Auto Insurance Articles Archive for 2010

• Automobile Insurance Quotes for Old Cars

  by Ricky Lawrence

  Old cars of twenty years or more are also called antique or vintage cars. People who own such cars value it so much because of its sentimental value. Others see it as their most prized possession since they have been able to maintain an old car for many years. For some, they just want to collect expensive vintage cars as a hobby. People may own old cars for various reasons, but they all concur in wanting to protect their expensive … (more) February 3, 2010

• Car Accident Insurance – The Things You Need to Know

  by Ricky Lawrence

  A car accident insurance is intended to protect a vehicle owner from facing liabilities that can be brought about by a traffic accident. You know that you cannot drive freely in public roads if you have not bought insurance for your vehicle. It is illegal to do so and paying hundreds of thousands of dollars for the medical bills of someone you got involved in an accident with is simply not feasible. In the past, it was too difficult and … (more) February 2, 2010

• Car Insurance for Women: What Affects Your Rates?

  by Ricky Lawrence

  The popular notion that women are better drivers does not have a factual basis, but it cannot be refused that they generally have lesser involvement in traffic accidents than their male counterparts. They also make fewer and cheaper claims from insurers. Even statistics proves that female drivers drive lower mileage than males. Because the distance they travel is less, they are likely to enjoy cheaper insurance premiums. Car insurance for women is purchased less expensively because women drive more carefully … (more) February 2, 2010

• Gathering Instant Car Insurance Quotes

  by Ricky Lawrence

  Buying auto insurance was never this easy! Thanks to computers and the internet, you no longer have to leave home to buy your policy. Say goodbye to the old way of calling up insurance agents to inquire on policies and benefits, all that you need now is a computer that is connected to the web. Insurance companies have advanced their way of offering coverage to people. They now have websites that can answer questions of an insurance buyer. They are … (more) February 2, 2010

• Seven Tips in Getting Cheap Student Car Insurance

  by Ricky Lawrence

  It is undeniable that drivers between seventeen and twenty years old have higher insurance rates than older individuals. This is because this age group is more likely to get into traffic accidents than adults are. The costs of education can already be too much to handle; adding insurance premiums to one’s monthly expenses can be a real dread. Nevertheless, you should know that you can get cheap student car insurance if you follow these basic guidelines. 1.      Get multiple vehicle … (more) February 2, 2010

• The Importance of Business Car Insurance

  by Ricky Lawrence

  There is only a slight difference between a business car insurance and a personal auto insurance. Both of these are purchased to protect and cover the insured vehicle and the insured individual from bodily injury liability and property damages. Furthermore, it provides security to the company as it spares it from any financial liability that can arise during a traffic accident. You know that business operations require you to take certain responsibilities. They may be on operations or protection from … (more) February 2, 2010

• Five Tips to Be One of the Best High Risk Auto Insurance Agents

  by Ricky Lawrence

  As an insurance agent, you are always competing against each other for the same set of clients. Often, there are those who would resort to tactics – even dirty ones – just to get ahead. Considering the demand for this type of coverage, they do work sometimes. However, did you know that there are easier and better ways to be one of the best high risk auto insurance agents out there? Here are five tips you can follow: The first … (more) February 1, 2010

• How to Offer Teen Auto Insurance to Teenaged Drivers

  by Ricky Lawrence

  Okay, let’s face it. You are an insurance businessman who is having a really difficult time dealing with teenage drivers to whom your boss wants to sell teen auto insurance to. You have tried chasing them, mailing them offers, even to the extent of advertising your services on popular social networking sites. Then again, you are not exactly a suave talker, especially considering the fact that you might just be old enough to be their parent. However, do not lose … (more) February 1, 2010