Most Recent Auto Insurance Guide in Tips For Saving On Car Insurance

  • Cheap Auto Insurance now a reality

    by Hayden Krueger

    Auto insurance is made mandatory in most states because vehicle insurance protects the interests of vehicle owners. Most people are under the impression that in order to get good vehicle insurance they have to spend a lot on premium every year. This is not true since there are many ways to get cheap vehicle insurance. The following paragraphs will elaborate on the top 5 ways you can get cheap auto insurance for your vehicle.

    Realize That You Have More Than One Option

    Many vehicle owners opt for the first insurance plan that they find since they feel that they have limited options. The truth is that unless your credit score is really bad you will have many options when it comes to auto insurance. Before committing to the first vehicle insurance company you should first search online for better insurance options. The best way to do this is to ask … Click here to read more

  • Auto insurance if you have a high risk vehicle

    by Hayden Krueger

    Are you in the high risk bracket?  

    Did you just buy that spanking new sports car that you’ve been eyeing all this while? And then later find that it was going to neatly take a large bite out of your bank statement to just insure it? Well, you can take comfort in the knowing the fact that you’re not the only one. There are plenty of others just like you. It doesn’t matter if you have a sparkling clean driving record; you will still fall into the ‘high risk’ bracket, only because of your vehicle. 

    Auto insurance rates are ever rising and it definitely doesn’t seem fair to the consumer, especially if you own a sports car and what’s worse, there seems to be no getting out of the sticky situation. However, you can still manage to considerably lower your premiums if you keep a few things in mind, and … Click here to read more

  • Auto Insurance for Teens with emptying your wallet

    by Hayden Krueger

    Teenagers often wait to turn 16 so that they can drive their first car but most teenagers do not understand that teen auto insurance is expensive. Parents often struggle to tell their children that driving a car is an expensive affair since auto insurance for teens usually costs a lot. This article will help you understand ways you can reduce the amount of vehicle insurance you pay for your teen’s car every year. 

    Compare Quotes and Get Multiple Quotes 

    Most parents feel that auto insurance companies do not want to insure teen drivers hence they opt for the first quote they get. While shopping for vehicle insurance for your teen you need to understand that the only reason insurance companies charge a high premium is because teens are risky drivers. The easiest way to get cheap auto insurance for your teenage child is to take your time and to get … Click here to read more

  • An indispensible guide to teenage auto insurance policy

    by Hayden Krueger

    Buying auto insurance for teenagers is far more complex than it appears to be. There are websites which specifically help you apply for quotes for teenage auto insurance, and such sites can be a boon in your hunt for affordable insurance. 

    Deciding factors for the premium 

    Insurance companies will consider the teenager’s age, sex, driving record, location, and of course the car they drive. The older your teenager the lower the premium will get, males attract a higher premium as compared to females who tend to be more careful on the road. The teenagers driving record till date (if any) will also be considered; a less than perfect record will result in higher premiums. If the teen is living in a high crime neighborhood, the premium will shoot up as the car will be more susceptible to vandalism, theft and even damage. Certain cars are considered high risk, as they … Click here to read more

  • Affordable auto insurance now within your hand’s reach

    by Hayden Krueger

    Auto insurance rates have been going up over the past few months. This is mainly due to the renewed consumption of the American public. The recession is now unofficially over, anyone who walks the streets of down town New York City on a Friday night would know! With an increase in all prices, there is bound to be an increase in the auto insurance rates as well.

    Curbing the increase in auto insurance rates

    The first thing to do when you want to get cheap insurance is to look for it on the internet. There are a number of websites that offer free insurance quotes to the discerning customer. All you have to do is put in your details like name, contact number, address. In some cases you might also have to put in other details like your social security number, vehicle identification number and also drivers license number. It … Click here to read more

  • The key to getting cheap modified car insurance

    by Hayden Krueger

    While purchasing the premium for your car insurance, you have the liberty of bargaining for a cheaper price, even though the insurer has the final say in the matter. Surprisingly, even if it a modified car that you’re driving, it isn’t very hard to get your insurer to settle on a better rate. All you have to do is get your know-how of bargaining right when you’re getting affordable modified car insurance.

    Don’t jump into the bargaining fray right away; you will need to know firstly, what the risk factor concerned with your modified vehicle is. If you have extensively modified the engine of your vehicle to give you increased horse power, well, your insurance premium will rev up accordingly. But other measures, such as fitting an anti braking system, or an alarm system, or lock wheel nuts fitted to alloy wheels of your vehicle can significantly bring down the … Click here to read more

  • The secrets to Low Cost Car Insurance

    by Hayden Krueger

    With the current economic condition, and the prices of gasoline inching ever higher and higher, you need to save on everything. Your auto insurance is no exception either. Getting a cheap insurance policy now, has never been so important! In fact, you need to find ways to save money on anything that is related to your vehicle. That isn’t so hard, thankfully. If you’re interested in saving on your auto insurance, read on. You’ll be walked through some simple ways of saving on your auto insurance.

