Auto Insurance Guide Archive for 2009

• Maine Driving and Traffic Laws

  by Hayden Krueger

  With the number of vehicles increasing, the number of accidents is increasing as well. To ensure that every driver is able to pay for all the damages he might cause in case he is involved in an accident, states have made auto insurance mandatory. The state of Maine has also made auto insurance mandatory. These rules are in accordance with financial responsibility rules. The state of Maine also follows the Tort system of rules. According to this system, if there has been an accident, one of the drivers involved has to be found responsible. This driver and his insurance company have to pay for all the damages caused due to the accident. The victim is also allowed to sue the driver for damages.

  The state of Maine has set a very high minimum liability when compared to other states. The minimum liability fixed is fifty thousand dollars for bodily injury … Click here to read more

• Maine Auto Insurance Discounts

  by Hayden Krueger

  The state of Maine has fixed very high minimum liability. Many states have made auto insurance mandatory and fixed a minimum liability that everyone must be insured for. This is to ensure that every driver will have enough finances to pay for damages caused during an accident.

  The minimum liability in the state of Maine is fixed at fifty thousand dollars per person for bodily injury and a hundred thousand dollars in total for bodily injury. It also includes twenty five thousand dollars for property damage. The state of Maine has also made uninsured motorist’s coverage mandatory. This policy helps a person when he is involved in an accident caused by a person not insured. It is also mandatory to have medical costs coverage for thousand dollars.

  This is a lot of insurance. It will cost a lot of money. However, as a citizen of Maine it is also mandatory. … Click here to read more

• Maine Auto Insurance Coverage

  by Hayden Krueger

  Financial responsibility is when a driver, involved in an accident, has enough finances to pay for all the damages he might have caused during the accident. To ensure this, the state of Maine has made auto insurance mandatory. Every state writes its own set of rules and regulations to ensure that its citizens are safe. These rules are here to govern us and keep us safe. Any violation of the law will be dealt with harshly.

  One such law that has to be followed is the mandatory auto insurance law. Maine does not have an auto insurance reporting system. Thus, you will have to report to the government when you get insurance coverage for a registered vehicle. You must also carry proof of insurance such as an insurance card. You must show it whenever an officer of the law asks for it.

  There are many types of insurance coverage that … Click here to read more

• Maine Auto Insurance Basics

  by Hayden Krueger

  The state of Maine is the easternmost state in the United States of America. It is also the northernmost state of the New England region. Maine is very famous for its rocky coastline, thick forest cover in the interior and the low-lying hills. Maine is also very famous for its excellent seafood cuisine. The lobsters and clams are especially known all over the world. The capital city of Maine is Augusta and the biggest city in the state of Maine is Portland. It is the thirty ninth largest state and is ranked fortieth population wise.

  Many states in the United States of America have made auto insurance mandatory. This is to ensure that every driver has enough finances or insurance protection to pay for damages that might be caused in case he is involved in an accident. The state of Maine follows the Tort system, like many other states in … Click here to read more

• Louisiana – Tips for Saving on Car Insurance

  by Hayden Krueger

  This article focuses on a few tips to help you save some money on Auto Insurance. The first step would be to make sure you have a lot of available options. Go to many different vendors and obtain quotes. Each vendor offers different services at varying rates. The trick is to choose the vendor who offers all the services you need at the lowest rates. To choose the right services, sit down and carefully analyse your finances. You might have a great health insurance policy already. It would not make any sense to buy an auto insurance policy with medical options. Thus, you will be able to figure out which are the services you need and calculate the perfect company to provide insurance.

  There are many other discounts and ways to save money on Auto Insurance. You can choose to buy insurance for all your vehicles together. This will definitely … Click here to read more

• Louisiana – Factors that Affect Auto Insurance Rates

  by Hayden Krueger

  The state of Louisiana has made auto insurance mandatory. The minimum liability set by the state is ten thousand dollars per person for bodily injury, twenty thousand dollars in total covering two people for bodily injury and ten thousand dollars for property damage. This is of the form 10/20/10. This is going to be increased to fifteen thousand dollars per person for bodily injury, thirty thousand dollars for bodily injury in total covering two persons and property damage for twenty five thousand dollars. The change will be effective from the first of January, 2010. This, however, is the minimum amount set by the government. Most of the costs incurred in case of an accident will amount to more than these small amounts. The industry experts advise people to get insurances for much higher amounts.

  Insurance is now mandatory and costs a lot. However, there are many factors that help us … Click here to read more

• Louisiana Driving and Traffic Laws

  by Hayden Krueger

  Each state writes own set of rules and regulations to ensure safety for each and every one of its citizens. These rules help us to lead a safe and secure life. Anybody found violating these rules will be severely punished and penalised. There are a similar set of rules governing the motorists and the drivers of the state of Louisiana. Any person who might violate these rules must realise these laws in place to ensure our safety. Any violation will be put the driver’s and other people’s lives in danger.

