Auto Insurance Articles Archive for February, 2010

• Gap Insurance Prevents Negative Equity

  by Ricky Lawrence

  Many drivers think that they are fully protected with comprehensive insurance. In most cases however, they find out too late that it is not so. This is because in reality, cars immediately depreciate by at least 20% as soon as it is taken out of the dealer’s office for use. If something happens to this newly bought car, the comprehensive insurance will not be able to cover for this 20% depreciated value. For the car owner, this is an instant … (more) February 6, 2010

• Car Insurance Comparison Websites

  by Ricky Lawrence

  It is time to renew your car insurance and this time you want to make sure you get a better deal for your money. There are so many insurance companies nowadays that it is quite difficult to study and compare quotes to see which is best to buy. Go online and visit car insurance comparison websites. They have online forms asking a uniform set of questions that will help them prepare a tailored-fit policy for you. By filling up these … (more) February 6, 2010

• Benefits of Combining Auto Owners Insurance and Homeowners Insurance

  by Ricky Lawrence

  Do you know that auto owners insurance and homeowners insurance can be combined? In fact, it has many benefits if you buy these two together. It is possible that your insurance rate will be significantly lowered if you buy them at the same time from only one company. The only important thing to remember here is to make sure you are dealing with a reputed insurer because they will be holding two policies from you. You do not want to … (more) February 6, 2010

• Who’s Driving What? A Precaution for Business Car Insurance Providers

  by Ricky Lawrence

  What is the deal with business car insurance that insurers need to be cautious whenever they grant a policy to a company? The thing is, although the concept of this type of coverage is simple on the part of the insured, the same is not really true on the part of a provider. There are some issues which a company must take into consideration in deciding whether or not to issue a policy to an applicant. The first issue is … (more) February 5, 2010

• The Faster, The Better – Why People Prefer Instant Car Insurance

  by Ricky Lawrence

  Have you ever had to entertain a long line of insurance policy applicants only to have them leave one by one as hours go by? Have you applied automobile coverage for yourself and had to play games on your phone because the application process was taking too long? A lot of people opt not to get insured because they cannot afford to spend an hour or two visiting an office to get covered. Sadly, this is the case with most … (more) February 5, 2010

• Tips for Parents – How to Fit Student Car Insurance in Your Budget

  by Ricky Lawrence

  As a parent, you will have to face your kid’s desire to have his own vehicle sooner or later. You experienced it yourself during your younger years – the freedom, the fun and thrill of driving by yourself on the highway. Although it may be a transition in life, you should not let it pass without getting student car insurance. Getting additional coverage is always a financial burden no one really wants. However, it is a legal obligation to get … (more) February 5, 2010

• Get Your Business Back on Track by Providing Cheaper Car Insurance for Women

  by Ricky Lawrence

  Competition in the business of insurance is already stiff as it is. A lot of companies suffer reverses and loss of income especially during this period of economic difficulty. The sad thing is, your company is probably one of them and you are probably wondering right now how to get back on your feet. The answer lies here: cheaper car insurance for women. Why, you ask? It is because the female driving population is a rich ground for potential clients. … (more) February 5, 2010

• Car Accident Insurance Claims – How to Handle the Real Deal and the Not-So-Real

  by Ricky Lawrence

  The test of an insurer’s dedication in the business is when clients come knocking at their doorstep holding on to car accident insurance claims. Although this is a scenario most providers and clients would mostly want to avoid, there are times when things get dirty – specifically in cases where the insured makes a claim and an insurer refuses to pay. As a provider in the contract, how can you handle a person’s claim for payment without getting on each … (more) February 5, 2010