    The first rule to saving is to compare. Compare prices, quotes, everything that you may potentially buy. There are plenty of auto insurance companies out there in the market, each offering different rates for the same. And the rates that two companies can quote can differ a lot. So be sure to get at least around 5 to seven quotes from different auto insurance … Click here to read more

  • Getting competitive deals for auto insurance rates for women

    by Hayden Krueger

    As a working woman, life is tough enough for you, and you certainly don’t need the additional stress dealt out by auto insurance salesmen. Most women already find it hard to get a good auto insurance deal, women by large aren’t as comfortable with cars as men are, and this puts them at a weaker stand when dealing with a sales representative. Over the years women have proven that they are just as good behind the wheel of a car as anyone else, and you need to remember that. Most women get muscled into paying higher premiums by sales representatives trying to earn a higher commission from the insurance company. It’s not uncommon for women drivers to get stuck with cover they don’t need.

    A secret most women don’t know is that insurance companies at large prefer women as customers. They tend to be safer and more sedate drivers. According … Click here to read more

  • High risk auto insurance at a lower cost

    by Hayden Krueger

    High risk auto insurance is auto insurance given to people who don’t qualify for any other kind of insurance for various reasons. Insurance companies decline insurance to anyone they see as a high risk, or a potential risk in the future. However they have a high risk policy which such people can sign up for, at a premium price of course.

    The policy document in such policies is drawn up with added clauses and provisions. For example, if the car is considered at a high risk of getting damaged, the owner needs to make efforts to decrease the risk factor. These provisions should be carefully studied. Such policies draw a higher premium as the insurance company sees the individual or their vehicle as a risk to their profitability. For a high risk vehicle or owner, there is a higher chance of the company having to spend on repairs and medical … Click here to read more

  • Low cost auto insurance for veterans

    by Hayden Krueger

    Our country, the United States of America has been at war ever since its inception. It is but natural that the other powers of the world would want to weaken this great democracy. And it is our brothers and sisters who fight for us on distant shores across the oceans. United States war veterans have a lot of benefits once they get back.

    If you have been honorably discharged from the military, you can avail of these benefits even in auto insurance. With rising costs and low retirement benefits, it is important to have such added frills in order to lead a comfortable life.

    The first thing you must do if you are looking for veteran auto insurance is to get in touch with your local veteran assistance chapter. They can assist you with a lot of things other than auto insurance. But for now we shall discuss just auto … Click here to read more

  • Getting good deals on auto insurance made easy

    by Hayden Krueger

    Auto insurance is compulsory in all states of the United States of America. It is the law and you can be severely penalized if you fail to comply with the requirements. But apart from the legal ramifications, it is also very responsible to have auto insurance. It can help you in times of need, when you do not have anywhere else to look for financial support. We shall now see how you can get a good deal on your auto insurance policy. 

    The most important thing to do when you want to get insurance is to start researching about it before you buy it. It is important to do all the ground work and understand the basic concepts before you make an investment. Look on the internet for the right deals. Make use of such tools to maximize your investment potential. 

    A lot of websites offer free insurance quotes. Try … Click here to read more

  • Top Five Ways to Save Money on Auto Insurance

    by Hayden Krueger

    Auto insurance is definitely one of the most useful types of insurance but vehicle insurance premiums can often cause car owners to think twice about getting car insurance. Buying car insurance doesn’t have to be expensive if you know about various discounts and other ways you can get a cheaper quote. The following paragraphs will elaborate on some simple yet effective ways to save money on auto insurance.                                                                        

    Know Insurance Prices before Buying Your Car 

    Most people buy auto insurance after they have bought a car and this is by far the biggest insurance mistake. Your car’s model number, make and value are some of the main factors taken into consideration by vehicle insurance companies before you are given a quote and as a general rule if you have paid a lot of your car then you will pay a lot of your insurance too. 

    While buying a car you … Click here to read more

  • Cut your auto insurance bills in half

    by Hayden Krueger

    Let’s face it; auto insurance companies don’t want to hand out big cash payouts to you if you are in a car crash, or if your vehicle gets stolen. And as consumers, most of their customers make it relatively effortless for them. Most people never read the fine print; neither do they take the trouble to understand their insurance policy and its associated cover.

    Here are some tips to help you save a lot of money on your auto insurance bills.

    Request higher deductibles 

    In the event of a crash, the deductible is the amount of money you have to come up with before your auto insurance company does. Increasing your deductibles from $200, to $500 can save you 15 percent of the cost of your collision and comprehensive cover. Push it to $1,000, and you save a whooping 40 percent! This practice makes a lot of financial sense to … Click here to read more

  • Five Car Tips that Can Reduce Your Auto Insurance

    by Hayden Krueger

    It is common knowledge that the condition of your car will decide the amount of premium you pay since the current condition of your car will help the auto insurance company decide if your car is likely to break down and cause an accident. This article will elaborate on 5 car maintenance tips that will ensure that you get low quotes on auto insurance. 

