The state of Rhode Island, like many other states in the United States had made auto insurance mandatory. This means that if any person wants to drive at any point, he must have proof of insurance along with him. Proof of insurance is any document that shows that the motorist or the driver has enough finances to take the financial responsibility of an accident, in case he is involved in one. The state of Rhode Island is a state that follows the Tort system of rules. According to this system, a person has to be found responsible for the accident by a court of law. Once a person is found responsible, he will have to pay for all the damages caused by the accident. Thus, auto insurance is made mandatory.
Every state fixes a minimum liability. This is the minimum amount of coverage needed to ensure you are not penalised. … Click here to read more