Auto Insurance Articles Archive for 2010

  • Collision and comprehensive auto insurance – a brief overview

    by Jasper Ericks

    Auto Insurance is a mandatory requirement for any automobile on road in USA. In most states, the liability coverage is mandatory and the rest of the choices are left to the drivers of the automobiles. There are different types of insurance coverage that offer different degrees of protection to the vehicles. The total amount the insurance company provides at the time of an accident completely depends upon the regular payment of the monthly premium and deductibles.  People often get confused … (more) November 21, 2010

  • Two ways to get instant car insurance quotes

    by Jasper Ericks

    It would be quite impractical and time consuming if you would still go down to the auto insurance companies in your area just to get a car insurance quote. You would be spending money on gas and sometimes even food when the search takes the whole day. So, if you are concerned with getting the best quotes available just like that, you can go two ways. One way is you can get them through the telephone and another is through … (more) November 21, 2010

  • Choosing an auto insurance with best quotes

    by Jasper Ericks

    Auto Insurance comes in many forms of coverage designed to suit every individual’s needs when on road. Having the third party liability insurance is mandatory in USA, but purchasing just the basic insurance will not provide the necessary protection when driving. Having the basic insurance will not cover the complete costs of repair and replacements of the vehicle parts if there is a need to claim. Also, most costs depend upon the other party’s liability insurance which cannot be trusted … (more) November 20, 2010

  • Auto owners insurance policies – saving on the premium

    by Jasper Ericks

    Every automobile owner will need to purchase an automobile insurance, which can be personalized according to individual requirements. Almost all states in USA needs the auto owners to have a mandatory liability insurance, and the other coverage are left to individual preferences. Purchasing insurance policy that provides ample coverage will give peace of mind when driving, along with ensuring complete assistance in repair and replacement of damages to automobiles.  Before choosing the insurance policy however, the auto owners must make … (more) November 20, 2010

  • How to minimize auto insurance rates

    by Jasper Ericks

    Since auto insurance is mandatory requirement for every person owning a vehicle, there are ample insurance companies that offer good insurance packages. Auto insurance rates vary greatly depending upon the individual’s driving records. Although the insurance premium rates keeps changing every year, it is possible to keep these rates as low as possible. Firstly, before choosing an insurance plan, it is very important to shop around as much as possible. Getting multiple quotes from different insurance companies will give … (more) November 19, 2010

  • Cheaper car insurance: to switch or not to switch

    by Jasper Ericks

    Most of us have car insurance and an auto insurance company that we have been working with for a few years now. And because of the current economy, sometimes we feel that the rate we are given is too much too handle. So, to solve the problem should we look for another auto insurance company that can give use cheaper car insurance and start all over again or we should start negotiating with our current car insurance provider? Here is … (more) November 19, 2010

  • Three ways to save money on student car insurance

    by Jasper Ericks

    Since students carry more risks when driving, their insurance costs are more expensive than their adult driver counterparts. The costs of student car insurance however, must be balanced with what the student drivers can actually generally afford.  Since not all the students can opt for the expensive car insurance, here are some ways by which student drivers can minimize costs and maximize their money.  Here are three ways by which student drivers can save money on their card insurance:  First, … (more) November 18, 2010

  • Things you can do to get cheaper car insurance

    by Jasper Ericks

    An average auto insurance premium costs from $800 to $1500 a year. This does not include the deductible when you file for a claim. With the economy right now, it is quite difficult for us to keep up with necessary bills such as these. So, we try our best to get the best rates, cheaper premiums, and more discounts as possible. There are things though that will affect your auto insurance premium that you will not have the power over. … (more) November 18, 2010