Our country, the United States of America has been at war ever since its inception. It is but natural that the other powers of the world would want to weaken this great democracy. And it is our brothers and sisters who fight for us on distant shores across the oceans. United States war veterans have a lot of benefits once they get back.
If you have been honorably discharged from the military, you can avail of these benefits even in auto insurance. With rising costs and low retirement benefits, it is important to have such added frills in order to lead a comfortable life.
The first thing you must do if you are looking for veteran auto insurance is to get in touch with your local veteran assistance chapter. They can assist you with a lot of things other than auto insurance. But for now we shall discuss just auto insurance policies.
Go online and find a few companies that offer special benefits for war veterans. There are a lot of them out there and it is pretty easy to find them. This is because, most of the big names in the industry offer some sort of assistance to retired military personnel. You do not need to look around for smaller or lesser known companies.
The big names are reliable and have a huge customer base behind them. This will make it a lot easier for you to get paid in case you do meet with an accident. You do not have to worry about fly by night operators who might get away with your hard earned savings. The lesser known companies are for people who do not get discounts from the big names. And the good news is that you guys do!
Once you have ascertained as to which companies are offering you the discounts and added benefits, the next step is to contact them. Get yourself an appointment with an insurance agent who can explain the benefits to you. But it is important that you do some ground work before you go ahead and meet with the agent. You need to know just what you are looking for. Take down a few points which you would like to clarify with the agent before you meet with him. This way you will not forget anything that is important to you.
Coming to the benefits that might be offered, there are a lot of options. The most common type of benefit is low or discounted or sometimes even waivered deductibles. These are also called as co-pays. This is the amount you have to pay out of your pocket in case you do meet with an accident with your car or if your car is stolen.
Other types of benefits include added insurance coverage like rental insurance, medical benefits, towing insurance, collision coverage etc. if you know what exactly each one of these mean, you can negotiate a better deal with your agent. If you show that you do not get sufficient retirement allowance, you can get added advantages from your insurance company. Every company has a moral obligation to look out for the people who have served our country in war. And they will be more than willing to cooperate with you. The companies in fact maintain a head count of the number of war veterans under their umbrella. And such statistics help them get a lot of goodwill from the government. Hence they strive to make sure that they provide for as many war veterans as possible.