Auto Insurance Articles Archive for 2010

• Free Yourself With Free Auto Insurance Quotes

  by Ricky Lawrence

  Despite the emergence of many insurance companies these days, some drivers still see car insurance as an added expense on their budget. Some, however, adopt the wiser approach. They start by getting free auto insurance quotes. Some drivers have this notion that getting a quote means they are already required to sign an insurance contract for their car. Consequently, they will then be required to pay the corresponding monthly premium. There are some inaccuracies in this assumption. Auto insurance quotations … (more) February 19, 2010

• Full Coverage Car Insurance – The Myth Debunked

  by Ricky Lawrence

  Getting your car insured should be the second natural thing to do after paying for it. There are two reasons for this – the first is that you will never know when something bad will happen on the road, and second is that the government requires it. Yes, the government already stepped in to make sure that you get yourself insured. Now, the next question would be what type of insurance policy you would get. A lot of people get … (more) February 18, 2010

• Non-Owners Auto Insurance – Five Reasons You Should Get One

  by Ricky Lawrence

  A non-owners auto insurance policy is a coverage contract meant for those who do not own cars. Yes, strange as it seems, even people who do not have their own vehicles can have coverage. Although this may be one of the most unheard of contracts in the insurance business, there are actually several reasons why you should get one. Here are five of those reasons: The first reason is that state laws require every driver to get insurance. Yes, you … (more) February 18, 2010

• Practical Ways to get the Best Auto Insurance Rates

  by Ricky Lawrence

  After you get your car, the next thing to do is to get it insured. In the roads of today, there is just no telling when an accident will take place, and you never can tell whether or not you are going to get involved. This is the simple reason why it pays to get covered. How to get the best auto insurance rates has been the problem of drivers and car owners since day one. Although there are hundreds … (more) February 18, 2010

• The Mechanics of Motor Vehicle Insurance

  by Ricky Lawrence

  Lots of people have no idea what motor vehicle insurance is. When they buy cars, they pay for coverage without understanding what it is. Of course, if you do not get into an accident, there is no problem since the agreement will just expire. The problem is when you do get into an accident and you are left under the mercy of another party. Here are the basics. Motor vehicle insurance is an agreement for indemnity. An insurance provider will … (more) February 18, 2010

• The Pros and Cons of Group Auto Insurance

  by Ricky Lawrence

  Group auto insurance is a type of coverage where several people are insured under one umbrella policy. This is the most common coverage policy availed of by large groups, which usually include auto clubs, corporations, large families and transportation companies. In availing of this type of coverage, the insured may choose between two options: either get a separate policy for all vehicles under it and make them annexes of one general policy, or make use of a single policy for … (more) February 18, 2010

• Low Cost Car Insurance for the Average Consumers

  by Ricky Lawrence

  While many drivers realize the importance of getting a car insurance, the steep insurance premiums hinder them from buying protection for their cars. What the middle class consumers should learn is that insurance companies make money by selling policies. Low cost car insurance is possible if one is a smart buyer and follows a few tips. A lot of car owners tend to go for bigger names in the car insurance industry but sometimes the small players in the trade … (more) February 17, 2010

• The Steady Increase of Gas Prices May Lead to Lower Auto Insurance Rates

  by Ricky Lawrence

  If a majority of American drivers will begin to drive less often, it is possible that car insurance companies will offer lower auto insurance rates. If one will closely observe, this could already be slowly happening already. It is sort of a domino effect. When drivers lessen their time on the road, the rate of vehicular collisions or other road accidents also decrease. When accident rates decrease, only a few will have to file for claims on their car insurance. … (more) February 17, 2010