Auto Insurance Articles Archive for 2009

• All You Need to Know about Auto Collision Insurance

  by Ricky Lawrence

  If you own a car of your own, then you undoubtedly must have heard about auto collision insurance at one point or another. In fact, some of your friends and colleagues might have advised you to take out this type of policy already, and you may find this piece of advice handy. However, before you do take on their advice, it is better to know just what this insurance package is all about. It is always wise to make informed … (more) September 13, 2009

• Why Drivers Should Consult a Lawyer about their Motor Vehicle Insurance

  by Ricky Lawrence

  Most car owners do not bother much with motor vehicle insurance. As long as they comply with the law which says they need coverage, it is alright with them. They get the minimum allowable coverage and that is it. A lot of times, however, they realize they should have been more attentive. Many drivers always concentrate on how much they have to pay for a particular insurance instead of focusing on services they get out of it.  They always like … (more) September 13, 2009

• Things to Do When Buying Used Car Insurance

  by Ricky Lawrence

  In principle, not much is actually different when it comes to insurance for both new and used cars. The same basic features are offered in both new and used car insurance packages.What will differ, however, would be the small details outlining the packages themselves. But when it comes to primary purpose, both kinds of policies still aim to avoid liability in the unfortunate case of a vehicular accident. This would mean liability in terms of injuries and damages incurred to … (more) September 13, 2009

• Understanding Your Motor Vehicle Insurance Law

  by Ricky Lawrence

  Motor vehicle insurance law can differ from one state to another. This is the reason why car owners must carefully study the rules imposed in their states of residence because otherwise, they may be penalized for violations they were not aware of. A basic rule applied by most states, however, is that car owners must purchase a third-party liability policy. This covers expenses for repairing properties of other people or medical treatments that may be needed because of possible accidents … (more) September 13, 2009

• Your Guide to Comparing Cheap Car Insurance Rates

  by Ricky Lawrence

  Every car owner is hoping to get the cheapest possible premium from an insurance provider.  If you are presently looking for an auto insurance coverage, here are some tips on how you can compare cheap car insurance rates more effectively: Use an insurance comparison website.  A comparison website is a great tool in gathering quotes from potential insurers.   All you need to do is enter basic information to get an estimate and you will be presented with several quotes from … (more) September 13, 2009

• What Coverage Would Fit for Used Car Insurance?

  by Ricky Lawrence

  Automobile insurance is something every car owner or driver should have because the law dictates it. Insuring new vehicles would not be a difficult job because normally, owners would want their newly-bought automobiles safe and protected from any unfavorable circumstances. However, for those who can only afford used cars, auto insurance may be a little complicated, thus it needs to be explained. Taking a look at some auto coverage quotes might be a good point to start before choosing the … (more) September 12, 2009

• Teen Auto Insurance – Keeping it Low

  by Ricky Lawrence

  Every teen wants to drive his own car at some point in their teenage life and will do absolutely anything to convince mom and dad- extra chores on the weekends, good grades etc. Finally, when they DO get one, parents are left with one last worry.  Teen auto insurance, that is. Apart from a properly secured license, there are several factors that govern the decisions when availing driving plans. The most important among these aspects is the premium price. Since … (more) September 12, 2009

• Getting an A+ in Student Car Insurance 101

  by Ricky Lawrence

  There are many challenges faced by a student: maintaining a good academic standing, tuition fees, and of course, for the new drivers; car insurance. Availing of a cover plan is not an easy task especially when most companies offer high premium costs and classify them as “risks,” like they do with new drivers and teens. According to statistics, teens spend around four to ten thousand dollars on insurance premiums a year. However, there is always room for relief when it … (more) September 12, 2009