Auto Insurance Articles Archive for 2009

• Auto Insurance for Seniors – Discount Haven

  by Ricky Lawrence

  Senior citizens have the reputation of responsibility and prudence on the road. As they say, you learn more when driving for a few days on the road than weeks of listening to tips and tricks from a driving instructor. This is why most companies offering auto insurance for seniors charge lesser premiums. Moreover, they are given more privileges and benefits for a continued company-client relationship, especially if it is a good one. People drive their own cars for many reasons. … (more) November 18, 2009

• Learn the Ropes of Modified Car Insurance

  by Ricky Lawrence

  Looking for a modified car insurance policy might cost a lot of money – more than what you should spend – if you have no idea where to get it and what requirements to consider. It is still best to take a moment and research on it before going out venturing into the unknown. Automobile insurers do not normally give coverage policies for cars that have been modified. This is because cars which have been juiced up generally mean that … (more) November 18, 2009

• Auto Collision Insurance – What It Is, and What It Isn’t

  by Ricky Lawrence

  Auto Collision insurance is an indemnity agreement entered into between you, as car owner, and the insurance company as provider, or the one who is liable to pay you a certain amount for the damages sustained. An insurer may opt to pay for the repairs itself, or it may pay the amount directly to you or to any other person entitled to it. In any case, it is meant to cover damages on automobiles by reason of a road accident. … (more) November 18, 2009

• Your Dream Car’s Lifesaver – Gap Insurance

  by Ricky Lawrence

  You have heard about Gap Insurance, but you really do not know what it is. Of course, your dealer mentioned that it will save your pocket should your car get wrecked, but he did not explain it to you. In fact, there are a lot of instances where people have heard about this type of coverage, but will not be bothered to get it just because they do not understand what it is and what it can do. Here is … (more) November 18, 2009

• Invest in Full Coverage Car Insurance for Added Protection

  by Ricky Lawrence

  In the United States, before you are able to register your vehicle with you local DMV, you need to show proof that you are properly covered by third party liability. Now, the minimum requirements depend on each state law. However, basically, there will be minimum and maximum limits for bodily injury and death as well as a certain amount for property damage. If you think that this basic coverage is enough to secure your future and save you from sleepless … (more) November 17, 2009

• The Right Coverage of Motor Vehicle Insurance for You

  by Ricky Lawrence

  Motor vehicle insurance will protect you and your assets when you figure into an accident or vehicle mishap which nobody wants to happen. This is some serious business that you need to consider and finding the perfect insurance company as a partner may sometimes prove to be complicated. In the United States, there are independent insurance laws in every state, so depending on where you live and where you intend to use the car, policy and rates may differ. You … (more) November 17, 2009

• Find the Best Auto Insurance Rates that will Work for You

  by Ricky Lawrence

  Just because you signed up for the cheapest premium does not mean you got the best auto insurance rates. The way to distinguish mediocre offers from better ones is to qualify if it is giving you the best value for your money. An insurer will base your rate on the condition of your vehicle and the risk you are contributing on the road plus your current credit standing. Normally, the best auto insurance rates are offered to less risky and … (more) November 17, 2009

• The Win-Win Benefits of Group Auto Insurance

  by Ricky Lawrence

  Group auto insurance is widely accepted now that the advantages are made clearer. This is actually a three-way win situation that sounds irresistible. The insurance company, the business or organization, and the employee or member will all benefit from this program. This is how group auto insurance works: the policy is offered to companies or organizations, and even big families. In exchange, a business owner or organization officers become the middle man and offers this program as a benefit or … (more) November 17, 2009