Auto insurance is mandatory in most of the states if you have to drive around legally. This is done to ensure that the motorist adheres to the financial responsibility laws of the state. The term financial responsibility means that a person who causes the accident should have sufficient funds to cover damages that are caused during the accident and that will include providing for the medical expenses of the injured person/persons, cost of repair, and damage to property as well. The tort system is followed in South Dakota hence it is also known as the tort state. As per the laws, it has to be proven that the person was responsible for causing the accident. Then he/she will have to pay for all the damages that are caused in the accident. Hence, auto insurance is made mandatory in the state of South Dakota.
The minimum liability chosen by the state … Click here to read more