Most Recent Auto Insurance Guide in Driving And Traffic Laws

  • North Dakota Driving and Traffic Laws

    by Hayden Krueger

    Knowing the rules of the road will not only keep you and your family safe, it will save you money on increased car insurance rates. The consequences for breaking the rules of the road vary from state to state, but most of the main guidelines apply. The following driving and traffic laws pertain specifically to the state of North Dakota.

    Children and infants under the age of seven must be in an approved child safety seat or you could be fined $25. Once a child weights 80 pounds or is more than 59 inches tall he or she can use a seat belt instead of a car seat or booster. Older children from age 7 to 17 must be seated in the vehicle using an adult safety belt.

    If you are caught driving under the influence of alcohol in the state of North Dakota with a .08 blood alcohol level … Click here to read more

  • North Carolina Driving and Traffic Laws

    by Hayden Krueger

    Knowing the driving and traffic laws in the state of North Carolina ahead of time will keep you from making some costly mistakes. Following the rules of the road and obeying traffic laws will keep you and your family safe as well as prevent unnecessary increases on your insurance coverage as well as save you money on traffic tickets and fines.
     
    Driving while intoxicated or DWI in the state of North Carolina is not taken lightly. You are prohibited from consuming any alcoholic beverage while driving. This law is often enforced by random road blocks, especially during holiday weekends, to catch any drivers who may be drinking and driving.

    A first offense could result in the loss of your license for up to one year. The minimum punishment is a fine of up to $100 and no less than 24 hours of jail time or 24 hours of community service.… Click here to read more

  • Minnesota Driving and Traffic Laws

    by Hayden Krueger

    Learning the driving and traffic laws in the state of Minnesota will help you drive safely, protect others on the road and even help keep your car insurance costs down. The less accidents and moving violations that you have on your driving record the less you will pay for your insurance premiums.

    As of June 9, 2009, it is a primary offense to drive in Minnesota without wearing a seat belt. A law enforcement officer can stop you simply because you or any of your passengers are not wearing seat belts. You can be fined anywhere from $25 to over $100 for this violation.

    Babies that are under one year old and weigh less than 20 pounds must ride in a child car seat in the back seat facing the rear of the vehicle. Children who are at least eight years old or at least four feet nine inches tall … Click here to read more

  • Arkansas Driving and Traffic Laws

    by Hayden Krueger

    Following the rules of the road in the state of Arkansas will keep you, your passengers and others on the road safe. Infractions range from not so serious to serious and the fines and consequences are assigned accordingly.

    Less serious traffic violations include failure to yield to an ambulance, police car or any emergency vehicle, parking violations, littering and failure to obey a traffic signal. Even though they are considered less serious in nature they still come with fines that could stay on your record and cause your insurance premiums to remain high for up to three years.

    More serious infractions include drinking and driving, speeding, leaving the scene of an accident, driving the wrong way on a one-way street and following too closely. Points are given for more serious violations and accumulated points will result in an increased severity of actions. You will receive a warning letter with 10-13 … Click here to read more

  • Alabama Driving and Traffic Laws

    by Hayden Krueger

    Alabama, as many states do, utilizes a point system in assigning disciplinary action for moving and non moving violations. As the points accumulate you will receive different levels of consequences that will escalate with the increase of points. These points will go against your driving record and can result in higher insurance rates that could last for years to come.

    Points assigned to the following violations are just an example of what you can expect if you do not follow the rules of the road. Reckless driving will result in 6 points, speeding 26 mph or higher will give you 5 points, driving on the wrong side of the road is 4 points, illegal passing of another vehicle will get you 4 points and driving too close to another vehicle will get you 3 points.

    As these points accumulate you can lose your license for different lengths of time. Within … Click here to read more

  • Missouri Driving and Traffic Laws

    by Hayden Krueger

    Fines and tickets for breaking the rules of the road vary from state to state, but most of the main guidelines apply. Listed below are the driving and traffic laws that pertain to drivers in the State of Missouri.

    First, it is against the law in Missouri to drive on the roads without car insurance. If you do not have the minimum liability and property damage coverage required by law you could get your license suspended. If you do not have proof of insurance on you when you are stopped by an officer of the law, the firs offense will get you a suspended license for sixty days, second offense is a one year suspension, and two year suspension applies to offenses past that.

