Auto Insurance Articles Archive for January, 2010

• What You Should Know in Getting the Best Auto Insurance Rate

  by Ricky Lawrence

  You are going to need car insurance if you want your car protected at all times. It is easy to get a variety of vehicle insurance quotes to help you choose the best policy within your budget range. You will be able to weigh the services of different insurance companies more easily to help you decide on the best auto insurance rate. Before delving further on this matter, defining “insurance rate” first is in order. Insurance rate is a determinant … (more) January 28, 2010

• What Does Full Coverage Car Insurance Really Include?

  by Ricky Lawrence

  So you opted to get a full coverage car insurance rather than settling only for basic liability coverage. This means you pay a higher premium. However, do you really know what full coverage really includes? Full coverage car insurance costs more for the simple reason that you are given maximum protection for anything that could possibly happen to your car. Somehow, you also pay for that peace of mind you get whenever you head out to the streets to drive. … (more) January 28, 2010

• How Does Group Auto Insurance Work?

  by Ricky Lawrence

  Group auto insurance works quite simply. Think of it as a group discount you get when dining in a restaurant. Chances are that you have encountered a promotional discount wherein a family of six can have one member dining for free. Another good example is buying entrance tickets to a theme park. They usually give group discounts whenever you can buy five tickets for only the price of four. This holds true to group auto insurance. In general, you will … (more) January 28, 2010

• Car Theft and Motor Vehicle Insurance

  by Ricky Lawrence

  Ever owned a car that’s been stolen? It can happen to anyone. It always leaves one feeling sullen and traumatized for many days. The incidence of car robbery has been steadily increasing that a lot of motorists today have decided to protect their cars with motor vehicle insurance. The rising incidence of car theft also led to an increase in insurance claims. This ultimately caused insurance premiums to shoot up drastically. Even those who do not have vehicles are affected … (more) January 28, 2010

• Finding the Right Car for a Cheap Auto Insurance

  by Ricky Lawrence

  Have you tried asking your teenager what his or her dream present might be? If he or she answered “a car,” do not worry, you are not the only parent who is feeling the pressure. Today, more teens are aspiring to drive their own vehicles and feel the rush of busy streets and enjoy the sense of freedom it gives. Now, if you are considering buying your teen a car, also think of the insurance policy you might be paying … (more) January 27, 2010

• How to Find Auto Insurance for the Elderly

  by Ricky Lawrence

  Who says someone is too old to drive? Auto insurance companies do not just offer insurance to teenagers or adult, but they also give special attention to the needs of those in their late adulthood. Although looking for car insurance for old drivers may be more difficult than getting one for those in another driving age group, there can be a systematic way of finding a good policy for an elderly loved one. As a preliminary in looking for your … (more) January 27, 2010

• The Advantage of Being a Woman in Getting Auto Insurance

  by Ricky Lawrence

  In a conventional perspective, men are usually deemed more powerful, more influential and usually get the better end of things; but in the world of auto insurance, women get better deals. Most car insurance companies offer cheaper policies to female drivers. Hence, if you are male and cannot help but wonder why women can get lower car insurance rates, here are some reasons why. First, auto insurance companies require a lower premium from women because of their innate keenness for … (more) January 27, 2010

• The Brighter Side of Student Car Insurance

  by Ricky Lawrence

  Homework, exams, deadlines, and teachers — these may be a few of what students nowadays are busy thinking about. However, if you are a student driver, there is another thing you have to face – getting your car insured. This may be a big burden considering that you are not earning your own money yet and monthly allowance may not be enough for auto insurance coverage. Fortunately, there is a brighter side to this situation and these are a few … (more) January 27, 2010