    Get the Right Modifications 

    Most people think that modifications will cause their auto insurance premium to increase but this is not entirely true. Modifications that enhance the looks of the car or boost the performance of the car significantly will definitely cause your vehicle insurance premium to increase but modifications that increase your safety or the safety of your car can in fact reduce vehicle insurance rates. Modifications such as spiked tires, extra large tires or extra bright lights may cause you to pay a high … Click here to read more

  • Best Tips for Cheap Teen Auto Insurance

    by Hayden Krueger

    Most parents dread the day their teenage child starts driving mainly because they are worried for the safety of their child but the fact that teen auto insurance costs a lot also scares most parents. Teen auto insurance is not cheap since vehicle insurance companies believe that teen drivers are not safe drivers. This article will elaborate on a few ways you can get cheap auto insurance for your precious child.   

    Emphasize the Importance of Safe Driving 

    Driving safely not only protects your child from accidents on the road but it also ensures that his driving record stays clean. Since the driving record of a teenager is one of the main factors used to determine the premium by insurance companies a clean driving record can help your child get a lower quote when he renews his license. Safe driving includes but is not limited to paying attention to the road, … Click here to read more

  • A few ways to save money on Auto Insurance

    by Hayden Krueger

    Cracking a good deal when it comes to auto insurance is easy, once you know how it works. There are things your car insurer will keep you in the dark from, for their own benefit of course. Fortunately insurance premiums have hit a standstill, but that doesn’t mean you can’t still shave off a few dollars on your insurance premium! 

    Here are a few tips and tricks telling you how to: 

    Don’t settle for the first quote you get: Auto insurance companies are a dime a dozen; this plays out to the consumers’ benefit. You must get multiple quotes; some say five is a safe number. Always go directly to the company, cut out the middle-men and their hefty commissions which you pay for. A great way to do this is to go the website of a direct writer, and request for a quote. Compare all the quotes you receive … Click here to read more

  • Easy Ways to Save on Auto Insurance

    by Hayden Krueger

    Due to the tough economy everyone wants to know how to save money on things like insurance and shopping. Saving money on auto insurance is easy if you are ready to do a few things. This article will elaborate on a few easy ways you can save money on auto insurance. 

    Get Discounts on Auto Insurance 

    There are many ways you can get discount on auto insurance but the best ways to get discount include signing up for defensive driving classes, owning a safe car, installing necessary modifications and opting for one insurance company. People who are under 21 or above 55 are eligible for substantial discounts if they sign up for DGV approved defensive driving classes. Many insurance companies give discounts to car owners who drive a certified safe car and they also give discounts to people who have installed modifications like car theft alarm or automatic seatbelts. By … Click here to read more

  • Ways to keep your Auto Insurance rates down

    by Hayden Krueger

    Auto insurance rates have been going down over the past few months. This is mainly due to the prevailing economic situation. As people have slowed down on buying cars, the demand for auto insurance has gone down and with that the cost of insuring your vehicle also went down. But with due course of time, the rates will once again go up due to renewed increase in consumption by the people of this country.

    If you are concerned about how to lower your auto insurance rates, then, this is the article you are looking for.

    The best and most obvious way to keep your rates down is to maintain a good driving record. A driving record is something that is maintained by the DMV or department of motor vehicles. This is a record of all the traffic infractions or violations that you have committed. If you are a driver who … Click here to read more

  • Lowering Teen Auto Insurance Premiums

    by Hayden Krueger

    Parents often hesitate to get their children cars since they are worried about their teen’s safety. Parents are also worried about the amount they will have to pay to insure teens since teen auto insurance is more expensive that adult vehicle insurance. This article is going to elaborate on a few ways you can lower teen auto insurance quotes and get cheaper premiums for your child. 

    Encourage Your Child to Drive Responsibly 

    Auto insurance companies charge teens a higher premium since teens are more likely to get into accidents. The best way to ensure that you’re teen gets a low quote and remains safe while on the road is to encourage him or her to drive responsibly. You should ask your teen to drive at a maximum speed of 35 miles per hour and you should also encourage him to wear a safety belt at all times. 

    Parents should also … Click here to read more

  • Tips to find cheap auto insurance coverage

    by Hayden Krueger

    The best way to look for auto insurance coverage is to look for it online. There are a number of websites; some of them by the insurance company themselves and some by third party search engines dedicated to auto insurance.

    Go online and apply for a free quote, this is the fastest way to get an idea of what exactly your auto insurance is going to cost you. You have to first ask around as to which insurance company is the best. And then you request the company for a quote. Once you get a couple of quotes, you can short list your companies based on which ones best suit your budget and requirements. It is important to shop around as it is only by this way that you can get yourself the best deal.

    Once you have short listed a few companies, you must then approach them for a … Click here to read more