Auto Insurance Articles Archive for 2010

  • Good to know facts about auto owners insurance

    by Jasper Ericks

    One of the biggest auto insurance companies in the United States of America would be Auto Owners Insurance. Since 2002, it has held its position as a Fortune 500 company and continues to being one of the most sought after insurance companies in the country. This is because of their professionalism and customer care. J.D. Power and Associates, a marketing research company that conducts research and surveys on customer satisfaction and marketing performance for automotive companies and other firms, has … (more) October 21, 2010

  • Step by step process in finding automobile insurance quotes

    by Jasper Ericks

    The World Wide Web is a very good source of automobile insurance quotes and rates. Going downtown and literally shopping for car insurance quotes is very tiring, time consuming and impractical so it is advisable to look for them in the internet. Some may have no difficulty in searching for them in their computers but some find it hard and don’t even know where to start. So, here is a step by step guide on how you can look for … (more) October 20, 2010

  • Getting the best rate for auto insurance for seniors

    by Jasper Ericks

    Auto insurance companies evaluate applications for auto insurance policies based on statistics and the person’s ability to pay the premium. The main details that they will be focusing on would be one’s gender, age, marital status, employment history, credit history, and driving record. All of these factors will contribute to the determination of one’s auto insurance premium rate. This is standard. There are no special evaluations for seniors. In fact, they tend to get higher rates than others because of … (more) October 20, 2010

  • Auto collision insurance – when to have or not to have it

    by Jasper Ericks

    There are several different items that you can include in your auto insurance policy. It would depend on what you feel you need when it comes to insuring you and your car. The most common item that auto insurance companies offer would be “full coverage”. One thing you should know though, having full coverage does not really mean that it covers everything. It is only comprehensive coverage and collision coverage combined. Comprehensive coverage covers damages to your vehicle that was … (more) October 19, 2010

  • What can cause me to have high risk auto insurance?

    by Jasper Ericks

    A poor driving record can cause you to have high risk auto insurance. It has a higher insurance premium than a regular one because reckless drivers are more likely to be involved in an accident. That means auto insurance companies will be shedding more money just to cover the cost than with a careful driver. They are called “high-risk” because they are a risk to the company’s assets. No company would like to shed more than what is coming in … (more) October 19, 2010

  • Factors that can push you to get high risk auto insurance

    by Jasper Ericks

    There are a lot of factors that affect your approval for an auto insurance policy. These factors are often evaluated based on statistical information. Studies have been made for car insurance companies to know who among applicants are high-risk and who are not. If applicants are considered as high risk, then the approval is less likely or you will be given a higher premium to pay. Auto insurance companies want policyholders that will not cause them to be bankrupt so … (more) October 18, 2010

  • How can I benefit from a group auto insurance policy?

    by Jasper Ericks

    You can benefit more from a group auto insurance policy than a regular auto insurance taken individually because of its collective quality. When you go for regular car insurance, your person needs to be evaluated. Your age will be taken into consideration, your driving record and behavior, your gender and your car model and its brand. From these and other significant data, you will be provided a premium rate and whatever they may give, a low or a high one, … (more) October 18, 2010

  • Good to know things about group auto insurance

    by Jasper Ericks

    Group auto insurance is a car insurance offered to formal and informal types of groups. Let us say that you are a part of a large company or just a small organization and you are issued company cars to use or even have your car that you use for work, this is the most common type of auto insurance provided by car insurance companies. There are several benefits that this type of auto insurance gives, not only to the whole … (more) October 17, 2010