Most Recent Auto Insurance Articles in High Risk Auto Insurance

  • High Risk Auto Insurance – When All Else Fails

    by Ricky Lawrence

    High risk auto insurance is a type of coverage that is specifically designed for drivers and car owners who cannot get any other type of insurance. You may say that this is an “insurance of last resort.” Insurers usually do not grant policies to people who they see as potential or actual risks, so framers of the insurance business came up with this policy for their benefit. What are some features of a high risk auto insurance policy? The first … (more) December 25, 2009

  • Who Qualifies On High Risk Auto Insurance?

    by Ricky Lawrence

    Car insurance is about covering for risks surrounding a vehicle when it is out on the road. Insurance premiums are calculated mainly based on risk. Higher risk means greater chances of figuring in an accident, and therefore also greater chances of getting claims from an insurance company. High risk auto insurance is something that drivers want to avoid if they can. As much as possible, they want to pay a low premium only. However, some people will have to buy … (more) December 15, 2009

  • High Risk Auto Insurance Defined and Explained

    by Ricky Lawrence

    It is first proper to define what a high risk driver is. He could be one who has had three or more past records of driving violations. He could have been guilty and convicted of driving under the influence of alcohol or drugs, guilty of hit and run, or guilty of driving recklessly in the past year. Such drivers are only granted a special kind of auto insurance called high risk auto insurance. You can refer to any insurance company … (more) December 13, 2009

  • High Risk Auto Insurance: The Story behind It

    by Ricky Lawrence

    he feeling is indeed disconcerting when an insurance firm declares you as a high-risk driver.  You may think that this is a complement to boldness on the road, but it actually means the price that will be paid for an insurance premium. Your nerve may awe others, but for many motorists, you are simply a threat to them and to yourself.  Companies providing coverage will certainly not be considerate with such a case, foreseeing more payouts in the future for … (more) December 1, 2009

  • Instant Car Insurance at Your Fingertips

    by Ricky Lawrence

    Gone are the days when you need to contact an insurance agent by the time you need to renew your insurance. Gone are the days, too, when you need to exhaust your networks, contact relatives and friends to refer you to a more reputable insurance company for your needs. Thankfully there are instant car insurance quotes made available in the internet. Letting your policy expire or lapse gets a big frown these days. You cannot blame it on busy schedules … (more) November 28, 2009

  • High Risk Insurance For High Risk Drivers

    by Ricky Lawrence

    Insurance for drivers who are high risk can be very costly. Teenagers, especially boys, are more high risk, but they are not the only ones singled out. There are people who have had the misfortune of many speeding tickets. There are also ones who have been involved in more accidents and are seen as higher risk. Some providers of insurance do not entertain these drivers in any way. However, others make it their mission to give out special coverage for … (more) November 27, 2009

  • Unable to Insure Your Vehicle? Get a High Risk Auto Insurance

    by Ricky Lawrence

    For the past years, automobile insurance coverage has been one of the most sought-after security contracts for drivers and car owners alike. In fact, most states in the USA have made it mandatory for every buyer and driver to purchase insurance as a requisite for registration, license application and renewal, and for being allowed to drive on public roads. Rates of road accidents have risen in the past years, churning out different scenarios where insurance companies have to improvise and … (more) November 26, 2009

  • Reasons Why You Should Take High Risk Auto Insurance

    by Ricky Lawrence

    Before, it used to be a luxury, but today, automobiles have become a necessity.  It is automatic that a driver should get car insurance.  This not only protects your car, it also protects the driver from accidents or damages. Nowadays, different companies appear offering various insurance policies and coverage.  One of these types is called high risk auto insurance.      This kind of plan is suited for cars and drivers that have the highest chance of being in an accident … (more) November 20, 2009