Auto Insurance Articles Archive for January, 2010

• Do You Need To Get Truck Insurance?

  by Ricky Lawrence

  If you are wondering whether you need truck insurance or not, just ask yourself two questions.  First, do you own or operate a business?  Also ask yourself if your business needs the use of trucks to operate properly.  If you answered ‘yes’ to both questions, then getting insurance for your trucks would be a great idea. This is different from what we usually know as auto insurance.  Truck insurance protects both truck owners and drivers against damages from accidents, natural … (more) January 7, 2010

• Auto Owners Insurance – The Basics

  by Ricky Lawrence

  Auto owners insurance can involve a lot of numbers and paperwork.  For this reason alone, it is not surprising to see car owners getting confused about the proper way to get car insurance.  There are a lot of provisions and definitions that you have to learn and understand, and because of this, many new car owners get intimidated and just sign at the dotted line without thoroughly studying everything. That would be their first and biggest mistake.  Many people who … (more) January 7, 2010

• The 3 Things You Should Do When Looking For the Cheapest Car Insurance

  by Ricky Lawrence

  Getting the cheapest car insurance you can find is an absolute necessity in today’s world.  Due to this current financial crisis and rising prices of gasoline, finding ways to save money on anything that is automobile-related is a good idea indeed. If you are interested in finding ways to save on vehicle insurance policies, these tips would be beneficial.  Here are at least 3 things you need to do if you want to find the cheapest car insurance possible. 1.  … (more) January 7, 2010

• What Car Owners Need to Know About Gap Insurance

  by Ricky Lawrence

  Familiar with gap insurance?  For many car owners, the unfortunate answer is ‘no’.   They do not even realize that there is a gap between what their standard vehicle insurance pays for, and what is not covered.  That gap can prove to be costly for new car owners, as you will see. There is a significant difference between what a new vehicle is worth and what you currently owe on a newly-bought (or leased) car.  If a new car is stolen … (more) January 7, 2010

• Low Cost Car Insurance – What Every Car Owner Should Know

  by Ricky Lawrence

  Getting a low cost car insurance rate involves understanding of how insurance companies think.  Car owners should be aware about what factors are involved and how they can affect their premiums.  Insurance companies are usually hesitant to tell clients everything they need to know, so if you would like to know more about these factors, it would be best if you read on. First, realize that not all the big, popular insurance companies offer the best deals.  Experienced car owners … (more) January 7, 2010

• Benefits from Full Coverage Car Insurance

  by Ricky Lawrence

  It is general knowledge that the law requires every driver to have insurance. This is not for their benefit but for ours instead. The thing is that the law does not require people to get a full coverage car insurance. This is actually considered additional coverage, in reality. However, it is very handy to be knowledgeable about the fundamentals of additional coverage because you will never know when it will become useful. Bodily injury liability coverage is one of benefit … (more) January 6, 2010

• Truck Insurance 101

  by Ricky Lawrence

  Majority of people seem to think that truck insurance policies work the same way like regular kinds of policies that are in the market these days. Without a doubt, this is certainly not true at all. Yes, both types of insurance coverage will protect you when vehicular accidents do occur. However, a number of differences make them distinct from one another. A primary difference lies in the fact that plenty of truck insurance policies are commercial in nature. This is … (more) January 6, 2010

• The Need to Compare Motorcycle Insurance Online Quote

  by Ricky Lawrence

  Going for a motorcycle is a dream for some people. However, you cannot take for granted that motorcycles are more prone to vehicular accidents in comparison to automobiles. Worse, drivers of motorcycles incur a lot more injuries and damages especially when he or she collides with a more massive vehicle. If planning to get a motorcycle yourself, take your motorcycle insurance into consideration before going in to take the plunge. Just like other kinds of auto insurance, motorcycle insurance policies … (more) January 6, 2010