Auto Insurance Articles Archive for February, 2010

• War of the Wallet – How to Handle Full Coverage Car Insurance Costs

  by Ricky Lawrence

  Okay, admit it. Getting covered takes money – sometimes a lot of it. This is the main reason why, despite it being required by state and federal laws, not all people are willing to procure a policy for themselves or for their vehicles. This is also the reason why a lot of people get caught without any policy whenever they get into a road mishap. It does not take a lot to pay for full coverage car insurance cost. When … (more) February 4, 2010

• Spot the Companies with the Best Auto Insurance Rates in an Instant

  by Ricky Lawrence

  Have you ever had a dilemma in choosing between two or more insurers who claim to offer the best auto insurance rates? Doesn’t it just ruin your day to have to flip a coin, make a call, sign a contract and realize later on that you should not have done that? It has been that difficult in the past to spot companies with the best auto insurance rates. Often you have to rely on third-person feedback just to get an … (more) February 4, 2010

• Motor Vehicle Insurance Fraud – How to Deal with Bogus Claims

  by Ricky Lawrence

  Motor vehicle insurance fraud is a huge problem being faced by almost every insurer in every state. At most times, this is not because of some lapses committed by company employees – as time passes, swindlers have become more and more skilled and creative in making their moves against an unknowing target. However, most of the time, these cheats are found out by insurance investigators and reporters. However, finding them out is one thing. Dealing with the case is another. … (more) February 4, 2010

• Modified Car Insurance Fraud – A Precaution for Insurers

  by Ricky Lawrence

  Modified car insurance is a revolutionary system of coverage that addresses the need for security of practically all types of vehicles, whether brand new or second-hand, whether stock or customized. With this system, you car virtually fit any vehicle with coverage. However, this benefit is not problem-free. Because of it being readily available to all types of automobiles, even those which have been heavily suited up, there is a high chance for fraud to be committed. True enough, modified car … (more) February 4, 2010

• Group Auto Insurance – When It is Worth It, and When It is Not

  by Ricky Lawrence

  Group auto insurance is a coverage scheme designed to provide services for associations. This way, a lot more people are given the opportunity to get covered without the usual hassle and inconvenience of having to apply for one. However, not all people can benefit from group auto insurance. There will be times when getting the contract would be advantageous to the beneficiary and there will be times when doing so will only bring them more problems. Here are instances when … (more) February 4, 2010

• Teen Auto Insurance Boosts the Confidence of Young Drivers

  by Ricky Lawrence

  All drivers started out as a newbie at one point in their lives, when they felt their hearts beat as they got behind the wheel for the first time. They held on to the steering wheel as if their lives depended on it, and pressed the gas pedal too strongly that it made a car jump. The more cautious they try to be, the harder it is for them to be at ease when driving. Now as adults and looking … (more) February 3, 2010

• Protecting New Car Insurance from Closing Insurance Companies

  by Ricky Lawrence

  The increasing number of car owners, be it brand new or secondhand, has brought about a mushrooming of car insurance companies to take advantage from the growing market. As a result, there is stiff competition among all these insurance companies trying to meet sales quotas to keep themselves in business. Otherwise, they would not earn enough to stay in operation. When this happens, they will be forced to close doors permanently and shut down the business. As a client, you … (more) February 3, 2010

• High Risk Auto Insurance of Sports Cars

  by Ricky Lawrence

  If you own a sports car, there is a big probability that you pay for a high car insurance premium. This is typical of sports cars because insurance companies classify such vehicles as high risk cars. It means that it is more dangerous to drive compared to ordinary cars. Drivers may try to argue that they do not need high risk auto insurance for their sports cars when they are very safe and skilled drivers. They have a clean driving … (more) February 3, 2010