Auto Insurance Guide Archive for January, 2011

  • Save Insurance Cost on Taxi Units

    by Hayden Krueger

    Planning to start a taxi company is an expensive but profitable business venture. However, since we are in dire economic need to cut our spending, then you are probably looking for ways to save on car insurance costs while getting the right coverage that your business demands.

    Whether you are purchasing the cars brand new or slightly used, you still need to spend money. On top of that, should you need people to operate the units, salary would be your next concern.

    Car insurance is expensive, and if you have say 4 to 5 taxi units, then it is going to cost you more than what you are anticipating. Not forgetting that commercial vehicles are not treated the way privates do. Fortunately, there are ways to reduce these prices and pay much lower insurance rates for those vehicles. In this article, I am going to share with you how to … Click here to read more

  • Looking for Affordable Auto Insurance? Use the Internet

    by Hayden Krueger

    If you want to shop for auto insurance online, there are many opportunities to find cheap and affordable insurance policies. The Internet has allowed insurance providers to offer such deals because of the huge cuts in spending they make in carrying out their services.

    For one, hiring additional personnel to toy with queries or process orders are no longer in need. In turn, the money saved is offered as premium discounts to make their products even more enticing.

    Like any type of business endeavor, the auto insurance industry needs to extend its reach on every dollar spent for advertising. An insurance company must target the right clients, and when it does, drives them toward the site as potential leads. Since the insurance arena is a cutthroat business, it is not difficult to find insurers offering rewards, incentives and other value added services to attract new clients and retain current ones. … Click here to read more

  • Is Cheap Insurance A Worthwhile Investment?

    by Hayden Krueger

    We all like cheap products from hair sprays to grocery items. But did you know that there are cheap insurance premiums too? Will it be worth the investment? We’ll find out.

    Cheap insurances are not difficult to find. If you do some research, you’ll probably stumble into one of those cheap insurance policies floating around the Internet. However, keep in mind that being cheap is not always the best. Cheap insurance policies possess a very limited range; it won’t be enough to cover all the necessary expenses during a car mishap.

    In short, most cheap products fall short, and often times are of low quality. Cheap insurance means that you’ll be paying a lot less in your monthly or yearly billings. Since insurers need their profit to continue operating, the coverage in turn suffers because it is limited as well.

    Saving money is probably the reason why you want cheap … Click here to read more

  • How to Tell the Best Auto Insurance Companies Out There

    by Hayden Krueger

    Every article you read online is probably telling you, “Go find the right insurance company, and it will save you hundreds of dollars on your car insurance.” Nice try, but how can you tell if the company that is offering you dirt-cheap insurance rates is actually the one that you have been looking for?

    You do not just sign on the dotted line because this particular company is offering you the price and coverage that you need. First, you need to know the characteristics and record of accomplishments to avert problems later on. Some companies are just too aggressive in their marketing campaigns that it absorbs you right away. We do not want you to fall into these pitfalls, so here is some information to help assist in making an informed decision.

    Before binding yourself to any contract, first let us review some of the best characteristics of the “other” … Click here to read more

  • How to Spot the Cheapest Caravan Insurance

    by Hayden Krueger

    If you want to save your money on caravan insurance then prepare yourself to search for the cheapest provider in town who can offer such coverage. When it comes to car insurance policies, people often look at it as a very expensive commodity. Well, partly true, but on the contrary, there are insurance coverage that are inexpensive depending on the type of policy that you are getting.

    Finding your insurer – With thorough search, you will be able to find insurance quotes from companies with same policies but with added benefits and bonuses. Probably not a sizeable amount, however money saved, is money earned. If you are happy with the company and getting discounts, add it up for the next 5 years, and it still is a saving.

    Finding the cheapest caravan insurance might not be as straightforward as finding the other types of insurances. It is less common and … Click here to read more

  • Five Things to Remember When Buying Auto Insurance Online

    by Hayden Krueger

    If you want to stay on top of today’s trends then you must be buying items online. It’s relatively simple, easy to accomplish, blazingly fast and of course, you got to be labeled by the younger generation as a cool person. Well, there’s nothing wrong in keeping up with the technology. After all, if it reduces your stress levels and lightens up your workload, there’s no reason of not using it.

