Auto Insurance News Archive for 2010

• American Still Struggling despite the changes in Economic Policy

  by Jeanny Hopper
  

  It has been about two years since the recent recession that caused a lot of suffering to countless of residents of the US. America has shown great progress during this time especially on how they were able to handle the situation. Economically, the American people survived this challenge and are now beginning to recover from this situation. However, many people are still worried about their financial situation in the country. According to a survey made by Hartford Financial Services Group, Inc about three-fourths of Americans are still worried about their employment and still show signs of struggling. This only shows … (more) September 19, 2010

• Ontario Policy forces consumer activists to act

  by Jeanny Hopper
  

  In Ontario, drivers are called to fight back the recent change in their insurance system which allegedly decreased their accident benefits. This change was apparently approved by the government. Consumer advocates say that this is does not benefit the consumers and in fact is an action to their detriment. The $100,000 dollars in benefits will only become 35,000 after Sept. 1, 2010 deadline. Before this happened, consumer advocates suggest that they now call their representatives of their insurance companies and make them extend the duration of their policies since it will essentially be beneficial for them both in the short … (more) September 18, 2010

• Odometers Fail at Predicting Mileage

  by Jeanny Hopper
  

  Quality planning, a company that helps validates policyholder information for auto insurers offer new information about the use of odometers as a tool to predict mileage. According to a study that they have published in their site, the use of odometers show that more than half of the cars have an error percentage of 25%. They say that this measurement tool fails the test because it works under that assumption that the use of cars remains the same for every year. The annual mileage of a certain car is important especially since it directly correlates to auto loss costs. This … (more) September 17, 2010

• More Insurance Companies Now Offering Discounts for Students Availing of Car Insurance

  by Jeanny Hopper
  

  Student drivers are among those who have the highest premiums when applying for car insurance. They base this decision on statistical evidence that show that teenage drivers are the ones who are involved with traffic accidents as compared with their adult counterparts. Getting auto insurance for teens can be a drain in the budget. Fortunately, more and more insurers are offering cheaper quotes for students who prove themselves to a “good”. Insurers have long offered discounts for students who prove themselves to be responsible. They do recognize that not all teens are reckless and involve themselves in dangerous acts while … (more) September 16, 2010

• Survey Shows Decrease in Insurer Satisfaction Ratings

  by Jeanny Hopper
  

  Insurance policy holders were seen to be increasingly conscious of their respective insurance companies according to The Pantagraph. This is according to a recent survey conducted early in 2010. The survey included 25,000 policyholders which produced a shift in the J.D. Power and associates’ 2010 insurer satisfaction rankings. They have found that the overall satisfaction of policyholders have plummeted by 10 points in 2010. The decrease in 10 points from 2009 resulted in a 777 out of a 1,000-point scale system. The decrease in the overall satisfaction rating of policy holders show that policy holders are becoming more aware of … (more) September 15, 2010

• Allstate Hosts “Family Driver Challenge” safety program

  by Jeanny Hopper
  

  Allstate Insurance is operating a public awareness campaign across the country to educate drivers, most especially the younger ones, about the dangers of distracted driving. Plenty of parents and their teenage children have participated in the auto insurance company’s “Family Driver Challenge” program, learning more about how text messaging and other forms of multitasking behind the wheel could lead to an auto accident. Amy Moore, spokesperson of Allstate Insurance, said in a statement that in the program they are not teaching their participants how to send text messages while driving but to show them what the consequences of doing so … (more) September 14, 2010

• Allstate Launches Fund-Raising Program to Help African-American Students

  by Jeanny Hopper
  

  Auto insurance company Allstate launched the second annual “Quotes for Education” program last August 17, collaborating with United Negro College Fund to raise $100, 000 in scholarship funds to financially assist African-American students. This is to allay the problem that over 2/3 of African-American students who, according to statistics, drop out of college due to financial problems. The insurance company would donate $5 to the United Negro College Fund for each auto insurance quotes completed from August 15 to September 30, 2010 as part of the fund-raising program. Quotes could be accessed from the quotes for education page of the … (more) September 13, 2010

• Auto Insurer Survey shows that American Drivers Still Positive About Driving

  by Jeanny Hopper
  

  A recent survey shows that American motorists and car owners still have a generally positive outlook on driving, and they still consider that their cities to be “drivable” even when the daily commute is a troublesome thing to live with everyday. According to The Hartford 2010 Drivability Survey done by auto insurance company GfK Roper, the general population of American drivers are a bit more positive about driving around their city with their car as compared to the findings last year. Also, drivers believe that their local officials are doing everything they could to properly maintain and make the city … (more) September 12, 2010

