You cannot avoid car insurance. The law says every car owner must have one, and ramifications of getting caught without insurance are serious. You get fined and have to shoulder all expenses resulting from an accident out of your own pockets. The stakes are simply too huge to ignore.
You should always be alert for affordable coverage. Car insurance prices tend to move frequently and there is always a chance to dump a bad contract for something better.
Monitoring insurance quotes is not difficult. The internet is an excellent source as well as insurance offices and agents. Try the internet first, however. Getting free auto insurance quotes from it is fast and simple. You need more than a couple of quotes from different companies for comparison purposes. It is simply not advisable to settle on the first reasonably-priced quote because it is possible that others are cheaper. This is one reason why comparing quotes is imperative.
Insurance companies maintain websites where car owners can get free auto insurance quotes. You do not have to visit a lot of websites, one or two will suffice. To make sure you are not being fed with quotes that are self-serving, give priority to sites not connected with any particular company. There are few of them in the internet. These websites get quotes from insurers and feed them to visitors searching for free auto insurance quotes. Most have tools where it is easy to get multiple quotes in a matter of minutes, even seconds. With multiple quotes, you obtain the insurance policy you want in less than an hour.
An insurance agent is a better source of free auto insurance quotes than the internet if he can provide a number of quotes needed to make relevant comparisons. He knows a lot of about insurance. What he knows about incentives that companies grant to selected car owners will be very useful to your search for cheap insurance. In fact, it is to your advantage that you talk with an agent before going online in search for free auto insurance quotes. You will be equipped to make accurate analysis of the various quotes and equipped to make the right choice.
Calling insurance offices is another option, but you may not like spending a lot of time over the phone. It is similar to talking with an agent which means you get the same benefits. You get to learn more about car premiums and probably get lower quotes since a middleman is not involved.
Choose the method you think is best.