Are you an entrepreneur who has just started your own transportation business? If you are into the transportation business, it is important to make it a point to get commercial group auto insurance for your fleet of vehicles. Never mind if you only have less than five vehicles at the moment. Just because your company is still small that does not mean that you can do without a commercial group auto insurance coverage. The transportation business can be a bit tricky and if you are not careful, serious incidents on the streets can put you out of business. If you do not want to end up losing your hard earned money in just a blink of an eye, it is necessary to get a comprehensive coverage.
Getting group auto insurance coverage is not difficult. To get started, compile information concerning your commercial vehicle fleet and put these documents in one folder. This way, it will be easier for both you and your insurance agent to go through all necessary documents to insure your fleet. When compiling information about the vehicles in your company, make sure that you include the model, make, year, mileage and possible use of each and every vehicle that you want to include in your commercial group auto insurance policy.
Aside from compiling information regarding your vehicles, also gather information about your drivers. Most insurance companies require information about the drivers before they will issue commercial auto insurance policies to any establishments so make sure to know your drivers well. When gathering information regarding drivers, include their driving history and the trainings they had. For instance, if your drivers have undergone trainings on defensive driving, note this achievement on their profile.
Once all the information that you need to apply for commercial auto insurance is available, start looking for a reliable insurance company. To help you find the best companies that handle commercial vehicle insurance, ask for referrals from friends and colleagues. You may also conduct some online research on companies that offer commercial car insurance. Now, just because a certain company is highly recommended by a friend it does not mean that you should get your policy from that company right away. Remember that your needs may be different from that of your friend when it comes to insurance coverage. To avoid any problems in the near future, make sure that the company referred to you can meet your requirements. You need to do a background check on the company before attempting to do business with it.