People are often confused about truck insurance and why truck insurance coverage is needed instead of just the usual insurance coverage. It’s actually easy to understand when your answers are ‘yes’ to the following questions below.
- Do you operate or own a business?
- Do you need trucks to carry out your day-to-day operations?
Truck insurance is a bit different from what we know about auto insurance. It’s similar to comprehensive insurance in many aspects because it protects the car owners and their drivers from accidents, theft and natural disasters. If we recall, accidents caused by natural disasters are covered by homeowner’s insurance policy rather than the auto insurance.
This is particularly important, knowing that there is a rising trend of commercial trucks involved in car accidents. In addition, the prolonged use of these vehicles would result to wear and tear, which is, by the way, covered by truck insurance as … Click here to read more