  The state of Louisiana follows the Tort system. According to this system, in case of an accident, a person has to be found responsible for the accident. It is the responsibility of the person and his insurance company to pay for the damages caused due to the accident. Thus, it is very important to ensure that every driver has enough … Click here to read more

• Louisiana Auto Insurance Discounts

  by Hayden Krueger

  The state of Louisiana has made auto insurance mandatory along with many states of the United States of America. Louisiana follows the tort system of rules which states that in case of an accident an investigation should be conducted. A person must be found responsible and he and his insurance company should be responsible for paying for any and all the damages caused due to the accident. Mandatory auto insurance is another step to ensure each and every driver on the road has financial responsibility. This rule is to ensure that each person can pay for the damages he might cause.

  Every state fixes a minimum liability. This is the minimum amount that a person has to be insured for. The minimum liability fixed by the state of Louisiana is fixed at 10/20/10. This stands for a minimum of ten thousand dollars for bodily injury per person and a total … Click here to read more

• Louisiana Auto Insurance Coverage

  by Hayden Krueger

  Auto insurance coverage has been made mandatory in almost all the states in the United States of America. This is to ensure that every motorist will have enough finances to be able to pay for any damage he might have caused in an accident. This is in accordance with the financial responsibility laws. The state of Louisiana also follows the Tort system of rules. According to the Tort system, in case of an accident, a person has to be found responsible for an accident and this person and his insurance company will have to pay for any and all the damages caused.

  Every state fixes a minimum amount of insurance known as minimum liability. For the state of Louisiana, the minimum liability is of the form 10/20/10. This stands for a minimum of ten thousand dollars for bodily injury per person in an accident. The minimum amount for bodily injury … Click here to read more

• Louisiana Auto Insurance Basics

  by Hayden Krueger

  Louisiana is one of the southernmost states of the United States. It is the thirty first largest state by area. It is the twenty fifth largest state by population. The interesting fact about Louisiana is that the state is not divided into counties like the other states. Louisiana is divided into parishes, similar to counties.

  The parish with the largest population is Jefferson and the largest parish by area is Cameron Parish. The common languages spoken here are French and English. For long, this state was a French and Spanish Colony. Every state in the United States of America writes its own code of the law. Each of these laws is meant to safeguard and protect the citizens of the state. They must not be broken or violated at any time. Anybody if found violating the laws will be penalised according to the severity of their offense.

  Laws for motor … Click here to read more

• New Mexico – Tips for Saving on Car Insurance

  by Hayden Krueger

  Every state in the untied States of America writes its own code of laws to govern its citizens. Every state has a lot of rules and regulations ensuring safety on the road. One such rule is mandatory auto insurance. Auto insurance is made mandatory to ensure that any motorist driving on the road will be able to pay for any damages he might cause in case he is involved in an accident. This is common in almost all the states of America.

  The minimum liability fixed by the state of New Mexico is of the form 25/50/10. This stands for a minimum of twenty five thousand dollars for bodily injury per person in an accident. It also stands for fifty thousand dollars for bodily injury in total per accident. There is also a minimum sum of ten thousand dollars for any property damage that might have been caused. Bodily injury … Click here to read more

• New Mexico – Factors that Affect Auto Insurance Rates

  by Hayden Krueger

  The state of New Mexico has written a lot of rules and regulations to ensure the drivers and motorists on the roads today are safe.  These rules and regulations have to be followed at all costs. Any driver found violating any of these rules will be penalised. One rule that is very important is the rule regarding auto insurance. New Mexico, like many other states, has made auto insurance mandatory. Any driver on the road should be carrying his proof of insurance. Insurance has been made mandatory to ensure that a driver is able to pay for all the damages he might have caused in an accident. New Mexico follows the Tort system of rules. According to this, a person has to be found responsible for an accident and he should pay for all the damages caused.

  The mandatory insurance coverage of New Mexico is of the form 25/50/10. This … Click here to read more

• New Mexico Auto Insurance Coverage

  by Hayden Krueger

  Every state in the United States makes its own laws and regulations. Each state draws up a set of rules and regulations for the citizens of the state. These laws have to be followed all the time. Anybody found violating them will be penalised. You should make it a point to learn all the rules of your state. You should also ensure you know the rules of a state even if you are planning to drive through for a short time. Ignorance of the law does not prove your innocence.

  The Stat of New Mexico has adopted some rules and regulations too. One of the most basic laws is financial responsibility. You have to prove that you are financially sound or have assets enough to take care of the damages if you are in an accident. Financial responsibility can be established in two ways. You can pay the state treasurer … Click here to read more

• New Mexico Driving and Traffic Laws

  by Hayden Krueger

  The state of New Mexico has written a code of laws to ensure the safety of its citizens. It has also written some rules governing the actions of the drivers and motorists on its roads. These rules must not be violated at any cost. Any person found violating these laws will be penalised heavily. Every motorist must also remember that each of these rules is written for a specific reason and any violation will put their and other people’s lives in jeopardy. One such rule would be the rule regarding the auto insurance. Auto insurance has been made mandatory in the state of New Mexico.  Auto insurance has been made mandatory to ensure that in case of an accident, the driver who caused the accident has enough finances to pay for the damages caused during the accident.

