Auto Insurance Articles Archive for 2010

• Car Insurance Legislations for Drivers to Benefit From

  by Jasper Ericks

  With 47 out of 50 states mandating all drivers to have an auto coverage policy before driving, it is best to take it as a good hint. US legislator have a very good reason for making car insurance mandatory before securing a driver’s license: there has been an increase in the number of accidents that happen on the road. And the sad thing about it is that an alarming percentage of these people did not insure the car or themselves. … (more) May 27, 2010

• How to Get a Cheap yet Reliable Car Insurance

  by Jasper Ericks

  Who wouldn’t like to have the best car insurance with a very affordable rate? Of course all car owners would love to be insured less expensively. The thing though is that when you tried checking and comparing on the coverage and policy quotes online, the prices are really so high that you started doing a mental calculation. It would be a real big increase in your family’s monthly expense. But on the second thought, you still preferred to be driving … (more) May 26, 2010

• Motorcycle Insurance Basics

  by Jasper Ericks

  Individuals who plan to buy a motorcycle need to have crucial information on motorcycle indemnity. Here is a run-down of what each would-be owner should know. One mode of transportation that needs to be insured is motorcycles. Like cars, insuring it is compulsory, too. Before an owner is allowed to ride on it and hit the road, he must have the proper ticket which is the motorcycle indemnity. A specialized subdivision offering different types of indemnity for the various types … (more) May 26, 2010

• Implied by Auto Insurance Claims

  by Jasper Ericks

  It is inevitable and unpredictable when and where accidents and other car related incidents will happen. During these times, policy holders are left with no other choice but to file for claims in the aim of being financially compensated. However, claims even if they are approved or not have many implications on the insurance, financial and credit records of policy holders which may affect his or her premium rates in the future. Claims in its simplest sense imply three major … (more) May 25, 2010

• Factors in Car Insurance Premium Computation

  by Jasper Ericks

  Car insurance companies use different techniques of assessing the risks that they are taking for insuring its policy shoppers. But all of these different techniques and procedures are collectively included in risk pooling. Risk pooling is the generic way of policy providing companies to assess whether they are making an investment or a liability by insuring specific policy shoppers. This process is also the key for getting lower premium rates; simply because knowing the weight of these factors to premium … (more) May 25, 2010

• Getting Cheap and Effective Business Car Insurance

  by Jasper Ericks

  The growth and success of business firms greatly rely on the effective delivery of its services and deliveries. Just like any other vehicles on the road, business operating vehicles are also exposed to the possibilities of accidents and other road mishaps. The fast growing numbers of business related vehicles made car insurance companies to specialize in the field of insuring business related vehicles. This specialization allows business owners to insure their vehicles through more competitive rates and more comprehensive coverage … (more) May 24, 2010

• The Effective Ways of Insuring the Seniors

  by Jasper Ericks

  In the past few decades there is an investable growing population of senior citizens among the general population especially in developed countries. Too much focus on economics and other things in developed countries set aside concerns on increasing the number of the members of the younger generations. Due to this new growing population, it is inevitable that more and more senior citizens are driving in the busiest of streets. Age takes its tolls even on the most experienced drivers; simple … (more) May 24, 2010

• The New Trends of Insuring Student Drivers

  by Jasper Ericks

  Insuring student drivers used to be stereotyped as too expensive and too demanding to the part of policy shoppers. Luckily for students, the number of student drivers has been on a constant increasing trend which forces car insurance companies to modify their policy marketing strategies to fit the needs of this fast growing group of policy shoppers. More policy holders would automatically translate to higher profits for the policy providing companies; this is the reason why there are sudden attempts … (more) May 23, 2010