced to the Pennsylvania State Legislature has asked auto insurance consumers to pay attention to the requirement of insurance coverage that is more than the required level demanded by the state.   In the beginning of this September the law was introduced and it asked to double the states minimum requirement of liability coverage.  It pointed out that a policy may be at par with the requirement demanded by the state but that does not ensure that the policy could take carte of all the expenses that might arise in an event of an accident.  … (more) September 25, 2010

• American Still Struggling despite the changes in Economic Policy

  by Jeanny Hopper
  

  It has been about two years since the recent recession that caused a lot of suffering to countless of residents of the US. America has shown great progress during this time especially on how they were able to handle the situation. Economically, the American people survived this challenge and are now beginning to recover from this situation. However, many people are still worried about their financial situation in the country. According to a survey made by Hartford Financial Services Group, Inc about three-fourths of Americans are still worried about their employment and still show signs of struggling. This only shows … (more) September 19, 2010

• Odometers Fail at Predicting Mileage

  by Jeanny Hopper
  

  Quality planning, a company that helps validates policyholder information for auto insurers offer new information about the use of odometers as a tool to predict mileage. According to a study that they have published in their site, the use of odometers show that more than half of the cars have an error percentage of 25%. They say that this measurement tool fails the test because it works under that assumption that the use of cars remains the same for every year. The annual mileage of a certain car is important especially since it directly correlates to auto loss costs. This … (more) September 17, 2010

• Auto Insurer Survey shows that American Drivers Still Positive About Driving

  by Jeanny Hopper
  

  A recent survey shows that American motorists and car owners still have a generally positive outlook on driving, and they still consider that their cities to be “drivable” even when the daily commute is a troublesome thing to live with everyday. According to The Hartford 2010 Drivability Survey done by auto insurance company GfK Roper, the general population of American drivers are a bit more positive about driving around their city with their car as compared to the findings last year. Also, drivers believe that their local officials are doing everything they could to properly maintain and make the city … (more) September 12, 2010

• Older Drivers Drive Safer, according to statistics

  by Jeanny Hopper
  

  Older drivers have the benefit of experience that helps them avoid getting into auto accidents while driving and they are less likely to get involved in such incidents than younger drivers, according to statistics. Experts say that older drivers above 50 years of age are more safety conscious while driving and would become even more so as they continue to grow older. The reason behind this is because these older drivers are well-aware that they do not drive as well as they had back in their youth. Thus, this age group of drivers use their cars less often and make … (more) September 8, 2010

• AAA Survey finds Dogs a Distraction While Driving

  by Jeanny Hopper
  

  Dogs maybe man’s best friend but they could prove to be a distraction for drivers while on the road. This is what a recent survey had found when interviewed dog owners said that they often make driving mistakes and risky behaviour behind the wheel when their dog is along for the ride. According to the findings of survey conducted by the AAA Foundation for Traffic Safety and pet restraint products dealer Kurgo, there are plenty of instances that a dog riding with their owners in their car would lead to risky behaviour on the road. 31% of the respondents admitted … (more) September 3, 2010

• Esurance Launches its Outdoor Advertisements

  by Jeanny Hopper
  

  The well-known auto insurance company Esurance have started an outdoor advertisement campaign around the world to further promote their products and services to their clients and potential customers. The popular auto coverage company would feature certain characters in their advertisements to represent the technology and human side of their company products and services. There was the character called Chad, who is “feely” and is approachable so he represents the human side of Esurance. And then there was Sanjeev who is considered the “techy” and takes care of the more technical and technological part of the company’s services and products. These … (more) September 1, 2010

• Consumer Satisfaction with Auto Insurance Drops, according to recent survey

  by Jeanny Hopper
  

  A recent survey found that consumers are less happy and less satisfied with the services offered by auto insurance companies due to the latter’s rising premiums in auto coverage. The latest survey of the J.D. Power & Associates research firm  shows that the satisfaction of auto coverage consumers with the policy offerings, interactions and many other factors with their auto insurance providers have dropped by an overall ten (10) points since last year. And, according to the 2010 U.S. National Auto Insurance Study, those figures went down to 777 on a point scale of 1, 000. The reason behind this … (more) August 31, 2010

• High Grades Make Good Car Insurance

  by Jeanny Hopper

  As school year draw near this week, many teenage drivers start to aim higher grades to have a good break when it comes to their automobile insurance. A lot of offers and discounts for student drivers are being offered. Families with teenage drivers should check out these car insurance companies who offer great deals especially if these students can present them a report card with good grades specifically with a grade of 3.0 or B in their average. With excellent grades these teenage students can earn themselves with several of perks in their car insurance. Other car insurance companies can … (more) August 25, 2010

• Cell phone Ban While Driving No Effect

  by Jeanny Hopper
  

  Car accidents could happen anytime and anywhere on the road no matter how well protected the driver, and often these unfortunate events happen due to something that had become an integral part of everyday modern living: the cellphone. Though these fancy gadgets are a convenience for our lives, they could also prove to be dangerous distractions while driving. Cellphones are communication tools by using its texting and calling features, both of which could divide the driver’s attention from the road and possibly make them miss signs of danger. Texting while driving would make the driver divert his or her eyes … (more) August 17, 2010