While there is no such thing as free auto insurance, there are a lot of companies, individuals and even Web sites that offer free auto insurance services such as free quotes, tips, and other services that can help you decide on what auto insurance coverage to purchase.
Remember the time when insurance premiums for any type of coverage were astoundingly expensive? If you have purchased an insurance coverage in the 1980s, chances are you would have paid a hefty amount for the premiums. All these changed in the advent of the Internet in the 1990s. This happened when a price comparison Web site appeared on the Internet, and started telling people how much life insurance policies were at different insurance companies.
What happened was that people now had easy access to information on how much a certain type of coverage cost at one insurance company and compare it to another company. Of course, people flocked to the company offering the least expensive coverage. This in turn forced other companies to drive their prices down, creating a domino effect that saw lower prices on the best insurance coverage as a result.
Fast forward a decade and the same kind of effect is in play. Now that people are able to get free auto insurance quotes, it is easier for them to find the best deals on both coverage and rates. You do not even have to spend a fortune on gas or walk around town to get a lot of free quotes. Now, you only have to visit Web sites offering free quotes comparison, and get your quotes in as little as 5 minutes!
If you, however, have a hard time going through all that terms and jargon, there are now Web sites that offer you auto insurance dictionaries that explain the various terms used in auto insurance related documents.
Some Web sites go further and provide you with tips and advice on a lot of matters. From telling you how to save on auto insurance premiums, to warning you of things to watch out for, even explaining complex processes in very simple everyday words like how the auto insurance company works, or how it arrives at your premiums, or how it processes your claims. Free auto insurance tips and tricks Web sites offer really valuable pieces of advice that you can use!
Of course, you can always talk to your insurance agent, but most of the time you would need to know what questions to ask and how to ask them. Your agent may not volunteer information you need to know, or may think that you do not need to find out. By using these free auto insurance services, you not only decrease the number of questions you need to ask your insurance agent, you can also verify if they know what they are doing!