Most Recent Auto Insurance Guide in Auto Insurance Discounts

• Vermont Auto Insurance Discounts

  by Hayden Krueger

  It is a fact that you must have auto insurance to drive on the highways and roads where you live. And each state has its own mandatory requirements. But when you start adding in additional coverage, your insurance premiums could raise up accordingly. Here are some discounts that are available in the state of Vermont that will help reduce some of those costs

  Hybrid

  If you drive a hybrid car or any other vehicle that uses alternative fuel you may be eligible for a discount on your insurance premium. Check with your insurance company to see if they offer this type of discount.

  Insure More Than One Auto on Your Plan

  If you are a two car family and there are at least two or more people at home who drive, you might be able to get a multi car discount. The vehicles must be primarily driven by you and/or … Click here to read more

• Virginia Auto Insurance Discounts

  by Hayden Krueger

  Virginia has a number of coverage requirements that can drive up the cost of auto insurance if you don’t know how to get the best discounts on your policy. There are many discounts available on car insurance, so you are probably eligible for at least a couple of the offerings. While a single discount may not seem to make a huge difference in your overall premiums, combining two or three might save you a significant amount of cash. We’ve got the tips you need to make sure you get every possible discount you deserve.

  Good Driver Discounts

  One of the easiest ways to save on your car insurance in Virginia is to maintain a clean driving record. Motorists who do not get moving violations or report accidents can qualify for good driver discounts. This means that if you are in a minor fender bender, you might want to think twice … Click here to read more

• Utah Auto Insurance Discounts

  by Hayden Krueger

  If you think that there isn’t anything you can do to cut the price of your automobile insurance you may be surprised. There are plenty of discounts available to drivers in Utah – some you may already know about but there are plenty that you may not have even thought of. It is mandatory to carry adequate car insurance but that doesn’t mean you have to pay a high price for it. Here are some discounts that will get you on your way to lower rates.

  Alternative Fuel

  Some companies are offering discounts if you drive a hybrid vehicle, an electric car or one that uses any other kind of alternative fuel. If you drive a hybrid, check out the companies in your area to see if they offer lower rates.

  Combine your Coverage

  In Utah, if you bring your life insurance policy to the same company that provides your … Click here to read more

• South Carolina Auto Insurance Discounts

  by Hayden Krueger

  While it is mandatory to carry auto insurance in order to drive on the highways and roads where you live there are some things you can do about the increasing costs. Each state has its own mandatory requirements but when you start adding in additional coverage, your insurance premiums could raise up accordingly. Here are some discounts that are available in the state of South Carolina that will help reduce some of those costs. Check with your insurance carrier to see if they include any of the following savings.

  A Multi Car Discount

  It is a safe bet that you could get a discount by insuring more than one car on your policy. If you are a two car family and there are at least two or more people at home who drive, ask your insurance agent if this discount is available. The vehicles must be primarily driven by you … Click here to read more

• Pennsylvania Auto Insurance Discounts

  by Hayden Krueger

  There is no doubt about it; car insurance can be an expensive proposition today. However, the law in most states requires all drivers to carry a certain amount of insurance coverage. So what is the answer? Shopping around for the best discounts is a good start. This article will offer tips on how to find the best discounts on car insurance by asking the right questions of insurance companies.

  Do You Offer Multiple Policy Discounts?

  Many insurance companies provide discounted rates to drivers who insure more than one vehicle with them. Another good way to get a multiple policy discount is to include your property insurance with your auto insurance. If your insurance company doesn’t provide a discount for multiple policies, shop around until you find one that does. The savings can be significant.

  What is Your Low Mileage Discount?

  While some people put many miles on their cars every … Click here to read more

• North Dakota Auto Insurance Discounts

  by Hayden Krueger

  Auto insurance is mandatory in almost all states in the US. Many people assume that they have to pay a huge sum by way of auto insurance premiums, but that is not true. There are a lot of discounts that you can avail from your auto insurance company and that is something that most people are unaware of. Given below are some of the discounts that will help you in lowering the rates when you renew your auto insurance policy in North Dakota.

  Alternative Fuel

  If you are driving a hybrid vehicle, an electric car or one that uses any other kind of alternative fuel you may be eligible for an alternative fuel discount. If you are thinking of purchasing a hybrid, check out the insurance companies in your area to see if they offer a discount for using alternative fuel.

  Combining Your Coverage

  If you bring your life insurance … Click here to read more

• New Jersey Auto Insurance Discounts

  by Hayden Krueger

  Auto insurance is a pricey proposition, especially in a state like New Jersey where premiums are well above the national average. The best way to ensure your car insurance remains affordable is to shop around for the company that offers the best discounts and the lowest rates. This article will offer information about the many types of discounts that insurance companies might allow so you can save as much as possible on your next car insurance premium.