    Purchasing auto insurance online is gaining momentum. Doing this you will save time and money. Having said that, we’re going to discuss some known advantages people are enjoying the moment they purchase goods online, and the things needed to accomplish that.

    The fact is, you no longer have to deal with an insurance agent, you’re no longer paying for anyone’s time and you cannot be forced to buy a coverage that you don’t need at all. This is good … Click here to read more

  • Five Key Factors Affecting Your Car Insurance Cost

    by Hayden Krueger

    Many people wonder why they kept getting skyrocketing insurance premiums while others are happily enjoying excessively low insurance rates. Well, there is no magic behind this thing.

    In this article, I’m going to share with you five of the most common factors that may affect the rate of your insurance premium. After reading, you should be able to determine why you’re paying this low or that much.

    Each person is unique and his insurance policy as well.  Several factors will affect the rates during computation. Two persons having identical cars and planning to buy the same coverage may not end up with the same rates. The reason – the car is not the only factor that insurers look into when computing for the rates.

    It also helps if you acquire multiple quotes from different companies. This seems to be the norm these days, but I’ve known many people who do … Click here to read more

  • Finding the Best Car Insurance Quotes For Teen Drivers

    by Hayden Krueger

    There is no shortage for teen auto insurance. In fact, nearly all companies offer such coverage. The only problem, is that they are very expensive, and if you are looking for ways to save on teen insurance premiums, you will need to do some extra effort to find one.

    Parents’ looking for cheaper quotes for their teen drivers knew this fact long ago. Finding an insurance company that offers the best coverage, while being reasonable on their monthly fees seems to be a very challenging job. To help achieve this, here are some tips (and tricks) that you can use to find cheap car insurance for teen drivers.

    Apparently, many teenage drivers are preoccupied and do not realize some of the things needed to reduce insurance quotes. When giving out insurance quotes, most companies promote their comprehensive policy and the other “extras.” If you are not careful, you can end … Click here to read more

  • Elements That Affect Auto Insurance Rates

    by Hayden Krueger

    If you are out there trying to buy cheap auto insurance, you need to know what factors are commonly used in determining your insurance premiums. Knowing beforehand what applies to you can give you an edge towards finding the most suitable ones.

    Premium rates are computed the way the insurance provider sees you. Remember that insurance is a game of risk, so the greater the risks, the higher the premium. In addition, the type and brand of your car, your driving records, age and other optional elements are taken into consideration as well.

    Age Does Matter – Age is probably one of the most important factors to be considered during premium calculation. A driver who is below 25 years of age should not expect cheap premium rates. Inexperienced and young drivers are considered risky drivers. This means the probability of filing insurance claims and legal tussles are sky-high. Insurance companies … Click here to read more

  • Don’t Buy Insurance Until You Have Read These Tips

    by Hayden Krueger

    If you’re tired of not having the desirable insurance coverage, then you must be looking for another insurance company this time around. You’re not alone, because thousands of people share the same fate and are looking for better coverage, benefits and value for their money.

    To find a good one is to differentiate a new product from the current one. Although you can purchase as many auto insurance coverage’s as you like, that would be a very costly effort to take. For those who have a tight budget, an informed decision would complete the puzzle by allowing them to obtain the coverage they need with minimum investments.

    As mentioned earlier, you can buy as much coverage as you like. This will guarantee complete protection while you’re on the road. However, keep in mind that Colorado is enforcing mandatory coverage for all drivers. If you’re not sure what to take, it’s … Click here to read more

  • Common Car Insurance Fees: What Are They?

    by Hayden Krueger

    Some of us liked to spend our time reading the fine print while others do not. They just leave it behind, and once they are stumped on something, that is the time review the fine print at the back of their contracts. Why would they need to print those reservations and qualifications like tiny loose particles in the first place when they are so important?

    One thing for sure, is that breaching those terms will grant your insurer to collect additional charges without regard. Since we do not want you to pay unnecessary charges because of failure to read the fine print, we are going to discuss some of the most common car insurance fees that insurers impose these days.

    On top of the list is probably the cancellation policy. Nearly all insurance companies will charge fees if you want to cut off your policy with them before the agreed … Click here to read more