Auto Insurance Articles Archive for 2009

• What You Should Remember When Getting New Car Insurance Quotes

  by Ricky Lawrence

  Next to purchasing a house, buying a new car is most likely the second-most expensive activity a working individual may do. Because buying a vehicle usually involves spending one’s hard-earned savings, it is important to protect the said property by having this insured. There are a lot of new car insurance quotes found online. One problem, however, is that policies for brand-new vehicles are often more costly than those applied on used cars. The reason is simply that brand-new vehicles … (more) August 22, 2009

• Looking For Low-Cost Car Insurance Online

  by Ricky Lawrence

  Finding low-cost car insurance online has become a popular activity among car owners because of the benefits they derive from it. Shopping for a surety policy via online does not only save time, but also money. Most insurers charge customers a lesser amount of premium if they buy their products electronically. This is because selling via the internet does not anymore require sales agents, whom companies are obliged to pay salaries and/or commissions. Someone who is internet savvy may attest … (more) August 22, 2009

• How to Search for the Cheapest Student Car Insurance

  by Ricky Lawrence

  Finding the cheapest student car insurance may be a struggle for young drivers. This is because most surety firms consider them as “high-risk” clients given their being prone to accidents. Insurers determine the amount of premium to be charged a customer largely on the basis of risk. Since young car owners are deemed risky, they are made to pay a higher cost of having their vehicles insured. According to statistics gathered by industry players, a significant portion of accident-related costs … (more) August 21, 2009

• Finding the Cheapest Car Insurance For Women

  by Ricky Lawrence

  Many guys believe they are better drivers than ladies. However, most surety companies do not think so. Insurance companies, in fact, give women clients preferable premium rates because they are believed to be more disciplined on the road, and therefore, less prone to encountering accidents. If the number of involvement in vehicular mishaps will be used as basis for determining which gender is the better driver, then statistics would say it is the ladies. They also violate traffic rules much … (more) August 20, 2009

• When Do Insurers Give a High Risk Auto Insurance Quote?

  by Ricky Lawrence

  People who are perceived to be reckless drivers and those believed to be more prone to accidents on the road–such as the elderly or teenagers–are usually charged a higher premium by insurers. However, getting an affordable high risk auto insurance quote is still possible for those who are resourceful. With the help of the internet, one can simply log on to websites of several insurers and research about the lowest premium that he can possibly get. A driver may be … (more) August 20, 2009

• Ways to Get Automobile Insurance Quotes

  by Ricky Lawrence

  Owning a car entails responsibilities, and these include getting a surety policy that will cover the costs of potential liabilities arising from accidents involving the vehicle’s use. There are two ways of getting automobile insurance quotes: the traditional way and through online. People who do not mind spending time personally visiting offices of insurers and prefer learning more about the policies they sell by engaging in discussions with agents, go for the traditional way. Despite the availability of modern technology, … (more) August 19, 2009

• Proven Clues to Get Free Auto Insurance Quotes Online

  by Ricky Lawrence

  Requesting for free auto insurance quotes online is a smart move towards getting the most beneficial auto insurance policy. There are a lot of different companies on the Internet that offer a broad range of policies. However, you will only be able to compare them if you already have price quotes on hand. Regardless of the type of vehicle or the location of your residence, there are policy options out there for your car insurance. Make use of the Internet … (more) August 19, 2009

• Tips in Getting New-Driver Car Insurance

  by Ricky Lawrence

  First-time drivers are often perceived by insurers as high-risk clients and, as such, are usually charged a higher premium than experienced ones. This is because they are believed to be less able to handle the rigors of driving alongside other vehicles. Since risk is taken into account by surety firms in computing premiums, new-driver car insurance is normally costlier than the regular type. Nonetheless, there are ways for first-time drivers to lower the cost of a surety policy. If you … (more) August 18, 2009