From that single moment when one’s child is born, parents evolve from merely being a pair of excited lovers into a tandem of worrywarts. This is only logical of course, since having and raising a child is indeed no easy feat.
The biggest parental hurdle, however, is when children begin facing life’s challenges on his or her own, and the worried parent can no longer interfere, but have to let go. Allowing teenagers to drive his or her own car is one good example of this hurdle. Fortunately, teen auto insurance eases the burden of parental worry, and most significantly, lessens the magnitude of danger that teen drivers may face on the road.
That Dreaded Day: When Teens Get Their License
Of course, parents know how exhilarating it is for their teenagers to finally get a driver’s license, and they also know that this teen driver will grab every opportunity to drive the family car. If he or she already has a car, will get behind the wheel on every available chance there is.
It is necessary then, to get young drivers teen auto insurance. Aside from the fact that having car insurance is required by law in most regions, signing up for one is a wise parental decision to lessen vulnerability and protect one’s teenager from unfortunate road incidents.
Parents have to face the fact though that teen auto insurance costs more than an average car insurance package, as statistics reveal that most road accidents today involve young drivers.
It is a good thing that there are ways to lessen premiums of teen auto insurance. First off, teenagers who follow the law and have a flawless driving history will be entitled to an insurance package that costs a lot less. This emphasis on responsible driving must be inculcated early on, so that one’s teenager may reap the benefits later on, when the time to pay up finally comes. Secondly, if parents must buy their teenage driver his or her very own car, they must purchase an automobile that contains safety features. This will lessen dangers and risks and will prompt an insurance company to lower premium costs.
Thirdly, it would be wise for parents to get a stand-alone policy for young drivers instead of merely getting an extension policy. This way, parents trust their child not only with their very own car to drive, but also with their very own insurance to handle, and both must be handled with utmost care. Finally, if a young driver is an academic achiever, parents must emphasize this to the insurance company since model students who have good grades are offered lower premiums because they are deemed to be more responsible drivers.