Auto Insurance Articles Archive for 2010

• Finding the best auto insurance rates for your coverage

  by Jasper Ericks

  Auto insurance is a necessary legal requirement. Despite the ever increasing cost of the auto insurance policies, it is important to ensure you hold a valid one that can ensure you are financial well protected in case of any mishaps. Not having a valid auto insurance policy will not only put your finances in peril in case of accidents, but you will also risk paying a heavy fine or undergoing jail term. In order to avoid these disasters and also … (more) December 3, 2010

• The types of accidents that are covered under auto collision insurance

  by Jasper Ericks

  Although auto insurance is absolutely necessary and it is made mandatory in most states in the U.S. the auto collision coverage is not mandatory.  This type of insurance particularly useful in cases where the collision happens to a vehicle that is stationary.  In such cases, when the vehicle is hit from behind the damage could be huge and having collision coverage would be an advantage.  The normal insurance policies don’t cover collision in their policies but this feature could be … (more) December 3, 2010

• The meaning of auto collision insurance and its significance

  by Jasper Ericks

  Accidents happen all the time and it could be very frustrating when one is not covered by insurance.  There is always some amount of speculation with regard to making a choice between auto collision insurance and comprehensive insurance.  To get a better understanding one has to know what this insurance is all about and why it is important. What is the meaning of auto collision insurance? As the name suggests, this type of insurance would cover your car in case … (more) December 2, 2010

• How to purchase auto insurance for seniors?

  by Jasper Ericks

  Senior citizens are a low risk group when it comes to auto insurance as they are more cautious and experienced and don’t take a risk while driving.  They always drive at very low speeds and most often the retired lot rarely drives unless they absolutely have to.  Under normal circumstances senior citizens don’t take the highways and they don’t go on long distance trips.  All of these factors make them less prone to accidents as the exposure on road is … (more) December 2, 2010

• Main auto insurance categories into which the 50 states fall

  by Jasper Ericks

  Auto owners insurance varies between states and most auto owners insurance would be the minimum coverage that would be required by the state.  While some auto owners prefer to add comprehensive as well as collision auto insurance to offer better protection, there are the others who prefer to purchase both types of coverage in separate packages. While comprehensive insurance covers almost everything, it does not cover collision. But, collision insurance offers protection irrespective of whether the driver was at fault. … (more) December 1, 2010

• How to avail auto insurance discounts for senior citizens?

  by Jasper Ericks

  Senior citizens can avail lots of discounts and almost all auto insurance companies offer discounts for senior citizens.  Although, this might not happen automatically, drivers who are entering their 50’s could see some discounts in their insurance premiums.  One must take care and check out various insurance providers before choosing the right plan.  All of this could be checked out on the internet and for someone who is not too familiar with the net, it would be best to take … (more) December 1, 2010

• Difference between collision and comprehensive insurance

  by Jasper Ericks

  Auto owners insurance vary from one state to another, and the laws regulating the accident cover might also vary.  However, it is important to note that there is a big difference between comprehensive insurance and collision insurance. Comprehensive insurance coverage While comprehensive insurance covers almost everything, it does not cover collision.  This type of insurance cover is recommended for all drivers.  It covers a whole range of losses and mostly the kind that is not covered by collision insurance. … (more) November 30, 2010

• Compare quotes to get best auto insurance rates

  by Jasper Ericks

  As auto insurance costs continue to rise, one will find many options that would be available, but one will need to shop around.  It is advisable to compare the rates before arriving at the best auto insurance rates ideally suited to meet one’s needs. Use the net to get quotes: To get the best auto insurance rates it is advisable to take different quotes over the Internet and make comparisons.  The process is quite simple and it takes approximately 15 … (more) November 30, 2010