  The minimum liability fixed by the state of New Mexico is of the … Click here to read more

• New Mexico Auto Insurance Discounts

  by Hayden Krueger

  The State of New Mexico has imposed strict rules and regulations on its motorists. These rules have to be adhered to without fail. Any violation of the code will attract penalisations. Auto insurance is very important in the state of New Mexico. You are not allowed to drive your car without proof of insurance. If found driving with our proof of insurance, you could be fined three hundred dollars or more.

  The state of New Mexico has fixed the mandatory minimum liability at twenty five thousand dollars per person for bodily injury and a total of fifty thousand dollars per accident for bodily injury. If there is any property damage, there is a mandatory liability of ten thousand dollars. If there has been damage to the vehicle, property damage would cover it. It would also cover replacement if it is deemed necessary. If there has been damage to other property … Click here to read more

• New Mexico Auto Insurance Basics

  by Hayden Krueger

  New Mexico is the fifth largest state in the United States. It is in the south western region of the United States. It is also the state with the thirty sixth largest population in the United States. Every state has its own set of rules and regulations written to govern its motorists. It is the job of the government to draw up rules ensuring the safety or the people on the motorway. New Mexico has a set of rules and regulations. If one wishes to driver on its roads, they must be familiar with each of these laws.

  The state of New Mexico follows the tort system of rules. According to tort system, in the even of an accident, a person has to be found responsible for the accident. This person is responsible for the damages caused during the accident and he and his insurance company has to pay for … Click here to read more

• South Dakota – Tips for Saving on Car Insurance

  by Hayden Krueger

  Like many states, the state of South Dakota has made auto insurance mandatory. This state follows the Tort system of rules. According to the tort system of rules, a driver in the state of South Dakota must be found responsible in the case of an accident. Then, this driver and his insurance company have to pay for all the damages caused due to the accident. Thus, to ensure responsibility of the accident financially, the state has imposed strict mandatory auto insurance. These rules have to be followed and any person found in violation will be penalised.

  Thus, one has to get auto insurance. The minimum liability fixed for the state of South Dakota is twenty five thousand dollars for bodily injury per person and a total of fifty thousand dollars for two persons. Property damage coverage must be around twenty five thousand dollars. This is the mandatory fixed amounts. However, … Click here to read more

• South Dakota – Factors that Affect Auto Insurance Rates

  by Hayden Krueger

  The state of South Dakota similar to many other states has made auto insurance mandatory. This state follows the tort system of rules. According to the tort system, in case of an accident, a person ahs to be found responsible and should pay for all the damages cause during the accident. Thus, if a person is found driving, he should have enough proof of insurance to pay for the damages that might be caused if he is in an accident.  This is also in accordance with the financial responsibility laws of the country.

  Every state will have fixed a minimum amount of insurance made mandatory. This is known as minimum liability. The minimum liability fixed for the sate of South Dakota is of the form 25/50/25. There is a minimum of twenty five thousand dollars for bodily injury per person injured in the accident. There is also a total of … Click here to read more

• South Dakota Driving and Traffic Laws

  by Hayden Krueger

  There are many rules and regulations which govern the citizens of the country. Each of these rules is written to ensure the safety and harmony of all the people. These laws must never be violated and must be adhered to all the time. Every state writes its own set of rules for its citizens. The motorist on the road must understand that the rules are for his own good. If he violates the rules, he must realise he is putting himself and some other lives in danger. Any violation of the rules and regulations must be strictly dealt with. Any person found violating the laws must be penalised.

  The state of South Dakota has made auto insurance mandatory. Therefore, no driver must be allowed to drive without proof of insurance. The minimum liability in the state of South Dakota is twenty five thousand dollars for bodily injury per person and … Click here to read more

• South Dakota Auto Insurance Discounts

  by Hayden Krueger

  The state of South Dakota has made auto insurance mandatory. This is to ensure that a driver or motorist on the road has enough finances to pay for the damages in an accident if he is involved in any. This is in accordance with the financial responsibility laws. The state of South Dakota also follows what is known as the Tort system of laws. According to this system, if there has been an accident, a person has to be held responsible for the accident and he will pay for all the damages caused due to the accident.

  This being the case, auto insurance must be bought by everyone. The minimum liability fixed by the state of South Dakota is an amount of twenty five thousand dollars per person injured in the accident. It also makes an amount of fifty thousand dollars for bodily injury in total mandatory. This can cover … Click here to read more