Auto Insurance Articles Archive for 2009

• Basics of Full Coverage Car Insurance

  by Ricky Lawrence

  Full coverage car insurance is another term for comprehensive car insurance which simply means that the policy includes all features that will cover all costs – medical, repair jobs – and all liabilities incurred, should you get involved in an accident. You can get hurt in an accident. Full coverage insurance provides for your medical needs as well as repairs for your car. If you were at fault and you caused injuries to other people, caused damages to their cars … (more) August 27, 2009

• Surefire way of getting cheap Car Insurance

  by Ricky Lawrence

  Cheap car insurance, it is the dream of every car owner.  Fortunately, there is an easy way to reach that dream – buying from online insurance companies. Online insurance companies have many advantages over companies which maintain offices. One, the former offers car owners a cheap way to research insurance quotes. Car owners do not have to make time-consuming and costly calls or visits to insurance offices. It only takes a few minutes to get multiple quotes from the internet. … (more) August 27, 2009

• Differentiate Business Car Insurance from Personal Car Insurance

  by Ricky Lawrence

  It is important to be alert when using your employees’ car registered and insured under your company’s name. They might get involved in an accident when it is being used for personal errands. If this happens, you will not be entitled to any claims. Business car insurance is supposed to only cover medical damage and damage to property claims when a car is on official business. The main difference between a business car insurance and a personal insurance is that … (more) August 27, 2009

• Free Online Auto Insurance Quotes: An Easy Way to get Insurance Coverage

  by Ricky Lawrence

  The Internet enables people to shop without leaving the confines of their comfortable homes, a convenience that fits their busy lifestyles. You can shop for almost anything you want, even car insurance, online. A free online auto insurance quote offers plenty of advantages to car owners. They do not have to waste precious time visiting offices of insurance companies for cheap quotes or talking with agents.  Searching for the cheapest and most suitable car insurance entails comparing more than two … (more) August 27, 2009

• Determining Best Auto Insurance Rates

  by Ricky Lawrence

  The best auto insurance rates will depend on two things: what you need and what you can afford. It is possible to have the cheapest rates, but if a policy does not provide you with what is needed, obviously, you do not have the best insurance rates.  You got the cheapest and that is it. Unfortunately, it may not provide the kind of service needed during emergencies. Getting online insurance quotes gives you the best insurance rates because it provides … (more) August 27, 2009

• About Car Accident Insurance Coverage

  by Ricky Lawrence

  A road car accident is a distressing experience. The most distressing part is when you find yourself short of money to pay for hospital and repair bills. The anxiety of thinking where to find money is reason enough to make sure you always have car accident insurance coverage. You can choose a comprehensive car insurance policy or a limited coverage policy. However, first, try to know the differences between the two. A comprehensive policy offers liability, personal injury and collision … (more) August 26, 2009

• How to Settle Car Accident Insurance Claims

  by Ricky Lawrence

  There is one very important thing you have to do when you get involved in road accidents: file car accident insurance claims. It is a wearisome process, but if you follow a carefully planned step, gaining positive results fast will be easy. First step is to ensure that you and your passengers are alright. Get to the hospital quickly and request for a medical check-up. After the medical examinations, inform the insurance company about what happened. Go over the insurance … (more) August 26, 2009

• Preparing for an Auto Owners Insurance Quotes Search

  by Ricky Lawrence

  Before going off searching for your auto owners insurance quotes from the internet or wherever, stop for a minute and think awhile. It will not hurt to do some research to ensure that you will get the best quotes. The first thing you do is gather information on various discounts that insurance companies grant to favored clients. Without question, they favor clients who are considered as low risk drivers. They are drivers who have excellent driving records and have not … (more) August 26, 2009