Auto Insurance Articles Archive for 2010

  • The Good Side of No-Fault Auto Insurance

    by Jasper Ericks

    Personal Injury Protection (PIP), otherwise known as No-fault Auto Insurance, is a type of auto insurance that covers hospital bills, lost income due to an accident, upkeep expenses, ambulatory fees, and funeral expenses. In essence, PIP covers anything related to personal injury. Insurance companies, however, will only pay benefits that are predetermined by the policy and the amount of premium paid. As mentioned earlier, PIP is also known as No-fault Auto Insurance. Several misunderstandings may arise from this term … (more) July 5, 2010

  • Car Insurance for Car Non-Owners

    by Jasper Ericks

    If you think car insurance is only for car-owners, think again. Car insurance, actually, is for car drivers – whether you own a car, or not. It is not as complicated as one might think, for auto insurance companies have policies catering to the needs both of drivers who own cars, and drivers who do not own cars. Car insurance companies indeed offer insurance policies for non-owners of cars. This is called the non-owner auto insurance and is very … (more) July 5, 2010

  • Shop to Save on Auto Insurance!

    by Jasper Ericks

    Many people would want the secret to acquiring the best auto insurance. Most people get discouraged, wondering if such a policy which meets all their needs and fits their lifestyle really does exist. Indeed, some people pay humungous amounts of money on auto insurance, while others struggle with being underinsured. The truth, however, is that somewhere out there in the market is a policy that would fit your needs and lifestyle. They just haven’t had the patience to look … (more) July 4, 2010

  • Non Standard Auto Insurance: Who are In?

    by Jasper Ericks

    Before settling on the amount of premiums an insurance company would demand on an insurance applicant, the company first takes a comprehensive look at his or her: Age Gender Type of vehicle Driving routes / mileage Income Driving history  If you are a middle-aged driver who drives a low-maintenance car, having a steady income and a good clean driving record, then you would be offered the Standard Auto Insurance by insurance companies. This type of insurance is the … (more) July 4, 2010

  • How Beneficial is an Auto Liability Coverage?

    by Jasper Ericks

    How much assistance can and does Auto Liability Coverage give you? What form of aid can you expect from such a policy? These are common pertinent questions worth asking, so as to be able to make wise and informed decisions whether to apply for this kind of coverage or not. Auto Liability Coverage releases a policyholder from all legal responsibilities involved in an accident caused by his own faulty actions. The law requires the driver at fault to pay for … (more) July 3, 2010

  • Good Credit for Better Insurance Premiums

    by Jasper Ericks

    We all know that not having bad credit history is very detrimental and has a lot of disadvantages, in that you are curtailed many privileges you would otherwise be enjoying if not for the bad credit history. A person with bad credit history would be denied loans and be charged higher interest rates. Unfortunately, a person’s bad credit reputation supersedes his reputation in the auto insurance world. Indeed, although credit and car insurance seem unrelated, they actually are, and they … (more) July 3, 2010

  • What Damages Does an Auto Comprehensive Coverage Cover?

    by Jasper Ericks

    As you may already know, there are several types of auto insurance coverage. The most common and cheapest of which is Auto Collision Insurance. It offers coverage for car damages that might have been caused by colliding with another vehicle or anything that may have obstructed the driver along the road. Another type of insurance coverage is the Auto Liability Insurance. As the term itself may imply, this type covers all the legal liabilities of the policyholder as well as … (more) July 2, 2010

  • When Should Drivers Get Auto Collision Insurance?

    by Jasper Ericks

    Since most states require auto insurance, drivers opt for the easiest to get and cheapest type of insurance – the auto collision insurance. Although this is completely legal and definitely fulfills state requirements of at least having car insurance, auto collision insurance may not be the best type of insurance for drivers. This is because auto collision only covers for the repairs and damages the car may sustain in an accident, nothing more and nothing less. This is quite ironic, … (more) July 2, 2010