Auto Insurance Articles Archive for 2010

• Insurance for the Not So Ordinary Cars

  by Jasper Ericks

  People are ingenious. Creativity streams beyond conventions. This is seen in today’s technology, tangible things people possess as well as lifestyle and choices. As a matter of fact, people are no longer limited to the designs provided by car companies. Their ingenuity has led some car owners to redesign their cars according to their specifications to fit their lifestyle and interests. Modified cars can be a source of pride for owners and owning one exudes uniqueness. Aside from modifying its … (more) June 19, 2010

• The Federal States’ Stand on Car insurance

  by Jasper Ericks

  Do you keep on wondering why auto insurance is mandatory for drivers regardless of their age and experience? Premiums can be quite high for certain types of drivers. This can also be grueling to pay if you are living on a tight budget. Yet if you cannot give up your car entirely, you have to pay for your premiums. A good question to start with before getting cynical about auto insurance is that, “Why does state laws mandate that drivers … (more) June 19, 2010

• The Benefits of Online Quotes

  by Jasper Ericks

  Shopping for insurance policies in the past meant making numerous calls to various companies and / or agents and asking each one about their insurance quotes. It ultimately meant limiting your choices to those you know of or are familiar about. One immense disadvantage of this method is the adverse implications if the companies you are familiar about happen to be incompetent or untrustworthy companies. The advent of technology and the internet, however, has made things easier for auto quote … (more) June 18, 2010

• The Best Business Insurance

  by Jasper Ericks

  As we may know, insurance policy coverage is mandatory and required of citizens in most states. This is a necessary and practical precaution against financial and welfare danger in case of untoward accidents or incidents such as theft or vandalism. There is more to this law of mandatory policy coverage however; state local governments have opted to categorize their required policies – one of which is the different required policy coverage for business auto insurance. This required policy coverage is … (more) June 18, 2010

• Implied by Car Insurance Claims

  by Jasper Ericks

  No one can foresee when accidents could happen nor where could it take place. When this happens, policyholders are left out with no choice but to go to the company and file for claims just to make it through the horrible accident. Nonetheless, not all claims are always approved. And soon enough, there will be factors that will be checked and bear an effect on the premium you pay. Claims, in its basic sense, have three major attributes that have … (more) June 17, 2010

• Factors that Insurance Providers Check in Computing Premiums

  by Jasper Ericks

  Car insurance providers have a lot of techniques in evaluating the risks that they are involved in their policy shoppers. These techniques are all part of the general term called risk pooling. Risk pooling is the assessment of insurance providers of their customers if they are associating themselves in an investment or a liability. This is also the way in which one can lower his premiums. Here are some of the factors companies take a look in computing for premiums: … (more) June 17, 2010

• Acquiring Efficient yet Affordable Business Car Indemnity

  by Jasper Ericks

  In order to a business to greatly flourish and stay on business for years, the company needs to exert their best effort to deliver their products and services effectively. Similar to all other types of vehicles, even business operating cars also run the risk of being involved in an accident. With the sudden influx of businesses running cars to and fro, car insurance companies have started to put business cars in a special bracket along with the specialized policies made … (more) June 16, 2010

• Why You Need A Low Cost New Car Insurance?

  by Jasper Ericks

  Buying a car is not like buying any piece of merchandise.  You would probably need a day or two if you are planning to buy a new pair of shoes, but with cars, you would need more than that. Months of savings and you are finally set to buy your dream car, consider getting a new car insurance as well. Problem is, it is not that affordable, as you might think of. Insurance companies are keen when it comes to … (more) June 16, 2010