    Moving violations in the state of Missouri will get you points on your license. If you receive 8 points within an eighteen month period you will … Click here to read more

  • Massachusetts Driving and Traffic Laws

    by Hayden Krueger

    While many driving laws are consistent across the country, states also have the right to enact regulations specific to their area. When you are driving in a new place, it is important to familiarize yourself with the rules of the road for that location. This article will tell you what to expect from the traffic and driving laws in Massachusetts. It will also let you know what to expect if any of those laws are violated.

    Use of Cell Phones

    At this time, Massachusetts does not have a statewide law regarding cell phone use while driving, with the exception of school bus drivers. However, the state does allow local entities to enact their own legislation, so you might find particular cities enforcing a no hands rule regarding cell phone use. Currently, the only city that has enacted cell phone legislation in Massachusetts is Brookline. It is important to be aware … Click here to read more

  • Kentucky Driving and Traffic Laws

    by Hayden Krueger

    While the consequences for breaking the rules of the road vary from state to state, most of the main guidelines apply. The following driving and traffic laws pertain specifically to the state of Kentucky.

    All drivers in the state of Kentucky must wear seat belts with only a few exceptions. If you are a mail carrier on duty, disabled or a child who is in the required child safety seat.

    Kentucky’s Child Restraint Law is very simple – all children who are 40 inches high or below must be in the appropriate approved child safety seat. If you are caught driving with a child who is not in their car seat, you will be fined $50 plus an extra $10 which will be donated to the Traumatic Brain Injury Trust Fund.

    If you are caught driving under the influence of alcohol in the Kentucky with a .08 blood alcohol level … Click here to read more

  • Illinois Driving and Traffic Laws

    by Hayden Krueger

    Whenever you move to a new state, you must get reacquainted with the traffic laws for that particular area. While many laws are consistent across the country, each state also has its own rules that specifically apply to their location. Illinois is no exception to this rule, with a few laws that motorists may not think about if they are moving in from another state. This article will help you learn the rules of the road in Illinois so you are ready to take the wheel safely and confidently.

    Using Cell Phones

    One law that is unique to Illinois is regarding cell phone use while on the road. Unlike other states, Illinois allows its localities to determine the rules of cell phone use for each individual location. In Chicago, for example, hands free legislation has made it illegal for drivers to use cellular devices while driving. There are also laws … Click here to read more

  • Delaware Driving and Traffic Laws

    by Hayden Krueger

    While the consequences for breaking the rules of the road vary from state to state, most of the main guidelines apply. The following driving and traffic laws pertain specifically to the State of Delaware.

    Delaware is one of 11 states who have made it against the law to drive aggressively. You will be cited for aggressive driving if you meet at least three of the following conditions: you failed to heed a traffic control device, passed on the right side, drove outside the lanes, made an unsafe lane change, followed another vehicle too closely, failed to yield the right of way and or were an immediate hazard to someone else or another vehicle.

    Children and infants under the age of seven and weighing less than 66 pounds must be in an approved child safety seat or you could be fined $25. Older children from age 8 to 15 must be … Click here to read more

  • Connecticut Driving and Traffic Laws

    by Hayden Krueger

    The consequences for breaking the rules of the road may vary from state to state but the actual rules of the road are pretty much the same wherever you go. You should know the driving and traffic laws in the state that you drive in as well as one you may be planning to drive through.

    Connecticut enforces their seat belt law and police officers can pull you over for not wearing a seat belt without having any other reason to stop you. The driver and all passengers in the front seat of the vehicle must wear a seat belt. Passengers in the back seat between the ages of 4 to 16 must also wear seat belts.

    Children and infants under the age of seven and weighing less than 60 pounds must be in an approved child safety seat or you could be fined $25. Infants under the age of … Click here to read more

  • Colorado Driving and Traffic Laws

    by Hayden Krueger

    When you are aware of the driving and traffic laws in the state of Colorado ahead of time it will keep you from making some costly mistakes. Following the rules of the road and obeying traffic laws will keep you and your family safe as well as prevent unnecessary increases on your insurance coverage as well as save you money on traffic tickets and fines.

