Auto Insurance Articles Archive for 2010

• Ownership Of A Non-Owners Auto Insurance

  by Ricky Lawrence

  When actively working as a driver, there is one insurance type that you should seriously seek. Most aptly called non-owners auto insurance, its main purpose for being is to extend protection to the vehicle driver, especially when he encounters road accidents. As the term implies, non-owners auto insurance refers to a coverage plan intended for people who do not own a car, but who drive cars for other people, usually employees in a particular company. In such cases, availing of … (more) March 24, 2010

• Thin Line Between Cancellation And Non-Renewal

  by Ricky Lawrence

  People think that cancellation and non-renewal signify the same thing. Both result to elimination of insurance. It results to the owner of the car having to find a new policy. Differences separate cancellation and non-renewal. These differences determine costs of the next insurance policy. Cancellation means immediate end of your policy. This could mean that your policy will end at a specific date and time, based on a notice. Cancellation of policies could come from many reasons including accumulation of … (more) March 23, 2010

• Attracting Your Truck Insurance

  by Ricky Lawrence

  Several factors determine the kind of truck insurance that you get. These include trucking destinations, location of operations, age and driving record of your driver, products being delivered, and truck age, If one or two of these factors do not satisfy the requirements of a prospective insurer, expect to get higher premiums for your truck insurance. This is why some truckers sometimes have second thoughts about having their trucks sufficiently covered. Still, insurance is essential, not only for your truck … (more) March 23, 2010

• Car Insurance For DUI/DWI

  by Ricky Lawrence

  It is common for people to be caught driving under the influence of alcohol or drugs, popularly known as DUI. Its sibling, driving while intoxicated or DWI, is just as common. When you have done this mistake, do not be surprised to find a sudden cancellation in your insurance policy. It does not matter if you have been in the same insurance company for years. It is possible because a number States require an SR-22 insurance proof certificate. In addition, … (more) March 22, 2010

• Why Not Having Car Insurance Is Bad

  by Ricky Lawrence

  Not having car or vehicle insurance or allowing your car insurance to elapse is a bad thing. There are several legal and financial punishments for doing so. If you have a car, it is important that you have car insurance because the consequences of not having one will be severe. It is even tantamount to having your home electricity cut-off! In general, the absence of car insurance can give you these consequences: Your privilege of driving might be taken away … (more) March 22, 2010

• College Students That Stay On Parents Car Insurance

  by Ricky Lawrence

  When a student moves away from home to go to college, it is common that they stay with their parents insurance. This is wise, economically speaking. Insurance is expensive, and this does not fare well for the college student who does not have much to spend without a monthly insurance. Before discussing the choice of remaining on his or her parents insurance, it is good to know that maintaining a 3.0 average can lower insurance rates. Remember, it takes a … (more) March 21, 2010

• Consequences of Auto Insurance Fraud

  by Ricky Lawrence

  Insurance fraud is never a good choice and has several legal consequences. Doing it will not only harm you, it will also harm your chances of getting benefits if you had not done your dirty deed. Auto insurance fraud is one of the things that make premiums costs go up and plenty of surety companies go out of their way to stop it. A lot of people have been caught and punished for auto insurance fraud. Examples of these are … (more) March 21, 2010

• How To Find And Buy Cheap Auto Insurance

  by Ricky Lawrence

  Finding the most affordable auto insurance is sometimes difficult. This article will help you to find that policy in no time. Looking for the right policy and insurance company is a difficult task. As a car owner, it is sometimes dreadful to pay additional expenses when it comes to insurance on top of our monthly car payments, and therefore, we strive to find ways to lower their costs. As a shopper, it is always a confusing mind game to select … (more) March 20, 2010