  Car Discounts

  The first place to look for auto insurance discounts in New Jersey is inside your own vehicle. Some makes and models of cars are typically cheaper to insure than others. For example, foreign sports cars that cost a pretty penny to repair will probably come with higher insurance premiums as well. By the same token, high profile vehicles that get noticed because of style and color are also more likely to … Click here to read more

• Nevada Auto Insurance Discounts

  by Hayden Krueger

  There is no way around it. Legally you are required to carry a certain amount of insurance just to drive on the streets and highways where you live. It seems as though rates just keep going higher and higher. There is some good news, though; here are some discounts available to drivers in Nevada that you may not even be aware of. Check with your insurance carrier to see if they include any of the following savings.

  Bundling

  Although it may be a new name for it, bundling is when you combine all of your insurance policies and bring them to the same company. You may consider adding any one or more of the following to your car insurance: life, health, homeowners and/or rental insurance to their company. And having everything under one roof makes it easier for you to keep track of.

  Safe Driver

  In order to be considered … Click here to read more

• Minnesota Auto Insurance Discounts

  by Hayden Krueger

  You must carry the required liability insurance to drive in the state of Minnesota. And once you begin to add your own levels of coverage your insurance costs could start to add up. But there are discounts that are available that will help cut some of those costs and help you to save money on your policy.

  Insuring More Than One Vehicle

  Insuring more than one vehicle will get you the multi car discount. This discount applies as long as you insure all of the vehicles under the same policy and all of the drivers of the vehicles live in the same household.

  Safety Features

  You can receive a discount simply by having factory installed anti lock brakes, especially for all four wheels. An airbag discount is also attainable if you have factory installed driver’s seat and passenger side air bags. Many companies are even adding side air bags to … Click here to read more

• Arkansas Auto Insurance Discounts

  by Hayden Krueger

  Driving in the state of Arkansas without car insurance is not an option. And you must carry the minimum amounts of liability determined by your state and when you start adding on additional coverage your premiums can start to add up. Not to worry, there are a number of discounts that you may qualify for that can save you money on your auto insurance premiums. Here are some discounts that you may be entitled to that could lower your rates.

  Combining Your Policies

  When you bring all of your insurance policies to one company you could qualify for a discount. Companies are always competing for your business so anything you do to increase their bottom line will help you out in the long run as well.  And having your car insurance in the same place as your home, health, life or rental insurance just makes it easier for you as … Click here to read more

• Alabama Auto Insurance Discounts

  by Hayden Krueger

  It is against the law to drive without automobile insurance in the state of Alabama. But you may be able to save a little money with an array of discounts that are available for drivers in your state. There is a minimum amount of liability coverage that is required by law for your state, but when you start adding on to your coverage your premiums start to add up. Here are some discounts that you may be entitled to that could lower your auto insurance rates.

  Multi Car Discount

  If you have more than one vehicle you can qualify for this discount right off the bat. The multi car discount applies as long as you insure all of the vehicles under the same policy and all of the drivers live in the same household.

  Factory Installed Features

  If you have a vehicle that has factory installed anti lock brakes, especially … Click here to read more

• Missouri Auto Insurance Discounts

  by Hayden Krueger

  With the cost of auto insurance increasing every year, you probably feel like you have no choice. You have to have auto insurance coverage o drive in Delaware, but there are some discounts that are available through your insurance company. Not all companies offer these discounts but the best thing to do is ask your agent.

  Multi Car Discount

  If you insure more than one vehicle on your policy, you may be eligible for a multi car discount. By sharing at least two vehicles among residents of your household you could cut the premiums you pay for bodily injury, property damage, medical payments, comprehensive and collision.

  Combine your Insurance

  Some companies will give you a discount if you have your car insurance, life insurance, homeowners or renters insurance and sometimes even health insurance with their company.

  Safe Drivers

  If you have had no chargeable accidents in the past three years, … Click here to read more

• Massachusetts Auto Insurance Discounts

  by Hayden Krueger

  Car insurance is an expensive venture today, but there are ways to save on your premiums in Massachusetts. While a few dollars a month might not seem like much, the amount can add up considerably by the end of the year. Some discounts are well known, but others may be a bit less familiar. This article will provide you with information about a host of different discount possibilities that can provide ample savings on your car insurance coverage in Massachusetts.

  How do You Drive?

  What is the primary purpose of your car? Is it used primarily for business or pleasure? How many miles do you put on the odometer each week? The answers to these questions may disclose savings on your car insurance that you never thought of before. Most insurance companies offer low mileage discounts for drivers that don’t use their car frequently. If you take public transportation to … Click here to read more

• Kentucky Auto Insurance Discounts

  by Hayden Krueger

  Each state has its own mandatory requirements but when you start adding in additional coverage, your insurance premiums could raise up accordingly. Here are some discounts that are available in the state of Kentucky to help reduce some of those costs. Check with your insurance carrier to see if they include any of the following savings.