    In Colorado, as in most states, you are assessed points for a variety of traffic violations. The number of points that will result in a suspension of your license is different in every state. In Colorado it is actually broken up into different driving categories. If you are a minor, your license will be suspended with the accumulation of 6 points in a 12 month period; a professional driver will lose their license with 9 points within a year, and an adult driver will have … Click here to read more

  • Arizona Driving and Traffic Laws

    by Hayden Krueger

    A study conducted by Allstate shows that Arizona has some of the safest drivers in the country. If you are moving to the state, it is important to get familiar with the traffic laws as soon as possible, so you can join the ranks of safe drivers. By maintaining a good driving record, you can also save on auto insurance rates that tend to be higher in Arizona than in other parts of the country. This article will give you a few pointers about driving in Arizona, so you can be prepared for what lies ahead.

    Show your License Plate

    One of the newest laws in Arizona states that drivers must make their license plates clearly visible. This law was put into effect specifically to address problems with license plate covers that hide part of the plate itself. It is important to keep this regulation in mind when heading to … Click here to read more

  • Texas Driving and Traffic Laws

    by Hayden Krueger

    Whether you were born and raised in Texas or you are a new resident, everyone should know the traffic and driving regulations where they reside. Most of them are common across the country – speeding, seat belts, car seats etc., but the variations from state to state are what you need to remember.

    In Texas, the maximum speed limit is 70 mph for cars and light trucks that travel on all of the numbered highways in rural areas during the daytime hours. Nighttime travel means not going faster than 65 mph. Most other urban freeways have speed limits that range from 55 mph to 70 mph.

    Seat belt laws are in full effect in Texas with front seat occupants required to be buckled up while driving in cars and smaller trucks. All children under the age of four must be secured if they sit in the front or back of … Click here to read more

  • California Driving and Traffic Laws

    by Hayden Krueger

    Rules of the road vary from state to state. If you are a resident of California you may already be aware of the driving and traffic laws in your state. But if you are new to the area or are thinking of visiting in the near future, here are some things to remember as you take to the California highways.

    There is a Basic Speed Law in place in California. What this means is that no matter what the speed limit is, you must not drive faster than it is safe to under the current conditions. So, even if the speed limit is 55 mph and you are driving at 45 mph because there is a dense fog, you could still get a ticked for going too fast for these conditions.

    In general, the maximum speed limit is 65 mph on most of the highways in California. For two –lane … Click here to read more

  • Washington Driving and Traffic Laws

    by Hayden Krueger

    When you take your first driving test, you receive a driver’s manual that tells you all the rules of the road while you are driving in Washington. As years go by, you may have forgotten some of them and/or not been familiar with the consequences. Here are the major driving and traffic laws in effect in the state of Washington.

    Driving under the influence -you are considered guilty if you register an alcohol level of 0.08 or higher after a two-hour period. This law also includes drug use and in either case is a felony. The appropriate punishment depends on your prior driving history.

    Driving without a valid drivers license or a suspended license was a misdemeanor up until January 1, 2009. It is now considered a traffic infraction. Driving without proper liability insurance is also considered a traffic violation and subject to a fine. And you may be fined … Click here to read more

  • New York Driving and Traffic Laws

    by Hayden Krueger

    If you are a New Yorker, you probably already know the traffic and driving laws for your state. But if you are moving to the area, or planning on a trip to the big apple, you should take a minute and acquaint your self with some of the rules of the road in the great state of New York.

    There is really not a big chance of speeding when you are in the heart of the city as traffic congestion usually takes precedence. But if you are able to make a break, remember, they have police officers that are more mobile than what you may be used to.

    Speeding accounts for nearly 30 percent of the fatalities in accidents involving New York drivers. Points are issued for speeding violations ranging from 3 to 11. Your license will be suspended when it reaches 11 points. Speeding tickets in New York can … Click here to read more

  • Florida Driving and Traffic Laws

    by Hayden Krueger

    Whether you are a visitor to the state of Florida, a seasonal resident or a permanent native, knowing the rule of the road can save you a lot of stress – and money – in the long run. Some traffic officers may be kind enough to let you off with a warning, but why take the chance of having to pay a stiff fine for something you could have prevented from the start.

    First, pay close attention to the speed limits as they can change quicker than you think. As a rule, the fastest you can go on regular in-town street in Florida is 30 mph. Check around for school zones as it drops to 20 mph and is heavily enforced. Construction zones also have lower speeds and signs will notify you that failure to adhere to these limits while men are working on the streets will result in twice … Click here to read more