Auto Insurance Articles Archive for 2010

• Important Factors that Affect Auto Insurance Premiums

  by Jasper Ericks

  Most of the time, we worry about our car insurance premium. We are wondering why we are paying for high premium while in fact other people that we know don’t. It is always a good idea if we have a background on how insurers compute for specific premiums. Here are some of the simple factors that affect our auto insurance policy premium. Age is the number one factor. This means that a new driver will pay more that that of … (more) May 19, 2010

• Basics of Truck Insurance

  by Jasper Ericks

  If bicycles need to be insured then what more for big vehicles like trucks. Trucks are normally used for commercial purposes like delivery of goods in short or long distance and in small or large fleets. An owner-operator of trucks must already know the process of getting truck insurance. But take a second thought, the company which offers such services may not be the best company after all. First, individuals must consider a company that specializes in truck insurance rather … (more) May 18, 2010

• Tips in Getting the Best Car Insurance Policy

  by Jasper Ericks

  Drivers have no choice but to avail car insurance for themselves. This is because of the fact that it is required for drivers to have a policy to show traffic enforcers, whenever they want to legally drive their car. Given that they have no choice, then, drivers must at least ensure that they are getting the best policy that they can avail, in order for them to get their money’s worth. Of course, the reason why you are required to … (more) May 18, 2010

• The Benefits of Maintaining a Good Credit for Car Insurance

  by Jasper Ericks

  It is the fact that the cost for car insurance premium is an amount that cannot be taken for granted. There are a lot of reasons why premiums can go up or down and one must be vigilant enough in order to avoid paying a large amount on their premium. Everybody wants to save even the smallest amount considering the economic chaos that we are experiencing today. One good example is the credit score. Your policy provider will not directly … (more) May 17, 2010

• The Reasons why Car Insurance is required to Drive Legally

  by Jasper Ericks

  It is a fact that it is illegal for any driver, at least in the streets, roads, and highways of the United States, to drive without having car insurance. This is because of the fact that having one is required for you to drive legally. In this case, it may be true that having a policy entails having to pay premiums, which truly drain your finances in a certain way. However, as long as you have car, and do not … (more) May 17, 2010

• The Advantage of Having a Short Term Car Insurance Policy

  by Jasper Ericks

  For people who do not have a car, but would need one in a specific time frame, often chooses to get the services of rent a car. This is also true for people who may have vehicles, but need a specific type of vehicle for a specific purpose, such as an outing or an out of town trip. It is a good thing that car rentals are so abundant that drivers would never have a problem in finding one, whenever … (more) May 16, 2010

• Why Age Affects Car Insurance Rates

  by Jasper Ericks

  There are different factors that may affect your car insurance rates. Some of these factors include your driving history, your driving record, your vehicle, your gender, and even your coverage. However, it is also true that your age actually affects your premiums. This fact is seldom understood by drivers. How does age exactly affect premiums, and why? This is the question that this article tries to answer. However, drivers must first understand the basis of the companies determine the price … (more) May 16, 2010

• Car Insurance is All About Security

  by Jasper Ericks

  Whenever you are hitting the road, you can never tell when you would be involved in vehicular accidents. How ever, the sure thing is, every time you take your vehicle and drive the wheels, there are always chances that you may be involved in collisions with another car, unintended traffic violations, or even car theft. Surely, being involved in car accidents affects our way of life. Not only would your car suffer damages, but will more likely than not, you … (more) May 15, 2010