Auto Insurance Articles Archive for April, 2010

• Cheap or Expensive Car Insurance?

  by Jasper Ericks

  We all know it – you own a car, you must get car insurance. This applies not only to cars, but to other vehicles as well such as trucks, motorcycles, and the like. So you ask advice from friends, and most typically search online and compare quotes… and are astounded by the exorbitant premium charges! You probably felt cheated or robbed for having to pay such a large amount. There are many factors that affect how much auto insurance … (more) April 6, 2010

• What are the Bases of Premium Charges?

  by Jasper Ericks

  Why do we need to get car insurance? Perhaps many have asked the question, and many may know the primary answer: because it is required by law. And yet another question follows – Why is it required by law? Basically, it is because being involved in an accident (which is very possible for every driver) causes serious repercussions not only emotionally but financially as well. Getting car insurance would cushion you from very excessive financial charges should you get in … (more) April 6, 2010

• How to get Discounts in Car Insurance for Elderly Drivers

  by Jasper Ericks

  Seniors have always been said to be the most responsible drivers. This because of the age and experience they have which is not entirely present in the rest of the other drivers belonging to the other age groups. Most elderly people, however, worry about their expenses, especially car insurance expenses, since they are most likely retired and are living on steady income. If you are senior and you feel that way, it is understandable. Such fears need not overcome you … (more) April 5, 2010

• How to get the best car insurance deals for Seniors

  by Jasper Ericks

  Everyone and anyone who owns a car (or any vehicle, for that matter) is required by law to get car insurance. That’s basic knowledge. How much one has to pay for the car insurance, however, is where the difference lies. Factors such as age and gender affect the car insurance rates of one person and another. In other words, car insurance companies have different requirements and qualifications for young teen drivers and those for older people, or seniors. Although they … (more) April 5, 2010

• Two Factors that affect insurance rates for seniors

  by Jasper Ericks

  There are many factors that affect the price that a car insurance company gives to a person. Several of these factors include the make or model of the vehicle, the age, as well as the lifestyle of the car owner / driver, and several other factors. These factors invariably affect how much a person is to pay for his or her insurance. More often than not, the car indemnity price corresponds to the above mentioned factors. Seniors, like all car … (more) April 4, 2010

• The Benefits of Group Insurance

  by Jasper Ericks

  Promos are the best ways in getting discounts and rebates from car insurance companies. These marketing strategies are based on loyalty and reward system.  Companies spend a lot of their machineries just to be able to establish a good marketing strategy. One of the most successful marketing strategies is group indemnity. This promo is available in many types of indemnity, Group auto insurance for example is used by many companies and organizations to decrease their premium expenses but still maintain … (more) April 4, 2010

• Women are Getting Better Reputations as Drivers

  by Jasper Ericks

  It is typically accepted the ladies are considered a greater risk behind the wheel than men. That the female driver is far more hazardous when driving a car and than when a male takes the wheel. However, recent studies by insurance companies show that women are not only safer behind the wheel but they are also now preferred by insurance companies as car insurance holders. Here are a few reasons why women are not overtaking men when it comes to … (more) April 3, 2010

• Reasons for being Denied Payment on Car Insurance

  by Jasper Ericks

  Most people that have car insurance rely on their insurance company to make sure that they get covered in case of a traffic accident. Motorists apply for car insurance to protect themselves and their vehicle from payments to damages done to their car and to payments for any injuries suffered from that accident. And in most cases, this theory applies. However in few other cases, this may not always be the case. Nine out ten cases of insured motorists’ claming … (more) April 3, 2010