Auto Insurance Articles Archive for 2009

• Using Group Auto Insurance to Save On Premiums

  by Ricky Lawrence

  With the global economic meltdown, it becomes a necessity to save as much money as we can, especially when we are dealing with fixed costs. The same goes for auto insurance, which is typically expensive. However, if you would look at it from a broader perspective, then you will surely find easy ways and means to save money while taking out quality auto insurance packages – and this is in the form of group auto insurance. In the world of … (more) September 6, 2009

• Used Car Insurance Options

  by Ricky Lawrence

  There is one thing you have to think about when buying a used car – what car insurance to buy. Without a doubt, used car insurance is greatly different from new car insurance. You have to consider a lot of things including the components of the insurance most applicable for your requirements. Certainly, there will indispensable features and those that you can do without. There is no question about the necessity of coverage. However, you will probably have to be … (more) September 6, 2009

• New Driver Car Insurance Discounts

  by Ricky Lawrence

  Majority of applicants for new driver car insurance will be teenagers. They are considered high risk drivers by insurance companies because most are lacking driving experience. Apart from that, most possess a tendency to be reckless behind the wheel. Usually, they shell out a bit of money for their insurance.  Luckily, there are ways to reduce the amount of premium paid for policies of this kind. It just takes a little time looking for it and doing some research. While … (more) September 6, 2009

• Getting Your Hands on Auto Owners Insurance Quotes

  by Ricky Lawrence

  Several of your friends might have shared to you that they were able to get their hands on cheap auto owners insurance quotes that are of the utmost quality. If they can do this, then you very well can. With the following tips below, it will surely be easier for you to get cheap quotes. First, remember that your insurance rate is greatly dependent on your annual mileage. Thus, make sure NOT to drive your car during times when there … (more) September 5, 2009

• Tips to Getting Cheap High Risk Auto Insurance

  by Ricky Lawrence

  It is an established fact that auto insurance packages come at expensive prices. However, this is unfortunately something American drivers cannot be without since it is mandated by law in most states, if not all, that drivers should take out auto insurance policies. If you are caught driving without insurance to your name, then you would need to pay certain fines for this. But when it comes to high risk auto insurance, then you are sure to pay monthly premiums … (more) September 5, 2009

• The Basics of Non Owners Auto Insurance and Its Coverage

  by Ricky Lawrence

  At first bat, car owners obviously know that it is within their legal responsibility to take out auto insurance, as well as to ensure adequate and sufficient coverage for the cars that they own. However, not too many people know that there are insurance companies that do provide insurance packages to drivers who do not own cars – and this is in the form of non owners auto insurance. So, what exactly is non owners auto insurance? This is actually … (more) September 5, 2009

• Do you Need Automobile Collision Insurance?

  by Ricky Lawrence

  Automobile collision insurance coverage pays for damages to your car if you hit another car or an object. It can be any object, a tree, a building, even an animal. This coverage is optional, meaning it is not mandated by law, and it is also expensive. Before deciding whether you need it or not, first, let us discuss its advantages and disadvantages. Definitely, you will not like including automobile collision insurance coverage to your policy because of the expenses involved.  … (more) September 5, 2009

• Auto Insurance for Seniors: Not Automatically Expensive or CheapAuto Insurance for Seniors: Not Automatically Expensive or Cheap

  by Ricky Lawrence

  If you are 50 years of age and above, you are considered a senior. Insurance companies divide seniors into two groups. Seniors less than 75 years old fall under the low risk group while those aged 75 and above fall under the high risk group. Seniors below 75 because they drive carefully, ever mindful of traffic rules, have the lowest accident rate among all drivers.  Auto insurance for seniors belonging to this age bracket is also the least expensive. On … (more) September 5, 2009