• Zero Complaints for Auto Insurer California Casualty

  by Jeanny Hopper
  

  California Casualty Insurance continues to be one of the top insurance companies in its county for the eighth time in over a decade. And, as pointed out by the California Department of Insurance, one of the main reasons for the company to continually stay among the best in the industry is that it has the fewest justified complaints amidst its peers. According to the Consumer Complaint Survey, California Casualty Insurance is one of the five auto insurance companies that have had zero justified complaints for last year. According to Mike McCormick, the auto insurance company’s vice president of group and … (more) September 11, 2010

• State Farm App to Prevent Distracted Driving

  by Jeanny Hopper

  State Farm Insurance is releasing a mobile tool that would solve the problem of distracted driving due to text messaging on one’s cellphone. This new application, called the new “On the Move” widget, would be made available today (August 23rd) available and free for all Android smartphone users. This new widget, which was the first automated text-response application offered free by an insurance company allows drivers and motorists to compose customized messages and preload them so they could be used as automated responses that their handhelds would get while they are driving. So instead of the driver having to manually … (more) September 10, 2010

• Poll shows Washington Drivers Pro No-Texting Law

  by Jeanny Hopper
  

  Despite the number of drivers in the Washington area who text message while they are driving have increased, a majority of them support the new no-texting law, according to a recent poll made in the area. The PEMCO Insurance poll showed that over 83% of drivers who had been surveyed are in favour of the new law, or even opt that the fine of being caught text messaging while driving should increase. The fine for texting while driving is $124. Additional findings in the poll showed that 44% of the surveyed drivers think that the price of the fine is … (more) September 9, 2010

• Older Drivers Drive Safer, according to statistics

  by Jeanny Hopper
  

  Older drivers have the benefit of experience that helps them avoid getting into auto accidents while driving and they are less likely to get involved in such incidents than younger drivers, according to statistics. Experts say that older drivers above 50 years of age are more safety conscious while driving and would become even more so as they continue to grow older. The reason behind this is because these older drivers are well-aware that they do not drive as well as they had back in their youth. Thus, this age group of drivers use their cars less often and make … (more) September 8, 2010

• The Things Motorists Need to Consider Before Buying Auto Insurance

  by Jeanny Hopper
  

  Car owners and motorists alike are required to have auto insurance as it is stated by law, but these people have plenty of other things to consider before getting auto coverage for their protection. And because having such protection and financial backing in the case of an auto accident is a necessity nowadays, people should be made aware and be well-informed about what they need to consider before they apply for such auto coverage. The most important thing for drivers to consider in choosing which type of auto insurance to get before getting one is to known what they need … (more) September 7, 2010

• Auto Insurers Improve Their Websites Online

  by Jeanny Hopper
  

  Auto insurance has grown to be a necessity nowadays, and to make this valuable financial protection all the more easily accessible there are plenty of online car insurers updating and improving their websites over the internet. Thanks to today’s modern technology, auto insurers are able to provide their clients and potential customers the auto coverage that these people need with their regularly improved websites online. One such newly re-launched auto insurance website, headed by a certain Manager John and is a leader of providing auto insurance online, have improved its content and programming so clients would have an easier time … (more) September 6, 2010

• Men Get Better and More Expensive Auto Insurance than Women

  by Jeanny Hopper
  

  A recent research shows that even the differences between man and woman are present even in the field of auto insurance. The study conducted by the Post Office Car Insurance (POCI), a research firm that promotes comprehensive auto insurance as a defence against car damages and accidents, was aimed to research on how well either sexes could get quality auto insurance. The findings show that men get better and more comprehensive auto insurance than women do, with percentage points of 58% to 44% respectively. The reason behind this is because men are more likely to get into auto accidents than … (more) September 5, 2010

• Out-Of-Sate Drivers in California Beware Crash-Tax Bills

  by Jeanny Hopper
  

  This is a fair warning to out-of-state drivers who are driving in California: don’t get into any auto accidents otherwise you would be fined with crash-tax bills which could cost you hundreds or even thousands of dollars. Some cities such as Sacramento and Huntington Beach have already adapted an ordinance on billing non-resident drivers a tax – or rather a fee, according to the cities – who were found to be at-fault in auto accidents that they get themselves into.  The latter city have voted in favour of billing such drivers earlier this week, and the billings would depend on … (more) September 4, 2010

• AAA Survey finds Dogs a Distraction While Driving

  by Jeanny Hopper
  

  Dogs maybe man’s best friend but they could prove to be a distraction for drivers while on the road. This is what a recent survey had found when interviewed dog owners said that they often make driving mistakes and risky behaviour behind the wheel when their dog is along for the ride. According to the findings of survey conducted by the AAA Foundation for Traffic Safety and pet restraint products dealer Kurgo, there are plenty of instances that a dog riding with their owners in their car would lead to risky behaviour on the road. 31% of the respondents admitted … (more) September 3, 2010