Auto Insurance Articles Archive for January, 2010

• Reducing Premiums Of Auto Insurance For Seniors

  by Ricky Lawrence

  Senior citizens are said to be the role models of society. However, due to the increasing number of accidents involving senior drivers, many insurance companies today have raised premiums of auto insurance for seniors as well. Fortunately, insurers base their rates on a driver’s record and age. If a senior driver has been recognized for his safe driving for the past years, premiums will surely go down. Another factor insurers inspect is the driver’s mileage, and because older people tend … (more) January 25, 2010

• Making The Right Decision For Your Auto Collision Insurance

  by Ricky Lawrence

  If you plan to buy just the most basic type of auto collision insurance for your vehicle, chances are, your vehicle would not be sufficiently covered. With car and medical expenses rising, your minimum policy would not be enough to keep you away from a terrible financial deficit in case of an accident. According to recent studies, car accident expenses nowadays often exceed the insurance limits of different insurance providers. If your coverage is not enough, your finances would suffer … (more) January 25, 2010

• Understanding Non Owners Auto Insurance Made Easy

  by Ricky Lawrence

  Not all types of insurance policies are for people who own cars. Yes, there is also coverage for non car owners, and this is known as non owners auto insurance. You would probably ask why get this particular insurance since you do not own a car. Unlike regular auto policies, non owners auto policy does not cover the car. Technically, this type of policy covers the driver – you. Here is how. Because car owners have automobiles their policies are … (more) January 25, 2010

• Easy Guide in Comparing Auto Owners Insurance Companies

  by Ricky Lawrence

  Going online is a great way to explore your options before buying car insurance. Choosing the right website where you will buy your insurance is very important. Thus, it is a good idea to first compare different websites to be sure you are dealing with a trusted company. There are easy ways to see if an auto owners insurance company has a good reputation by checking out a few things from its website. The very first thing you can check … (more) January 24, 2010

• Maximizing Internet Technology to Get Free Insurance Quotes

  by Ricky Lawrence

  The advent of internet technology has greatly changed people’s way of life. It became easier to connect with dear friends and family members via instant messaging programs and emails. Kids now just stay in front of the computer to play online interactive games rather than go out on the streets to play. The internet, more importantly, became a great source of information. People now just have to go online to read the latest news or learn about any topic of … (more) January 24, 2010

• How Do Insurance Companies Profit from Gap Insurance

  by Ricky Lawrence

  Most people do not have the means to purchase a car in lump sum payment. Instead, they get a car loan so that they can pay on a staggered basis. Since they are driving a car that is not yet fully paid, they make sure to have it insured. Some choose to get gap insurance because of its advantages. This type of insurance covers the amount of the market value of a car at the time it was bought less … (more) January 24, 2010

• Home Insurance and Car Insurance Comparison

  by Ricky Lawrence

  Insurance is a form of guaranteed security for something in case of an accident or any kind of unfortunate event. It is usually in the form of monetary compensation that covers reparation expenses to a damaged property. Two of the most common types are home insurance and car insurance. Although a house and a car are two very different properties, one will find many similarities between their insurance. Below are highlights of home and car insurance comparison. Houses and cars … (more) January 24, 2010

• Five Sure Ways to Lower Rates on Truck Insurance

  by Ricky Lawrence

  Generally, truck insurance has a higher premium rate because trucks are big vehicles that are more dangerous on the road. A truck can cause more serious damage and injuries when it figures in a collision with another car.  By learning more about truck insurance and following a few tips, truck owners may be able to lower premium rates significantly. There are some factors affecting its premiums. Insurance companies consider a driver’s gender and age, as well as his driving background. … (more) January 24, 2010