With the number of vehicles increasing, the number of accidents is increasing as well. To ensure that every driver is able to pay for all the damages he might cause in case he is involved in an accident, states have made auto insurance mandatory. The state of Maine has also made auto insurance mandatory. These rules are in accordance with financial responsibility rules. The state of Maine also follows the Tort system of rules. According to this system, if there has been an accident, one of the drivers involved has to be found responsible. This driver and his insurance company have to pay for all the damages caused due to the accident. The victim is also allowed to sue the driver for damages.
The state of Maine has set a very high minimum liability when compared to other states. The minimum liability fixed is fifty thousand dollars for bodily injury per person and a hundred thousand dollars in total for bodily injury. It is also mandatory to have property damage coverage for twenty five thousand dollars and a thousand dollars worth of medical costs coverage. Even though many states have not made it mandatory, uninsured motorist’s coverage is mandatory in Maine.
The state of Maine has many rules and regulations governing the behaviour of motorists. These rules must not be broken at any cost. Any driver must realise that violating these rules means putting his life and other’s lives in danger. Some such rules are listed in this article
Maine has very strict DUI rules. A person is said to be driving under influence if he is found driving under the influence of intoxicants or has blood alcohol content equal to or more than 0.08%. Even the first offence can get you into jail for a period of three hundred and sixty four days. Other punishments include probation for a year, fines ranging up to two thousand dollars. You can also have your license revoked for up to eighteen months.
A person who has had no priors of Driving under Influence for the past ten years is considered a first time offender. A first time offender will have his license revoked for at least ninety days with a fine of five hundred dollars. A second offense within ten years will get one a seven day jail term along with a seven hundred dollar fine. However, if a driver refuses to comply with an office of law, he will be awarded a twelve day jail term with a nine hundred dollar fine. His license and registration can be revoked for eighteen months.
Speeding is also a very serious offense. The urban speed limit for the state of Maine is sixty five miles per hour. However, according to the law, a driver should travel at fifteen miles per hour in a school zone and when approaching an intersection within fifty feet. He should travel at twenty five miles per hour in a residential district and forty five miles per hour on all other public roads. It is considered an offense if the driver exceeds the speed limit by thirty miles an hour.