Auto Insurance Articles Archive for 2009

  • What is a Good Business Car Insurance?

    by Ricky Lawrence

    Many companies and business establishments know that having the right insurance coverage for their service vehicles is as important as having the vehicles themselves. Service cars are there to serve the purpose of the company. Every time they get on the road, the vehicles carry the name and reputation of the company. Having adequate protection in case of accidents can help make or break a company. Business car insurance is not at all that different from personal auto insurance. Both … (more) July 21, 2009

  • The Best Auto Insurance Rates and How to Get Them

    by Ricky Lawrence

    Owning a car brings about a sense of pride and accomplishment. Getting into the driver’s seat and gripping the steering wheel for the first time, drivers can feel the energy between the card and its owner. New car smell also perforates the proud new owner’s nose as his senses tingle. And then, reality hits them. Car insurance. It’s something that no one can escape from. On top of the new vehicle’s price, driver’s have to shell out more money every … (more) July 20, 2009

  • Why Truck Insurance is Different from Car Insurance

    by Ricky Lawrence

    A common misconception is that all road vehicles, small and large, can be insured in the same way and manner. This conclusion, however, is far from the truth. Unlike ordinary cars, big trucks carry huge and oftentimes hazardous cargo. This makes truck insurance quite expensive compared to ordinary auto insurance. Freight companies use trucks to transport important products and resources from one place to another. Another reason why truck insurance is expensive is because of the trucks’ size. Big rigs … (more) July 20, 2009

  • Getting Cheap Car Insurance Teen Drivers

    by Ricky Lawrence

    In the auto insurance industry, driving experience is always one of the foremost factors that affect insurance rates and premiums. For insurance providers to make profit, they have to minimize expenses and maximize income. Their income, naturally, comes from drivers who purchase coverage from them. Pay-outs and insurance claims are the providers’ main expenses. Finding cheap car insurance is no easy feat for any driver. Motorists have to search through hundreds of companies offering a wide variety of products and … (more) July 19, 2009

  • Getting the Most with Low Cost Car Insurance

    by Ricky Lawrence

    The word insurance may be enough to make many Americans conjure images of money trickling out of their savings. Fortunately, there is a remedy for this: low cost car insurance. Yes, there is such a thing as low cost car insurance that can help drivers cut down insurance expenses by 20 percent or even more. There are quite a number of insurance companies out there willing to offer numerous options and discounts to reel in new customers. Searching for “car … (more) July 19, 2009

  • When Do You Qualify For High Risk Auto Insurance?

    by Ricky Lawrence

    Auto insurance is an important item when you own a vehicle. Not only because it protects you from liability or financial obligation when there are road accidents but also because it is required by the law. If you are caught without it, you will be penalized. The law requires you to get at least the liability coverage so that when you cause injury to a person on the road, you can pay for their medical expenses. The problem faced by … (more) July 18, 2009

  • Save Money on Group Auto Insurance

    by Ricky Lawrence

    One of the best ways to save on auto insurance is to get it from your company or from the organization that you are involved in – that is, if they offer it as privilege. You can save from it because group auto insurance usually costs lesser than the individual policy. How To Get It The company you are working with or an organization where you are a member may offer privileges to its employees/members. One of the privileges that … (more) July 18, 2009

  • How To Save Time In Search For Auto Owners Insurance Quotes

    by Ricky Lawrence

    When you own a vehicle, you must get auto owners insurance. This is not only required by law but also protects you from liability and financial obligations from unforeseen events on the road. However, although this is the case, not all vehicle owners can get one because money can be an issue. Rates could be high; making it costly for the vehicle owner to get and maintain the insurance policy. Almost every insurance company understands such dilemma. Thus, they provide … (more) July 17, 2009