Enter Your ZIP Code

Four Simple Ways to Get Low Cost Auto Insurance


Looking for the right low cost auto insurance is not as hard as you imagine. In fact, there are dozens of ways on how to do that. The 4 steps below are proven tips to find the best low cost auto insurance that will work for you.

Buying a separate health policy from your auto insurance

If you bought your life insurance separately, then you will have better chances of getting low cost auto insurance. You will save money on your insurance by reducing the liability coverage to the ones required only by your state law. However, this can sometimes be tricky, as there are other things you need to do. Find an insurance agent that can help you sort out this method.

Installing anti-theft devices to your vehicle

Put some anti-theft devices or instruments into your vehicle. You can buy and install them easily. For instance, installing a steering wheel lock will make your car more secure. Anti-theft devices or instruments detract thieves from stealing your car and, at the same time, allows you to avail of low cost auto insurance plans. On the other hand, driving a luxury vehicle and installing anti-theft devices would still get you high premiums. If you are serious about paying less on your insurance premiums, stay away from expensive vehicles.

Group auto insurance plans

Buying insurance plans in group could grant you low cost auto insurance policy at the same time. If you are currently employed, talk to your employers if they offer this. Some popular groups and associations also buy group insurance for their members. If your group does not, try to convince them through the many benefits of getting one. Group insurance plans are offered by known auto groups, such as Key Club, Elk or Moose Lodge.

Reduce mileage

Taking public transportation or a carpool service will reduce your driving mileage. This, in turn, will increase your chances of getting a low cost auto insurance policy. The reason behind this is that public transportation will not have you behind the wheel, reducing the time you spend on the road, and therefore minimizing the chances of getting involved in car accidents. Tell your agents you drive less and ask them to get you a lower quote.