  Drivers Education

  The more educated the driver the safer they may drive on the road. You could reduce your premium on the three major liability coverages, property damage, bodily injury and personal injury, if you take a defensive driving course. The discount will apply as long as it is for a private vehicle and the main person or people who operate the vehicle successfully complete a state approved class.

  Keep Your Grades Up

  If you are a full time high school or college student under the age of 25, you may be eligible for … Click here to read more

• Illinois Auto Insurance Discounts

  by Hayden Krueger

  Car insurance is a necessary evil for drivers today. However, that doesn’t mean you have to pay through the teeth to get decent coverage. Nearly every driver on the road qualifies for at least one or two discounts on their insurance premiums. The key is knowing the right questions to ask to ensure you get every savings coming to you. This article will give you some of the most common discounts available on car insurance and some you might not think of.

  Personal Information

  Your personal information discloses a lot to a car insurance company. They will determine risk factors based on your age, gender and even occupation. In general, those who are very young or very old will pay more for their car insurance. Men also tend to have higher premiums. Your occupation also plays a role in the cost of your car insurance. People who spend plenty of … Click here to read more

• Delaware Auto Insurance Discounts

  by Hayden Krueger

  Auto insurance rates are an important part of driving on the highways and roads where you live. Each state has its own mandatory requirements but when you start adding in additional coverage, your insurance premiums could raise up accordingly. Here are some discounts that are available in the State of Delaware to help reduce some of those costs. Check with your insurance carrier to see if they include any of the following savings.

  Take a Class

  You could reduce your premium on the three major liability coverages, property damage, bodily injury and personal injury, if you take a defensive driving course. The discount will apply as long as it is for a private vehicle and the main person or people who operate the vehicle successfully complete a state approved class.

  Keep Your Grades Up

  If you are a full time high school or college student under the age of 25, … Click here to read more

• Connecticut Auto Insurance Discounts

  by Hayden Krueger

  While auto insurance coverage is an important part of driving on the highways and roads where you live it doesn’t mean you have to pay the highest rates for your coverage. Each state has its own mandatory requirements but when you start adding in additional coverage, your insurance premiums could raise up accordingly. Here are some discounts that are available in the state of Connecticut to help reduce some of those costs. Check with your insurance carrier to see if they include any of the following savings.

  Alternative Fuel Discount

  This is one of the most recent discounts. You could save money on your car insurance if you drive an electric, hybrid or any other vehicle that uses alternative fuel. Check with your agent to see if your company offers this discount.

  Anti Lock Brakes and Anti Theft Devices

  You could save some bucks on insurance if your car is … Click here to read more

• Colorado Auto Insurance Discounts

  by Hayden Krueger

  If you are concerned about the rising cost of insuring your vehicle, you are not alone. Insurance costs seem to just keep inching their way higher and higher, even if you haven’t had any accidents or claims. Legally it is mandatory to carry a certain amount of insurance just to drive on the streets and highways where you live. But there is some good news, though; here are some discounts available to drivers in Colorado that you may not even be aware of. Be sure to check with your insurance carrier to see if they include any of the following savings.

  Bundling Your Policies

  If you haven’t heard the term, bundling, all it really means is combining all of your insurance policies and bringing them to the same company. If you have one or more of the following types of coverage you may want to link them to your current … Click here to read more

• Arizona Auto Insurance Discounts

  by Hayden Krueger

  Auto insurance can be an expensive purchase today, but discounts are an excellent way to save a few bucks every month. Many people don’t benefit from all the discounts they could because they don’t know where to look. This article will cover some of the best places to find auto insurance discounts in Arizona. You can reap the benefits whether you are renegotiating your current policy or shopping for a new company.

  Multiple Auto Discount

  This is one of the most common discounts available for auto insurance. Many companies will insure two cars almost as cheaply as a single vehicle. You can also save by getting your auto insurance with the same company as your homeowner’s insurance. Always ask about the savings involved with insuring more than one car at the same time.

  Purchase in Bulk

  Some people think it is better to get a new insurance policy every six … Click here to read more

• Texas Auto Insurance Discounts

  by Hayden Krueger

  Texans like to do everything in a big way. And so it is with their auto insurance needs. There are a number of discounts that can be used to bring your rates down. Check out these ways to save some big bucks next time you are in the market for more competitive auto insurance rates.

  Texas drivers join California drivers as the first drivers to get a discount on their car insurance if they drive a hybrid or any other vehicle that uses alternative fuel. Consult your insurance carrier to see if they are offering these discounts.

  When you combine your insurance needs into one company you will get instant savings. Having your car, renters, mobile home, homeowners, and life insurance all with one company will simplify your life as well as reduce your rates. Some companies will even give you a new customer discount to start your homeowners insurance … Click here to read more