Most Recent Auto Insurance Articles in Student Car Insurance

  • How to Search for the Cheapest Student Car Insurance

    by Ricky Lawrence

    Finding the cheapest student car insurance may be a struggle for young drivers. This is because most surety firms consider them as “high-risk” clients given their being prone to accidents. Insurers determine the amount of premium to be charged a customer largely on the basis of risk. Since young car owners are deemed risky, they are made to pay a higher cost of having their vehicles insured. According to statistics gathered by industry players, a significant portion of accident-related costs … (more) August 21, 2009

  • Why Are Student Car Insurance Rates So Expensive?

    by Ricky Lawrence

    Now you have passed your driving school lessons and driving test to acquire your driver’s license, it is time to take your family car and show your friends that you can legally drive – but not without student car insurance. In most states, it is required for every driver and car to have at least the most basic auto insurance. It gets stricter when it comes to student drivers because they are known to be involved in most car accidents … (more) August 16, 2009

  • Searching for the Most Cost-Efficient Student Car Insurance

    by Ricky Lawrence

    Students who are lucky enough to be given their own cars by their parents often care more about showing off their wheels than about manifesting a sense of responsibility. Being allowed to drive one’s own car is a sign he or she is considered an adult. Students who are first-time drivers are odten considered young adults, and as such they should already show a sense of maturity. One way to do so is by buying them student car insurance. Compared … (more) July 30, 2009

  • Student Car Insurance – Does it really need to be Expensive?

    by Ricky Lawrence

    Many young drivers and their parents would attest to the high cost of insuring teen motorists. Most insurance providers charge students higher premiums because of their lack of driving experience. Industry experts say that insurers consider a driver’s experience as crucial in avoiding or preventing car accidents. A more mature and experienced motorist is less likely to get involved in a car accident. Fewer accidents mean fewer insurance claims and fewer expenses on the insurance company’s side. On the other … (more) July 24, 2009

  • The Importance of Having Student Car Insurance

    by Jasper Ericks

    During these trying times when the economy is in a recession, we all try to cut down on expenses.  For some students, they are considering cutting back on or even completely doing away with their student car insurance.  Here are reasons why this is a mistake: For most students, their car is their most valuable asset.  Student car insurance helps protect this asset in the event of damage due to accidents or other reasons … (more) June 26, 2009

  • 5 Ways to Save on Student Car Insurance

    by Jasper Ericks

    Saving on student car insurance may be trickier than how most people think it is.  This is because insurance premiums are determined by a lot of factors and student car insurance is influenced most by the higher risk of having a young driver mitigated by the lower risk brought about by the fact that he or she only drives short distances in a day. Young drivers under 25 years old are thought to be riskier.  According to the National Highway … (more) June 26, 2009