Auto Insurance Articles Archive for January, 2010

• Shopping for a Low Cost Car Insurance

  by Ricky Lawrence

  Every American driver knows that he needs to carry auto insurance before he can take out his vehicle or car to public roads. Each state has its rules, regulations and implementation of insurance laws. Nonetheless, they all require minimum liability coverage per policyholder. All insurance buyers must be aware of the minimum requirement mandated so that they can abide by the laws of their state. Premium rates that a person has to pay in exchange for protection are based on … (more) January 14, 2010

• Buying a Non Owners Auto Insurance

  by Ricky Lawrence

  Because of the increasing costs of living and the high prices of gas, more and more people are now opting to use public transportation than drive their own vehicles. However, there are instances that call for driving a car. Going out of the city is one of them. A person who wishes to go to vacation is most likely going to borrow or rent a car that will make transportation easy for him. Driving a borrowed or rented car has … (more) January 14, 2010

• Advertisements for Truck Insurance

  by Ricky Lawrence

  Selling truck insurance is quite a feat because not too many people own trucks. For one, it is bigger than ordinary cars and requires special skills to drive it. Trucks are more often used for commercial purposes to transport bulky commodities to different places. Insurance companies resort to different types of advertisements to market truck insurance policies. There are many mediums to choose from. Popular examples are advertisements in television, billboards, and radio. Some companies also enlist their names in … (more) January 13, 2010

• What Makes Car Insurance Comparison Important

  by Ricky Lawrence

  You want to make sure your car will be safe and protected from anything that could happen on the road and therefore you apply for car insurance. It will be a very good idea to inquire from different agents and collect as many insurance quotes as you can. After that, the next best step is to see which of these quotes offer the best deal. Car insurance comparison is important mainly because you want to get your money’s worth. There … (more) January 13, 2010

• Things to Consider Before Getting Gap Insurance

  by Ricky Lawrence

  People look into so many options first before buying insurance coverage for their cars. After being briefed about the different types available, many are attracted to gap insurance because it pays for the difference in market value and actual value of a car at the time of accident. This may sound really good, but one should ask also if he really needs it. Not all kinds of cars must have this insurance. Gap insurance is only required in leased cars … (more) January 13, 2010

• Problems Encountered When Filing Auto Owners Insurance Claims

  by Ricky Lawrence

  Many motorists get auto owners insurance thinking that accidents may happen at the least expected moment whenever they drive. It gives them peace of mind that if ever they figure into a road mishap, their insurance will help cover for cost of damages. However, the main problem is that sometimes getting claims from insurance companies is not that easy. Here are a few problems encountered when filing for insurance claims together with a few tips on how these things can … (more) January 13, 2010

• Free Insurance Quotes – Getting the Best Insurance Policy

  by Ricky Lawrence

  Many different factors generally contribute to the computation of insurance premiums. There is credit history to consider, first and foremost, to look into the paying capacity of a client. However, looking at things from a business perspective, financial loss is one crucial factor that highly determines premium rates of an insurance policy. Insurance companies need to compensate for big losses and thus they raise premiums on their policies. On the part of buyers, many of them are aware of this … (more) January 13, 2010

• Getting Comprehensive Motor Vehicle Insurance

  by Ricky Lawrence

  Comprehensive motor vehicle insurance is the most famous among all types of auto policies as it is the most common coverage offered to motorists. In the event of a collision or a road accident, drivers who are protected by comprehensive motor vehicle insurance are spared from the expenses of paying for damages done to another person’s property. Depending on the amount of coverage limit, an insurance provider will pay for the injuries caused by an insured vehicle. Holders of this … (more) January 12, 2010