Auto Insurance Articles Archive for September, 2010

  • Save Money by Using Online Insurance Comparison Websites

    by Jasper Ericks

    The auto insurance price in the U.S. is already cheap if we are to compare it to the other parts of the world. But since our goal is to lower down your insurance rates, we may need to use a comparison website whose primary purpose is to find those rates easily. Drivers who carry expensive cars, such as a sports car or SVU’s, and those who possess a “not-so clean” driving records would benefit from this approach. As more and … (more) September 22, 2010

  • How You can Take Advantage of Your Auto Collision Insurance

    by Jasper Ericks

    Auto collision insurance is not mandated by law. This means that car owners are not required to buy unless they see it fit for their particular needs and interests. Unlike auto insurance as a requirement for all and in fact a form of public policy, auto collision insurance often serves some better that the others. So who might actually be the best persons or parties to buy insurance? First, those whose cars are paid for by financiers or companies might … (more) September 22, 2010

  • Why Do You Need To Pay That Much on Car Insurance?

    by Jasper Ericks

    Some people are paying as little as $400 a year for their car insurance; others pay a thousand more. While it is true that most insurance companies will look at your driving record and coverage amount, these do not complete the equation. Using the Actuarial Tables You may have heard about actuarial tables when you purchased your life insurance. Basically, it is a statistical table that indicates the life expectancy as it relates to the age, sex or occupation of … (more) September 21, 2010

  • Understanding the Different Types of Auto Insurance Is the Key to Getting the Best Rates

    by Jasper Ericks

    Auto insurance differs in terms of the plan and policy you want to buy. Particular rates that each auto insurance companies offer can be easily compared with the use of the internet. Rates and plans of auto insurance companies can be viewed in their sites. This enables its consumers to quickly know and decide on the rates which they can afford. The importance of these insurances is mainly for protection if you will experience future accidents. Different sites can … (more) September 21, 2010

  • Things to Remember For Shipped Out Cars

    by Jasper Ericks

    Occasionally, the need to ship your car is better rather than driving it cross-country. For instance, you own a collector car with an overwhelming price value; you would not want to risk it on the road, would you? Or perhaps you need to travel overseas and have decided to bring the car along with you. Either case, you will not be driving so there is no need for insurances. Well, you should think again. Cargo companies that are specializing in … (more) September 20, 2010

  • Factors to Consider In Getting The Best Rates

    by Jasper Ericks

    Rates that you pay for your auto insurances are affected by a lot of factors. Auto insurance companies consider variables like the date when your car was made, its model, the average yearly distance you drive, and which state do you live as a basis for your insurance rate. These factors are important for car insurance companies to determine how much is the rate that you will likely pay for your car. Several auto insurance companies use a particular … (more) September 20, 2010

  • Switching To Another Insurer Provider

    by Jasper Ericks

    For people who are planning to switch to another car insurer, then read on. There are many reasons why you need to change your current insurer. The service is not that great, and you felt that your insurance agent has tricked you. Or another insurance company is offering irresistible and better deals for a much lower premium Moving to another state could be your reason, so there is no point of maintaining the said contract, or you just need to … (more) September 19, 2010

  • Auto Insurance Quotes for Different Age Groups

    by Jasper Ericks

    Auto insurance companies consider different factors for each insurance quote. Variables like the location, gender and job of a person is being used to compute and calculate the insurance quote applicable for each person. However, most individuals do not see the correlation between the auto insurance quote and the age group they belong to. Auto insurance companies often categorize the ages of their consumers who pay for car insurances. Age groups for car insurance are among the widely researched … (more) September 19, 2010