Auto Insurance Articles Archive for 2009

  • A Beginner’s Guide To Auto Collision Insurance

    by Ricky Lawrence

    After buying your very first car, the next step is for you to have an insurance policy to cover your vehicle. Because most states require this before allowing a vehicle to hit the road, car owners have no choice but to buy at least the most basic coverage, which is auto collision insurance. This type of insurance policy is the easiest to get and the cheapest to find in the market. It would be beneficial to know, especially for new … (more) December 28, 2009

  • Business Car Insurance – Insuring Your Company’s Future

    by Ricky Lawrence

    Do you think your company needs an insurance policy to take care of its vehicles? Or can you continue using your own car for the usual company errands? You can never tell whether your policy is not enough for your needs so start shopping for business car insurance now before anything disastrous goes out of hand. However, you may ask yourself, who needs it anyway? The answer is anyone.  Anyone who drives vehicles going to and from work needs to … (more) December 28, 2009

  • Car Insurance For Women – Taking Advantage Of Your Benefits

    by Ricky Lawrence

    If you think all car insurance for women are cheap, think again. There are still a few more things you might need to know so you are sure that you get the most affordable rates. Many people know that female car insurance is cheaper than ordinary packages because women are considered to be safer drivers than men. Though some have argued that women are more dangerous on the road, statistics say they are not. Therefore, car insurance for women is … (more) December 28, 2009

  • Getting Cheap Full Coverage Car Insurance In New Jersey

    by Ricky Lawrence

    Everyone who owns or drives a vehicle along the roads of New Jersey should buy at least three types of auto insurance. These are liability, personal injury protection (PIP), and uninsured motorist (UM) insurance. The liability coverage covers any damages to the other driver’s property such as his car, after an accident. However, in New Jersey, this type of insurance does not include medical expenses. In relation to that, it is also required for every motorist to get personal injury … (more) December 28, 2009

  • What Drivers Need to Know About Modified Car Insurance

    by Ricky Lawrence

    Many car owners today are modifying their cars, a phenomenon that is perhaps a large influence of the media. They like to fashion their cars similar to what they see in the movies, music videos, computer games and print ads. They modify their cars in several ways. Some will alter the appearance, like changing the mufflers to a bigger set, or attaching a sturdier and more eye-catching bumper. Some will enhance performance. They replace original engines with a more powerful … (more) December 27, 2009

  • Advantages and Limitations of Comprehensive Auto Collision Insurance

    by Ricky Lawrence

    There are different types of auto collision insurance to choose from. Some drivers will opt to get the most basic just to comply with the law. Others will invest further on a more comprehensive policy to give them more protection on the road. What a driver chooses largely depends on how much of a risk taker he is. Auto collision accident is something that can happen to anyone at the least expected moment. A driver may be very careful behind … (more) December 27, 2009

  • The Qualities of an Effective Used Car Insurance Salesman

    by Ricky Lawrence

    Used car insurance is not very common and in demand in the market. Only a few people avail of it since most drivers think secondhand cars are not insurable anymore. For one, it is not brand new so its value has significantly decreased since the time it was bought. It is therefore a challenge for every used car insurance salesman to close a sale. His goal is to make his clients understand that the insurance policy he sells is just … (more) December 27, 2009

  • Understanding GAP Insurance Better

    by Ricky Lawrence

    GAP insurance is often taken for granted because many people do not understand how it works. Before attempting to explain what it is, first, it is important to understand the market value of cars. Cars are machines that begin to depreciate by 20 to 30 percent once it is taken out of a showroom. These are not brand new anymore, instead they are considered slightly used or used. If drivers figure in an accident, insurance providers will calculate claims based … (more) December 27, 2009