Auto Insurance Articles Archive for 2009

• Hunting for Business Car Insurance Policy Made Easy

  by Ricky Lawrence

  It is a must to have personal car insurance. However, buying a business car insurance policy is a different matter altogether. Consider this: you have a small business and you let someone else drive your personal car during business hours. When they get into an accident, they could not possibly be covered by the vehicle’s insurance because that is beyond what the policy dictates. Separate business car insurance, therefore, should be considered. This is a unique coverage for drivers who … (more) September 7, 2009

• Auto Insurance for Seniors: Old Age, New Wisdom

  by Ricky Lawrence

  Most people dislike the idea of getting old. They perceive old age as a phase wherein youth, beauty, and grace are inevitably lost. It is a phase wherein one seems to be always at a disadvantage because of seeming frailty and obvious vulnerability. This idea however, is highly incorrect. Aging wisely and gracefully is key to making the twilight years as enjoyable as possible. For example, seniors need not treat old age as a curse, but as a wonderful phase … (more) September 7, 2009

• Full Coverage Car Insurance, Do you Need It?

  by Ricky Lawrence

  Do you need full coverage car insurance? Only you can answer that. However, before you do try knowing what the term actually means. It may not be what you need. Full coverage car insurance simply means a policy that entitles claims for you and the passengers’ medical expenses for injuries sustained in accidents. This policy provides cover when you are at fault, otherwise, the policy of the one at fault settles the medical expenses. A full policy will not be … (more) September 7, 2009

• Looking Beyond Cheap Car Insurance Cost

  by Ricky Lawrence

  Because of growing competition among surety companies, it is not difficult to find affordable policies these days. Plenty of firms are offering cheap car insurance cost just to win over customers. Some people find various offers of inexpensive surety products right in their mailboxes. Others receive phone calls from representatives of insurers who encourage them to avail themselves of low-cost policies. People who are adept with using the internet even have higher chances of being offered cheap car insurance cost. … (more) September 7, 2009

• In Search for the Best Motorcycle Insurance Quote Online

  by Ricky Lawrence

  Trying to find the best motorcycle insurance quote online can be a challenge since different factors can affect the rates and costs of premium.  For instance, if you own a top motorcycle brand like Harley Davidson, your insurance premium is bound to be higher than if you own a less popular brand.  Not only are Harley motorcycles a hot item for thieves, replacing genuine Harley parts is obviously more expensive. Apart from the brand name of the motorcycle, your rating … (more) September 7, 2009

• Enjoying the Benefits of GAP Insurance

  by Ricky Lawrence

  The only asset that appreciates is land. Sadly, appreciation is the total opposite when it comes to cars because their values depreciate significantly fast. You can even say that the value of cars drop so fast as soon as they are bought and driven off the sales lot. Still, there’s nothing we can do about it, and we are even accepting of the fact that with that depreciation still comes 5 or so years’ worth of monthly payments just to … (more) September 7, 2009

• Looking to Get Covered? Search for the Best Automobile Insurance Quotes

  by Ricky Lawrence

  Worrying over automobile insurance quotes will get you nowhere with your insurance goal. If you are planning to get covered with vehicle insurance protection, now is the perfect time to start searching for the best rates and quotes out there, that complements your purse. Making Informed Decisions Before purchasing an insurance package, it is best to compare automobile insurance quotes from several companies. Now before you groan with displeasure at the thought of this seemingly tall task, know that the … (more) September 6, 2009

• Getting Student Car Insurance does Not Have To Be A Pain

  by Ricky Lawrence

  You are way past due on your credit card bills and you are struggling to pass your “Advanced Shakespeare’” class. Your relationship with your girlfriend is on the rocks. To top it all off, you just learned from an insurance agent that your car insurance costs an incredibly hefty sum, simply because you are a young adult and fit a profile of a high-risk driver. It is only natural to feel that the world seems to be conspiring against you, … (more) September 6, 2009