Auto Insurance Articles Archive for 2009

• Price Wars and Free Auto Insurance Quotes

  by Ricky Lawrence

  If there is one good thing that the economic recession has brought to the U.S., its tougher competition. Because Americans are choosing to save up rather than spend, companies are struggling to make profit and keep themselves afloat. This situation is also true for car insurance providers. Hundreds of new car insurance companies have set up shop in recent years, hoping to get a piece of the lucrative industry fortune. The sudden influx of new players has generated competitive price … (more) September 12, 2009

• New Car Insurance and You

  by Ricky Lawrence

  Most Americans believe that a driver’s license is just about everything they need to get into their shiny new cars and drive off into the sunset. If car owners would be doing exactly that, then the roads would be full of car crash victims and mangled cars. The truth is, a driver’s license does not give a motorist permission to do whatever he or she wants without thinking of the consequences. Like it or not, cars are inherently dangerous. They … (more) September 12, 2009

• The Difficulties in Getting Cheap Modified Car Insurance Packages

  by Ricky Lawrence

  The adage “one size fits all” does not exist in the industry of car insurance. In fact, one package that fits the needs of a particular policyholder would not necessarily fit the needs of another policyholder – in spite of the fact that both owners drive the same car right down to the model, make, and year. The same goes when you are shopping for modified car insurance. And it is because of this that drivers find it difficult to … (more) September 11, 2009

• Dying for Low Rates? Think of Your New Car Insurance Before Buying the Car

  by Ricky Lawrence

  Purchasing a new car is one sweet experience especially if it is your first. However, great possessions come with great responsibilities, one of which is, new car insurance. Insurance for new cars are often high because they are more likely to be stolen or vandalized. If a car gets damaged due to an accident, chances are, it would be difficult for an owner and insurance company to find replacement parts because the model is brand new. To avoid this, you … (more) September 11, 2009

• Saving Money When Buying New Car Insurance

  by Ricky Lawrence

  Buying a new car inevitably comes with buying new car insurance. These two just go hand in hand since most states, if not all, mandate that drivers take out insurance, to avoid glitches in coverage and making payments should car accidents take place. However, before you do take out any policy, it is important to gather as many options as you can and weigh each of them carefully. Across packages, even the ones that are similarly priced, there will always … (more) September 11, 2009

• The Basics of Business Car Insurance

  by Ricky Lawrence

  Many often make the assumption that personal auto insurance is just the same as car insurance for businesses. While these two may share some similarities, they are in no way completely similar. Personal car insurance is just that – personal. The car owner or driver himself is responsible for whatever happens to the vehicle. This makes it easier for insurers because they only have to deal with a single car and very few individuals. Business car insurance, on the other … (more) September 11, 2009

• Making Truck Insurance Quotes Work for You

  by Ricky Lawrence

  The U.S. is a country that is largely dependent on an efficient goods transportation system for its economy to keep running. As members of a consumer society, Americans keep the economic engine running. Part of this vast system of trade and commerce are the nation’s thousands or hundreds of thousands of big rigs. These behemoths allow products and goods to get from one place to the other. Without them, the economy would grind to a halt. They are an essential … (more) September 11, 2009

• How to Settle Car Accident Insurance Claims With Ease

  by Ricky Lawrence

  Insurance companies are known for denying or reducing claims on flimsiest of grounds. You have to know how claims are processed and know the things you have to do to speed-up this process or else you might be in for a long wait. It is important to know the basic steps in filing car accident insurance claims. First, is documentation. By this, we mean the kind of papers you have to submit to an insurance company and when you should … (more) September 10, 2009